What happens if you are delinquent with an Amex payment and are assessed a late fee?

I am starting personal investment now- please tell me if this plan looks good:
- Already have a 401k plan with max matching form my employer
- invest in 5000$ in S&P ETF
- invest 5000$ each in AAPL, AMZN, GOOGL,MSFT
- invest 1000$ each in Netflix, ADP and Home Depot
- invest 500$ each in Intel, Nike,Walmart and T-Mobile
- small amounts 100-500 in Merck, GE, Coca Cola , Altria and Samsung.

Thoughts? I plan to invest a little bit each month (200$) in ETF. Any suggestions?

Is it a good time to buy 1BR Chicago Downtown? Lotsa places available under 250k, HOA in 500 range. Plan to live in it for 1 year, looking for jobs in SF, will rent out post relocation. Other ideas?

Has anyone here participated in the year long remote year program? My company is fully remote in the US and is in general supportive of me going but concerned about local and international tax liability. Remote year doesn’t share tax advice and our HR team is small. Curious to hear from people at companies who have done it before and if there were any issues from a tax or payroll perspective. Trying to get the formal approval from my company before officially signing up, advice welcome!

Question on option price in relation to theta, does the theta component recalculate each day, or it changes even every minute? Say if u buy and sell within a day, expect to lose some theta value?

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

Thoughts about Georgetown? Looking to buy and wondering what the current and future outlooks are in terms of growth

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

What do you guys think would classify as a good savings amount by the age of 30?

Where do people go after Visa?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

New offer. What does this mean?: “Policy is that we don’t consider the green card until someone is at 2.5 years prior to the last extended date on their current visa.”

Whats the second source of income for a IT employee ?

This in their 30's, how much money do you have saved? Did you start your own family? What's your age, and do you own or rent your place? Btw I'm in my mid 20s.

I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Asking on behalf of one of my friend.
He holds 2 offers:
First - High Radius with 12.7 CTC
Second - Tech M with 12.5 CTC and 1 lakh JB.

YOE - 3.8
Experience in QA

Which one he should choose ?

I am thinking of making the jump from SLP to healthcare administration. Looking for insight on pay, job opportunities and job satisfaction. Thank you!!!

So I’m charging jobs due to unforeseen situations to another company as a assistant manager and I wanted to know is it unprofessional to turn down a job after you already accepted the offer to take another companies offer if the pay is better by $5000-?

Hi All, I’m thinking about getting certified in change management but not sure if I should go the Prosci route or CCMP route. CCMP is a lot cheaper compared to Prosci but would it measure up just the same?

I guess it would be similar to the discussion of the SHRM-SCP vs SPHR.

I want to get into 1040s..currently at pwc and tried to get into PFS but HR basically discouraged me and said it was a decentralized group. What big 4 would be best to go to ?

Could a position as an Office Coordinator be the same as Administrative assistant or could be considered as a higher role?

Broke up with my BF recently. We usually go to see his family over thanksgiving and now I don’t have any plans. Does anyone have any suggestions one somewhere I can travel to by myself over the break? I live in NYC and like outdoor stuff, hiking, biking, skiing etc

Are Delta international award tickets fully refundable the same way domestic ones are?

Hi Everyone,

Are there any good Deloitte UK discount codes for hotels?

Anyone have Producer friends / contacts at Pandora? Looking for an in. 🙌🏻

I need help. I constantly pick at my beard for the last two years. It is creating holes and looks terrible. How can I solve this. I tried a number of things to keep my hands busy. Also how can I grow my beard thicker?

Weekly Hot take. Accessibility=/= easy mode. I know it would take alot more time and resources to develop but more games sould come with accessibility features like color blind mode and maybe a bullet time for jumps. I am not a person with disabilities but i believe Celeste did a pretty good job at adding some of these features. I know it's hard to account for every type of disability but we can at least start with the most common ones.

Interviewing for a Senior Specialist role in Product Management (Commercial, Smart Data). Could someone please provide insight on what I can expect in the interview process as well as the role and overall culture/wlb? Expected comp? It’s onsite at the Arlington office but curious about hybrid accommodations. Thanks!

Baby due end of Jan and wife taking full maternity leave (12 wks) and then back to work. Considering taking paternity (16 wks) after that. How and when do I tell my various teams and file paperwork?

Was contacted by a sourcer for a big 4 firm. Five minutes into the conversation about my background she says we can’t move forward because it would be a conflict of interest since I sub for that company. Is there a way to get around this or perhaps a cooling off period? Thanks in advance.

How much can we save in Canada Onsite ? Tech lead role. Avg sal in glass door is $80k .

Hi Fishes,

Can anyone give my referral as a software developer in KPMG. I have one year experience on salesforce developer.

Do all consulting firms give out work phones?

Is it just me who thinks people have started showing off too much on linkedin nowadays.. 😐

Is delegating work frowned upon?

Any good business/consulting books on amazon kindle that y’all have read that has helped you in your job?

What’s the salary for a Sr Dir, Advisory CIO at Gartner? What’s the culture like? Yay or nay?

🐠 Fam - What’s a good whiteboard solution for my home office? What do you use and from where do I get it? Thanks!

Dang. URI just beat Okla. 😭😭

What are the best consulting companies in the US focused on Sustainability, either Strategy or Ops?

New @ Deloitte, possible to swap sims to use the new physical phone as my personal and use my old one as the work phone? How does set up work?

Good books for case prep/valuation. Econ consulting, if relevant. TIA

Looking for a Customer Service strategy/Consulting Role? Any roles or references please?

Any book recommendations on handling office politics?

Top 10 books to read about consulting life ?

Hate it when recruiters tease an exciting opportunity but refuse to say over LinkedIn what the company or role is... “Must set up a call for confidentiality reasons.”

Best consulting companies in the social sector?

Does mba help in pivoting to consulting? I want to learn more about business + do strategy work and I’m not sure if I’m getting that in tech. Undergrad major was econ and was very theoretical (didn’t learn anything about business). Have done interviews with all MBBs in the past but either didn’t pass assessment stage or didn’t make it pass the case interviews. Feedback was that I need to improve business judgement for case interviews.