What % salary do you spend on mortgage only for primary residence? What city do you live in?

Got my first pay check! Trying to understand all the taxes on it….Are state taxes on my gross amount or do the federal taxes i pay get deducted first then state taxes on that amount?

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

How much should I contribute to a 401k?

Well my $500 DOGE bet from yesterday is paying off 😂. This feels like people are just desperate for a bull market based on speculation.

Anyone buying a place during Covid times in Denver? How's it going?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Curious to know what other avenues people have taken in our industry to make more money. Currently getting OT which is nice since most places don’t offer that benefit but still doesn’t feel like it’s worth the long nights when the paycheck comes in.

what you buying?

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

Which style home do you prefer and why?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

I own two small companies, 1.5million in sales combined. Owned them for more that 20yrs. Getting older and thinking of selling, would like to sell by end of 2025.

Not sure how to go about selling. Any ideas?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Noob question - bought a call debit spread 195/197.50. PayPal is at 199 today - if I hold till expiration I get the 250 correct? Or can I exercise it now and get the 250?

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

Someone needs to take Fetterman off the stage. This is hard to watch

Is anyone's agency currently looking for a Senior or ACD position?

Hi people,
I’m looking for a referral as a Analyst.
Exp: 1.3 years
Skills: Reconciliation, Fx settlements, Mis reporting, Sql, Bonds reconciliation.

I was recently offered a Zoom interview. The school had 10 interview slots for me to choose from. Three were one day this week and the rest are next week. I chose the first time slot available. Should I have waited until one of the last slots so I was fresher on their mind when choosing a candidate? I am just sitting here stressing out until I here something. Also, do interviewers still appreciate a hand written thank you for the interview?

Has anyone had luck cancelling their lease due to to COVID? Haven’t been in my apartment since March and wondering if keeping the lease is worth it given it’s not looking like we’ll go back to the office this year.

Does Coforge has office in Pune?

Hello everyone! I had a question and would be really helped if any of you could answer!

I'm currently working at ZS and applied to Novartis through a referral around 3-4 weeks back. However I still haven't heard from the HR.

Is the hiring process at Novartis generally very slow?

I feel like I lost most of my friends over the last couple of years. Everyone’s doing their own thing and now I see my closest friends a handful of times each year. Can anyone else relate?

Hello Friends,

Please let me know which company to choose between below options in terms of WLB and also keeping recession in mind :

CitiusTech - 27.5 lpa fixed
Nouveau Labs - 30 lpa fixed and 1L JB

Both are Bangalore location.

Role : Automation Test Lead, YOE : 7.2 years

Thank you in advance!

Was told I am a low performer today and need to improve or I am terminated. I have roughly 3 months to find a new job right?

What are you or the district using to challenge Gifted & Talented students in reading, L/A for RTI ? Vocabulary? Does your district use SORA in library?

I was giving my kid the advice that the path you sometimes believe you are on is not necessarily where you will land, in a good way, and to stay open to those paths.

Help me make my point.

What did you THINK you were going to do when you started college, and what do you do today?

Recs for getting art framed? I know the MFA sends their stuff to Stanhope but I don’t think I really need museum quality framing.

Hey Guys, What's up? Is Altimetrik is good enough to stay for long time? Joined sometime back still unaware of real truth. how they will behave when we will go through bench??

Pros and cons on getting a designation? Been considering going for the CPCU designation to gain some professional development. Which designation did you go for and why?

I have been invited to move up to the junior partner level in my mid-sized insurance defense/medical malpractice defense firm, but the terms essentially make me an independent contractor. What does your firm's junior partner track look like? I have been offered 50% of all income brought in, but I have to deal with my own insurance, pay all my own benefits, and handle my own insurance. Is this normal?

Anyone found the silver / bronze winners for Creative Circle yet?

What’s the maximum anyone got out of the airline for damage to a new checked luggage bag

How do I negotiate the salary after I accepted an offer ? Similar firm offered me higher.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Is it common for HOA to ask you to prove your car registration is up to date?

Any Property Management recs in Seattle area? :(

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?