Would you accept slightly lower pay or no pension for a better 401k match?

like
Posting as :
works at
You are currently posting as works at

OP I think you’re wrong to insult D1. You ask a question, got a response, no need for an insult.
Fact is that a base and not the match gives your pay trajectory in jobs, and that matters more than the few thousands in match.

like

Depends how much better. Run the numbers.

Out of undergrad I had an offer for 48k a year with 15% match on 401k

My other offer was 71k with a 6% match and an automatic 1%.

Guess which offer I took?

funny

D1 you are a dumb consultant. You didn’t even ask the math. Hope you are never on my team

likefunny

No

like

If these are the only differences, it's a pretty easy model to build

like

Related Posts

Hi All, I've been offered 6L fixed with 15% variable for F&A in Accenture, and my last drawn was 4.10LPA. Could someone pls tell me if I should negotiate for more or is this the slab for level 11?

Please help! Accenture

like

Any idea of annual increment% in Maersk?

Tata Consultancy Legato Mainframe openings

Dear fishes, We are looking for acquaintances for filling up pending roles Legato.  

Location : Bengaluru/Hyderabad/Gurugram
Good communication skills; Ability to work 12 pm – 9 pm;  24 * 7 support/flexibility for Prod Support associates are basic expectations apart from Technical proficiency.  

Mainframe SE/SSE Roles – Prod Support & AM team
Good to have IMS DB 
Good to have Healthcare Exp

Amdocs HCL Technologies Infosys IBM DXC Technology Deloitte Tata Consul

like

How much Salary is getting for a digital advisor in Microsoft India

like

I found out a soon to be 2nd year associate got a 10k raise making his salary 110k now, while I, the soon to be 3rd year associate got a 2k raise making my salary 107k. So now the 2nd year male associate is making more money than me. How do I bring this up to the partners?

like
like

Looking for better and competitive compensation according to the industry standard in delhi NCR region either in core IT industry or IT Consulting.

Current CTC - 250000
Expected CTC - 400000

Suggest me please.

like

Question for those in "tech" cities. I am in Northern VA and view this area as a potential tech destination of the future as FAANG moves towards servicing the federal govt (see HQ2). Is there much of a premium in terms of pay for the accountants in the current tech cities? Is a career in FAANG as an accountant better than public accounting if you never expect to make partner? There already seems to be a severe shortage of talent here in NoVa so I'm wondering what to expect 3-5 years out.

like

Hi All,
I have 3 years of workday integration experience and currently have workday integration core certificate what should be the ideal package I should look for currently I have offer of 12 LPA from one partner company.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

like

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

like

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

like

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Hi, I was promoted to Associate in March. Am I eligible for October annual hike?

like

Hows the appraisal number in coforge for this year ?? Nd also how much variable did you guys received ??

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

like

Hi Fishes, I am working as an IC in QA role with more than 15 years of experience, not getting good hikes and currently having 27.20 lakh INR, which I think its too low as per my experience range. Can some one suggest in QA role, if still chances are high to get good salary hike? Whats the best I can do and if anyone is aware of any suitable openings?

like

What is average compensation for finance manager (FP&A/strategic finance) with 5-6 YOE. Mid COL city: Miami

like

I have an offer for $130k for a senior attorney position in a boutique L&E firm. Also have a recruiter who thinks she can get me into another for $150-170k. Both are more than I’ve ever made (Denver, 17 yrs of experience but completely different practice areas). Any tips for countering the $130k offer for more using the other potential offer while not risking a complete withdrawal of the current offer? I’ve never been in a position to bargain my starting salary so this is all very new to me.

like

Hi folks , what’s the salary range for Wipro Europe development centre (iDeas D&C) for B3 level Sr consultant ?

like

More Posts

When negotiating, how much above minimum salary would you ask for? I don’t want them to rule me out altogether, but also don’t want to sell myself short.

like

Why in EY GDS orientation, they are calling Gurgaon people to office on the second day?

Can I join the EY GDS session virtually on the second day also as currently I am not in the base location?

For laptop also I've opted to be couriered.

Will there any issue if I join virtually on the second day for Gurgaon location?

like

Hello All ..from which app or website I can check my public holidays in Pwc AC?

like
like

Where do you like to go in person clothes shopping? Which stores? (I.e., ponce, Atlantic station, Lenox, etc.)

like

Is Woodford reserve double oaked worth the hype?

like

Polling: Salary, location, years in media

VP/Group Media Director

130, LA, 10

like

Thinking of switching employers. Do you think bigger retail stores (the ones that have several locations) are easier or harder to work at than little hole-in-the-wall grocery stores (which is all I've ever done)? It seems like the larger chain stores would have more downtime, but I'm wondering if anyone could give some input.

like

Any advice for a CD team who wants to move to pharma? We’ve freelanced in the space, but don’t have work in our books. Currently we’re running a large CPG brand, FT at a network agency in NYC.

likefunny

Just found out that sperm banks pay $70 per donation. I just found my side hustle 😏

funnylike

Has anyone heard of TechGC/DeputyGC? Thoughts on membership?

like

Has anybody switched from Deloitte India to Usi?
How was the procedure? Did you quit the India firm and then join Usi or is an internal switch possible?

like

How long IBM background verification takes up and when can I expect Offer Letter. I have submitted documents today. Kindly respond.@IBM

like

How is CITCO?

Does Exl Pvt Ltd provides its shares to employees or do they have any ESOP program where an employee can invest at discounted price? Exl consulting EXL Service

I struggle with perfectionism and anxiety and this job seems to not help. How can I learn to be less of a perfectionist in a job that highly rewards this kind of behavior?

like

Anyone gain weight from Paxil?

like

What is the chance of getting cerner offer letter after clearing 2 technical rounds? Notice period is 3 months. Documents shared with HR. Waiting for offer letter.

smart

Additional Posts in Consulting

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

like

Ex-Deloitter here. My goal is to finish working across ALL of the Big 4, and then post-MBA at ALL of the MBB. Will I be considered a flight risk or will I garner the Thanos level respect I deserve?

likefunnyuplifting

Alicia Machado! 😂😂😂 What a terrible surrogate for Hillary Clinton

like

Mba in tech is like a cook being Asked to clean floors

like

Best consulting firms without the massive ego?

like

Anyone else obsessed with the Westin white tea line? 😅

like

Does Deloitte have a $500 WFH allowance? Just joined and heard from an associate Deloitte PwC

like

I'm an introverted person, like to keep to myself, focus on work, spend the rest of my time on family, gym etc. I've been told that I need to work on my communication and client relationship building skills. any books I can read? I don't follow pop. culture anymore, no longer actively follow team sports (but sporty myself) as I consider it bread and circus for the masses and don't rly enjoy work drinks... Am I doomed? Personally I am happy and love the work but fear for my career progression.

like

Beside toastmasters, what are other ways to improve communication and public speaking skills? Books, podcasts...?

like

Any suggestions for self help books on anxiety? Been dealing with anxiety for quite some time now and have been seeing a therapist but also just want to see what other resources are out there.

like

Advice for being successful while working remotely on a project?

like

Shall I disclose reason for leaving a firm during my initial call with a recruiter from said firm, if I was laid off? Are they privy to that information. Ironically being recruited by that same firm

like

Anyone in New York City tonight...post turkey drinks?

like

Any book recommendations?

like

Consulting firms, how does your company use utilization as a performance metric? And what are your targets (e.g, Junior practitioners vs senior)

like

Got an interview with BCG TAO, is the interview any different than other BCG interviews?

Does anybody have good electric standing desk recommendations? Ideally in the $200-300 range.

like

Hilton has the worst rewards program.

like

What are the best consulting firms for pricing (consumer goods focused)?

like

Any advice on how to switch from big 4 to tier 1 consulting firms like BCG and MCK?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal