I'm an expat thinking about starting a 401k. Is that a good move? I have no intention of retiring in the US but would be ok with leaving the money here until reaching retirement age.

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Is it still worth putting money into a 401K if you're an expat and don't intend on retiring in the US, or even staying more than a few years? Are there major penalties for cashing in before retirement age?

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I’m expecting a job offer soon for an independent agency and will be just shy of 3 years at an IPG shop. Is there any way to negotiate keeping the $ matched by IPG for your 401k? Or do you lose that money entirely?

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Applied for what I thought was freelance for an agency but instead they’re offering a ‘short-term hire’ position that lasts 3 months and includes PTO, medical, and 401k. Why would they offer that? Is this worth it? I’m already insured and a 3-month 401k plan seems odd to me...

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Maybe it’s burnout from a job where all the cool work benefits you could brag to your friends about are gone bc you wfh now and don’t have access to your cool office and now you work around the clock because there’s no separation between home and work and your agency has done next to nothing to help with that balance and you’ve billed more hours per week than you ever had and now your friends and family are starting to comment on your workload, health, and demeanor.

Maybe it’s Maybelline ✨

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Which agency network has the worst health insurance? (I vote Havas, Aetna is so useless)

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So, I’m in my mid-20s and have been feeling simultaneously too old and too young. i.e: Too young to fret about maternity leave but too old to not be realistic about my future family desires. Normal?

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When will our companies re-start contributing to our 401k? Seems like they should have months ago. The stocks market is doing well...

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Why do I always see job postings for Pharma and Healthcare agencies? It’s like they can never fill their roles. 24/7 365.

If I was in that part of advertising and enjoyed the work, I feel like my job security, promotions and money would be in a much better spot than where I am now,

If anyone is looking for a job due to Covid layoffs, might not hurt to suck it up and do pharma work for a bit!

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Any recommendations / watch outs on getting your own health insurance after being laid off? (spoiler: just got laid off)

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Doing a competitive look at 401k employer contributions in a long shot attempt to improve our own. How does your agency/employer contribute to your plan? If matching, how much? If profit sharing, is anyone expecting an employer contribution this year when profit is shot? Other? Please respond with agency name so we can have a comprehensive look at the market. Thanks!

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If I go into healthcare/pharma agency, is it possible to go back to a normal agency?

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I got recruited for a analytical role with Ford, it’s a contract to hire position with great benefits, double my salary currently and close to home. The contract is for 6 months then can be hired in full time. Should I take the position or no? What do I have to lose?

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Has anyone had unemployment benefits rejected?! I found out today that after filing for 9 weeks, they’re saying I’m ineligible due to receiving severance. I know others who received severance & got their benefits already. I’m going to appeal but welcome an advice from anyone else that has had to fight to get their money!!

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Anyone been hired through Solomon page temp to perm? How does payment work? They’ve contacted me 3x about a role but I feel like I can’t swallow not having benefits unless I get offered full time. Also getting paid through them seems like it could be sketchy.

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Why is pharma/healthcare unpopular? Have seen a few things in the bowl and just curious!

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Fishies - does your agency provide benefits related to individuals or couples looking to start or grow a family through surrogacy? Any sort of insurance or monetary support?

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Is LinkedIn helpful?

I only see it as a means to showcase one's experience/education background. Am I missing out on its benefits?

Not a lot of big agencies post jobs there (atleast in my city) and the recruiters that do reach out have vague, often marketing-related, job offers.

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Agency is in a promotion freeze but there’s an open role for the title I want (level above) on a different client. I’m being offered the role but my title wouldnt be adjusted because of the freeze, so I’d essentially be doing the work with no added benefits (pay or title). Is it worth it? Will I look bad for declining?

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I am a dedicated resource for a brand at my agency. Does that mean I am...working in-house without the benefits?

Benefits that could have included respect for time and talent.

I am honestly wondering if I should just go in-house to the same brand because I do quite like them.

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Anybody here from Wunderman Thompson Cincinnati? I can’t find your office number on the webs and need to leave a measage for your benefits people. DM me? 🙏🏼

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Hey all, I’m drafting an RFP bid, and struggling with a number to include for client’s responsibility for allocated overhead, benefits, payroll taxes, etc. Any thoughts on what is customary here? Thx!

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Can we all form a union already? Get paid overtime. Get good health benefits. Get sweet satin jackets. Get iron eagle Local 151 hard hat stickers for our Macs. And get paid for pitches - cause no agency else has the guts to stop giving away hundreds of thousand of dollars of free work. Imagine four plumbers coming to your business, doing the whole job for free. Each of them. One by one. And not paying them. Your business would be burnt to the ground and you’d end up in a ditch.

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I freelanced at Wunderman Thompson NY and received an end of year tax form stating they withheld money from my check for health insurance. Any HR contacts there to reach out to? No response from them.

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Why do recruiters never tell you which agency they want to talk to you about until they get you on the phone? I don’t want to waste anyone’s time and it would be helpful to know this info from the initial outreach. My experience with this only applies to healthcare, but would imagine it’s the same in consumer as well. Anyone?

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Any non citizens here? What’s your opinion on 401k if you don’t know if you will be in the US all your life?

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I was just hired (yay!) freelance for the first time in years. What are freelancers doing for healthcare these days? (No plan offered by my agency.) I imagine it’s very different than it was during the Obama era. TIA!

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Advice needed! Have just been asked to Freelance with W2 form. Without any benefits. Is this even possible? Would I lose my eligibility for Unemployment insurance once the gig ends? I was laid off from my full time agency job 2 months ago and have already freelanced as self employed on an LLC since. Seems like they’re being tight and taking advantage of the current climate.

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Thoughts on joining Epsilon as a Strategic Consultant? What’s it like working there? What’s it like working with the inter-agency teams, whether they’re within Publicis or external to Publicis? Benefits of being a Strategic Consultant at Epsilon? Downsides?

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Seeking Agency: an opportunity came my way that is not right for my company but trying to find someone who’d be a good fit. A California healthcare company needs to produce a repositioning spot for end of July launch. $200-$400k all in with fees. (Potential longer term arrangement and website redo down the road). Is this doable? I know there must be some hungry agency out there that could do it for the price tag

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Are there any companies out there who provide paid maternity leave to new employees? (No one year employment requirement)

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Ad agency designer desperately looking for an out but I have a possible new job opportunity. Here is my dilemma:

Pros.... more money, no crazy client demands, pitches or decks or even prospective clients that will go nowhere (in-house), better benefits

Cons.... this is a big one - it’s healthcare

I’ve been at agencies with a range of clients for the past few years. Career suicide taking an in-house healthcare job? Especially if role focuses more on growth & performance over design?

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Share this 🔥 post

If you were laid off and had a 401k of about 14k, would you leave it alone until you find a new job or pay taxes to roll it into your Roth IRA?

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And as the healthcare worker took off their mask after a grueling 12 hour shift, walked to their hotel room that they’re isolating in, kissed their family goodnight over FaceTime, one refreshing thought came to their mind: I could really go for....

...a blue angels flyover right about now.

likefunny

So now every time I say something stupid in a meeting, to make myself feel better, I’ll just think of how Pence refused to wear a mask at Mayo Clinic and then said it was b/c he wanted to look the healthcare workers “in the eye” 🤦🏼‍♀️.

likefunny
Share this 🔥 post

What’s the best covid related healthcare /hospital ad you’ve seen?

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With all the layoffs and pending layoffs, anyone here still believe that your health insurance coverage should be attached to your job?

likehelpful

Has anyone in NY received unemployment benefits yet? My claim status has been pending for 6 weeks now. Obviously I’ve tried calling hundreds of times but I can’t get a human being on the phone. Help?!

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Just curious if I might be a little protected from layoffs since I had told HR that my partner is pregnant way before all this. Trying to make it to paternity leave. Does it matter?

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What’s the salary for a junior at Grey healthcare?

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Related Posts

Anyone have any recommendations for personal trainers in Houston? On maternity leave and looking to get back in shape.

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What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

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Mid-level associate at a mid-size regional insurance defense firm practicing coverage litigation. Salary is capped b/c my firm only does I.D./coverage and has no direct-hire comm clients. Second round of interviews with a comm lit boutique where I would be the only associate with 5 partners. Other than partner track, salary/benefits, and switching from coverage to general comm lit, what qualities of the move should I be thinking about as I weigh my options? I've never worked at another firm.

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Between two offers, "Associate Principal" for m&a consulting in the Healthcare industry vs a Director at a F300 company doing M&A and Partnerships. Consulting pays about 50k more. What does the future look like in consulting? I am a bit nervous jumping from from "industry side" to the "consulting side".

Anyone at West Monroe willing to chat? Applying to the experienced consultant position for healthcare.

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Can you get MBA tuition reimbursement if you’re a Digital Strategy Analyst? Or, do you need to be baptized as a pure Strategy Analyst?

smart

Roth vs Traditional 401k, thoughts?

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What are benefits of working with a content strategist on a project?

What are strong must-have traits of a good content strategist?

Trying to build a case for my agency to hire our first CS!

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What is the ballpark comp for a healthcare analyst at A&M?

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Does EY reimburse for internal travel? Eg team meetings ? About to join EY and may have to travel in the first month. Also, is driving an approved mode of transport and get mileage reimbursement ?

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I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

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Dyscalculia-c here, so request no judgement on question. If I have 10k in 401kA and 20kin 401k2 , will I make more in growth if I combine them into a single 401k? A friend was trying to push this logic but it’s beyond me.

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If anyone is interested senior associate and manager roles within Asset & Wealth Management Tax or Real Estate Tax at PwC, dm me!

Our team is rapidly growing, offering competitive salaries, WFH for the long term, great performance year bonuses, real time recognition $ and amazing benefits (generous maternity leave, Flex schedule, 401k retirement matching, health insurance, student loan pay down, numerous well-being programs and support, etc)

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If I end up quitting after maternity leave, do I have to pay back any of my leave benefits? I guess I could ask HR, but wouldn't want to throw out any warnings.

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What are the benefits like at Rsm? Senior here

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EY people- Is there a big difference between Director/ED benefits vs Associate Director?

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Does Crowe offer any type of cellphone reimbursement? Monthly cellphone bills or buying a new phone?

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I’m considering taking an internal consultant role at a large healthcare company. I’m unsure if healthcare is the industry I want to be in. Would I be pigeonholing myself into that industry?

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Additional Posts

I am a regional controller for a hospitality group. I began looking for a job in a different industry, but have hit some roadblocks with trying to communicate transferable skills and management style (decentralized). Any recommendations?

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Nearly 800+ people joined in EY GDS on 22nd Aug? Is EY GDS having really good time or will it face difficulties in near future? Can the existing emp of GDS shed light on it please? I was scared to know the figure in orientation.

likefunny

Hey folks - I have an inquiry on my credit for a gym membership I “failed to cancel”. I had previously left this gym as it closed during pandemic, and shifted to a new location. In doing so, I informed the gym I would be leaving. However, I recently checked my credit and saw that my membership had not been cancelled and had been sent to collections (prompting an inquiry and dropping my score).

Has anyone experienced this, and is aware of next steps to take here?

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EY leave department hasn’t been the most helpful with the exact details around maternity leave - so just wondering for any EY mamas - how do we initiate getting the two weeks before due date off? Just a doctors note or ??? Thank you!!

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Best consulting firms for defense companies? What credentials do they look for?

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Anyone know of headhunters in publishing or entertainment, or good ones in our world who are savvy in such things?

How do you guys think about placing limits on your watch collection?

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This is a recent incident happened to me, was interviewed for tcs, salary discussion happened on 12th March and was told to wait for final approval and was told that offer letter would be rolled out in 2 weeks. Hr did not negotiate on the CTC either. After waiting for a month i tried reaching HR they did not respond. After multiple emails they simply say that they cannot move forward due to high deviations. Guys is this normal in TCS that even after final CTC discussions ,candidates get rejectd.

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Lockdown makes it hard to date

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Can we claim HRA tax exemption without agreement copy and claim deduction in Cognizant?

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My mother always kept me going, even in the most difficult times, everytime I spoke with her on the phone while I was deployed I left smiling and feeling the warmth that only a mother could bring, I'm here thanks to her.

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I’ve been at a small boutique agency for too long. What is the going rate for a CD at a big agency? The last time I checked, it was $1400/day in 2002.

Oldie but goodie

Post Photo
likefunny

Have you ever failed to deliver? What was it and why?

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Is now a good time to buy VTI?

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Currently working contract at social tech company and i hate it . The culture is not an inclusive work environment at all. Anybody can recommend a company with with supportive work culture?

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wlb for client jp Morgon anyone suggests

shutter shades and all

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likefunny

I had a second round(which was a final round as well) of an interview couple of days back. But yet to receive any feedback on it. Normally how much time hr team takes for a revert? Waiting makes me feel anxious.

I applied for a job at Embark about a week ago - should I be worried that I haven't heard back? How long does it usually take to hear back from a company after applying online? It's been a while since my last job search and I don't want to get too worked up after only a week if I don't need to.

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