A friend of mine works at Accenture and has been contributing to his Roth 401k. He recently read through all the retirement paperwork and found that they don't offer a company match until 1 year after being with the company. He wants to know of he should roll current contributions into a Roth IRA and stop contributing until he's eligible for the match, then go back to contributing with the match once he becomes eligible.

Does Singapore offer national healthcare services like in Europe? I am an expat and it seems to be that expats can only get business healthcare insurance

As a relatively new investor (past few years) and an even newer stock trader (just started learning a couple weeks ago), are there particular trading strategies/technical analysis that work well for people? I’m leaning towards being a swing/trend trader vs. intraday

What's your take on mid and small cap growth funds such as VOT and VBK? Meaningful to maintain a good portion of my investment in there? (About 20-25%)

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

I recently accepted a position with a new org. One of the benefits I asked about with offer was the parental leave policy and was told (in writing by HR) 16 weeks paid after 1 year, which is as good as you can hope for in US. Now I’ve been sent the employee handbook to review/sign and it says only 12 weeks, which is less than the org I’m leaving. What might my recourses be to negotiate 16 weeks when the time comes? Also, should I be viewing this is a red flag?

Hi all,
I’m currently working for a small technical consulting start-up firm. I make good money, have great benefits, and they seem very happy with the work I’m doing, so I know I could move up quickly. However, tech consulting is definitely not my dream job. I want to get into data analytics, and I have an offer from a big company to do just that. I’ve only been at my current company for about 8 months, but I don’t ever see myself loving this job. How do I know when it’s time to make a change?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Hello everyone. I’m a home inspector and looking to invest in commercial real estate. Anyone currently investing in storage facilities, laundromats, lounges or apartment buildings?

Leaving the firm I have a credit balance of 230 on my company Amex. Is it wrong to use that credit balance on whatever I want ? Last day is this Friday 👍🏾

Bought my 911 last year for ~$120k. Only put 4,000 miles on it and seeing online values in the ~$130k range. Am I crazy for considering selling it? She's in perfect condition (even though she's my daily)

Hi Fishes,
Can anyone help me with the tax implications on the bonus received . I got 2.5L bonus in this payroll and 56k tax was deducted at source. Now I’m on notice so I have to resign and return the gross amount that is 2.5L .. what happens to the tax I paid 56k ? Is that my loss ?

Where does exodus get its price from for ETH or BTC?

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

I am holding 3 offers-
1) BOSCH - 13LPA
2) DTICI - 14.5LPA + 1JB
3) MIQ - 18 LPA
Does BOSCH/DTICI entertain counter offers? Also please suggest which to join?
YOE: 2.8 Stack: Java Full Stack

Would you date an ex army/marine who has actually been through wars (and killed people) and told you that they can hear ringing noises?

I do sales for a major engineering firm. Focused on new business and exploring new markets. Last year I was in the top 50% for order intake, and first in number of projects won along with number of new customers. I think this is extraordinary given the effort it takes to win new business.

For next year my goal increased by 2.5X, and less of what I bring in counts towards that target. I really enjoy my job but I will essentially be getting a large pay cut. Lost in what to do besides quit??

Is the working hours mentioned in my workspace correct? I have recently been allocated to a project and it shows timings from 11 pm -9 am..

What are things to be mindful of when becoming an equity partner?

Hey y’all!
What are some brands that you’d consider when shopping quality men wardrobe.I’m looking for quality items, not necessarily “designer” brands ( Gucci, Prada and so forth).

Hi I have an interview with JP Morgan for Devops SRE role. Please help with what kind of questions can be asked ? Thanks

Anyone had experience interviewing with LinkedIn Bizops for associate level? Would love to connect and learn more! Thank you

Any suggestions on what to ask during an introduction interview? First time in a corporate setting, going for an experienced associate role!

I've been working at this company for about 3.5 weeks now. Its been great so far.

We have an org chart in our dashboard ATS/HRIS and so I clicked on my first day buddies name just for fun.

I was able to see her entire employee file..even her address. I was really freaked out and I went to another profile and the same thing happened, I was able to see this person's emergency contact. Is this fucking normal? Should I say something and will I get in trouble for looking at a colleagues file?

What are your book recommendations?

Can we have a side hustle while employed at Barclays. Can't find anything in the contract or offer letter.

Anyone know how much CBRE will offer me for senior financial analyst ?

Any recommendations for the best monitor to buy for PE?

I think the Matrix is broken, I just had a déjà vu.

Hey mate,

What would be the ideal CTC for 1+ year experience as Oracle Financial functional consultant?

Thanks in advance

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

Investor’s Business Daily: worthwhile?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Hi everyone, I’m 54 year old making 37k in health care I’m have not debs and cash in the bank. I recently got divorced so He tock everything so I have only what I mentioned. I live in a house with a room mate paying $300 for a room. I would like to invest or make some kind of way to grow my money. Any suggestions??? Please

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

Pros and cons of moving to wealth management under someone like Morgan Stanley? I’ve got about $300K in non 401K equities, mostly VOO, but a lot of individual positions as well, and have always enjoyed managing my money. But curious about perks like free Amex platinum and enticed about the idea of spending less time managing myself.

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

FX swaps the new CDOs that’ll take us down, or a nothing burger?

Follow-up: Can someone explain an FX swap to me like I’m 5?

Anyone invest in real estate? Thinking seattle area, manhattan, SF and bay area, or miami.

Very basic question, newbie here: how much does EY contribute to a 401k?

Whose drinking after seeing their portfolio crater today due to FAANG crash?