Any advice on a personal credit card I should get? Credit and annual fee are non issues. Trying to decide between plat amex, boundless, chase reserve? Or just Costco lol? Marriott loyal but not airline loyal (mostly fly out of Sacramento so not as many options to stick with single airline). Biggest spending is on dinning, groceries, regular shopping, hotels. Trying to maximize statuses, lounge access, or if it doesn't make sense just cash back.

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You’ll need more than one card. I have the Amex plat (best for lounge access), chase sapphire reserve (travel/dining points), and the Marriott bonvoy (everything else plus a free night a year). Works for me. Have taken multiple long haul business class trips for free by transferring points to airline partners. It’s also very easy to break even on the respective fees without really trying.

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Ok that's what I was thinking too. And those are the three that are at the top of my list!

Capital One Venture X + Savor duo

Interesting, hadn't heard of this!

Visa signature by alliant 2.5% cash back on everything. But if you spend more than $10k a month the cash back for every dollar after $10,001 is a 1.5% cash back

Capital One Venture X is great, if you want a referral DM me

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