At what age did you start taking your own finances seriously?

Where online can you invest in rental properties/real estate as a non-accredited investor?

180k base in CA: Is 1500/month net saving goal too aggressive?

Trying to find an investment property to rent out for about $300k - what are your recs for location ?

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

If you go back to india with a green card, do you have to continue paying taxes in the US?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

I was offered a position at fidelity. Now when I trade on behalf of a client, will I get commissions for that trade?

18 year vet, looking to merge and buy from retiring advisor in south denver area

Any suggestions for joint investment account with a significant other?

401k Roth or traditional 401k?

Does the $20,500 pre-tax 401k contribution limit include employer match? I.e. My contribution + Employer 6% match = $20,500? I know that the combined employer/employee contribution limit is around $60k, but from my understanding that ends up being due to after tax contributions. Apologies if this has been answered before - thanks!

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

I quit my job and am going back to home country. What is the fastest way to transfer $100k from the US to a country in Asia?

I have a handful of weddings/events this summer and I was thinking of being bolder with my outfits. Not full on seersucker suits, but maybe bolder shirt/tie combos? What’s your go to summer wedding attire?

first int’l trip to Singapore as a staff for work. not sure what airline i should fly. i typically fly united (i’m in nyc) but i really am not loyal to them and wouldn’t mind switching airlines, recs?

Does your firm let you take 28-30 December off? Many of my team members won’t be working those days and I decided last minute that I’d like to travel somewhere between Christmas and the New Year.

I am interested in creating a supper club in Los Angeles where people can meet and interact through food- do you think it could be of any interest?

I recently found out a family member has an addiction problem. What can I do to help them? Are there treatment facilities they should go to?

Any F🐠 up for a drink tonight in SF?

What kind of comp could I expect for corporate strategy at a MF?

Hi fishes,
I was wondering if I put down my resignation now. And in case after a few weeks I decide to stay back, can I withdraw my resignation?

Hey all, for those who accepted offers and are starting new jobs, I recommend reaching out to your new company to ensure all materials are shipped ahead of impending lockdowns!

If I made out with someone this last Saturday, and they tested positive for COVID today (test was taken two days ago on Wednesday) - then I’m correct in thinking the likelihood of me having COVID is high, right?

Does anyone know the Salesforce vaccination policy? Only for those returning to the office? What about new hires?

Recommendations for a good men’s hair styling product? Something with medium to strong hold

Looking to pivot into managerial. Can someone take a look at my resume? Tips would be appreciated as well!

I have 3 yrs of experience in Java, Springboot, Microservices, have cleared all rounds in Deloitte and KPMG, i'm asked to send required documents, I have 10.5lpa offer in hand, can I ask 11.5 lpa saying I have so and so offer in hand....?
Will they give that much?

Hi. Has anyone gone through drug test with GSK and know if they test for nicotine? Thank you!

If you put your two weeks notice in, are you obligated to show up? I told my friend, yeah, of course unless your agency asks you leave. Right?

What shitty policy few organizations are having to call people down to office to pick laptop? Even in wfh scenario. How is that efficient?

That Saturday morning fishbowl lull when everyone is recovering from last night. I see you 👀

Any CAIA holders out there? How have you generally been viewed?

Girls in asset management PUT OUT. Haven't gotten a handie like that in years.

What does a VP1 make all-in in IBD?

Associates - how do you deal with terrible analysts?

"Hi this is Dave, who else is on the line?"

Anyone else feel cautious about the JP wellness screening? Is this something they can use for drug testing? Even still it is weird giving my blood to my employer

If I were a millionaire I would buy a stately home and fit it out with secret rooms and revolving bookcases.

What's the most life changing book that you've ever read?

Up and at em! ...oh wait. It's Sunday! 🙏🏽🙌🏽 <back to bed>

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

Pros and cons between digital and printed documents...

Compared to FRM, CFA is tough because it requires an enormous commitment to complete all three levels

French cuffs are for VP and up.

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

Working in Risk Management, looking into the FRM exams. Does anyone have any insight or advice?

Trap, trap money Jamie
JP got me in my feelings
Gotta close deals wit it

Best game to play while on flights?

Hi guys, I am working as an Investment Analyst for a boutique asset management firm in Toronto, Canada (4bn AUM) making 70k annually. I am 5 months into this role. Credentials: 6 months of prior experience in this industry at a small startup + 2 years of work exp in retail banking, CFA L2 candidate, part time masters of finance student, bachelors from outside of Canada. I want to find out if I’m being paid fairly or I should aim higher. I don’t know my bonus yet (discussion in Dec)

Best home office chair? A bit late to the WFH game and just getting set up