Back when i first started working in 2016 i contributed a mix of pre and Roth contributions to my 401k but for the last 4 years I’ve only done Roth contributions. My 401k is through fidelity, is there an easy way to determine how much of my balance is in the pre tax and is there any way to just turn that into Roth now? Trying to save myself pain in the future

Paid off my account debt!

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Hello Fishes, I have two offers in my hand
1. L&T Technology Services: 22LPA(8% variable) + 1L JB
2. KPIT : 22LPA(Fixed) + 1L JB

TS : Infotainment Testing, YOE : 8
Which company I should join?
It would be helpful if I get to know about the benefits of both companies
Need suggestions!!

Bosch KPIT L&T Technology Services Continental Mercedes-Benz Research & Development India Wipro Tata Consultancy Tata Elxsi Altran Capgemini

Shoulda just sold my stocks to pay my taxes instead of holding and using cash 😂🥲. Same result - except now I have to hold longer

I've heard a couple of things about how the partner pension amount @ PwC is determined, both similar in approach.

Both calculations I have heard of result in an annuity paid until death, at which point a surviving spouse (if any) receives the annuity.

The first calculation I have heard is that you get 80% of your highest earning year as a partner (e.g. If your best year was $1M, you'd get $800k as an annuity).

The second calculation I have heard is that they look at your three highest earning years as a partner, and take the second highest and you get 100% of that. (e.g if your three highest earning years were $1M, $800k, and $1.2M, you'd receive $1M as an annuity).

Is ANY of this true, or just all rumor? Any PwC partners that can chime in and explain the pension plan fact for fact? Perhaps with sample numbers?

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

In your opinion which is the best target fund to choose in IRA Roth?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

Best NY companies for healthcare PR? Looking for insights based on culture/work-life balance as well as salary.

Flexible Compensaton Plan-1: Option includes components like Meal Vouchers, Conveyance, NPS, LTA, Medical Reimbursements etc.
How much amount for medical reimbursement will be deducted monthly? CGI

What is the best health insurance for parents visiting USA? They are visiting for the first time. Appreciate any helpful insights. Thanks in advance!

Newbie trying to buy some alt coins. Currently have some money put into eth and ltc. Suggestions please?

Hi Fishes,

Need some help figuring out where I stand in the job market and what profiles should I apply for. Here are some of the roles I play in the team:
1. Business intelligence lead: Plan and implement BI solutions for various banking, healthcare and utilities clients. Across various platforms like Qlik, Cognos, OBIEE, etc.
2. Work on deliverables when the team isn't available, and this happens more often than not because we have a small team.
3. ML deliverables: Plan and (continued)

Anyone in A&M’s Healthcare Industry Group willing to chat? I have a few questions around work, culture, and compensation.

Hello Fishes, I’m trying to validate the Business model through market survey. The business is a kind of agri investment model where one can get an ROI of above 8% annually. Please share your thought process on form generations, target audience, Channels like Linked In , paid promotion etc.,

What is the process to resign from EXL?
There seems to be no option to create a exit request

Hi fishes, pls help-
1. How’s the WLB at EXL (Inductis, analytics)
2. There’s no JD provided, so unclear work structure. Also, have heard mixed feedback about the projects/learning curve. And so, extremely unsure whether to join.. any thoughts?

Hi everyone

Please help me to know where C1 falls in EXL hierarchy and what should be the range of pay cycle for C1 band

Thanks

Hi Big 🐟,

Can somebody refer me into EXL services, As I have got shortlisted on Job ID 568888 but getting no response from their side. It will be more convenient to go through the interview process.
As well I'm looking for a change into O2C(Billing, Cash Application & Contract Management). I have 5 years of experience in the accounting & auditing field.

I’m a new third year associate working at a satellite office of a midsize firm. I feel like there aren’t enough hours in the day to truly get good at my job or the multiple areas of law I’m asked to practice. What are some things you’ve done to gain confidence in your practice area?

Hi All,

I am having 5 YOE. Currently working in Capgemini and serving notice period now on bench. If i asked to my hr to withdraw resignation. Will they consider?
Please help !

Thanks in advance!

What is total comp for year 1 associate level banker at JP Private Bank

God, I miss my nice/peaceful commute home. Listening to a podcast in traffic was one of the highlights of my day

Will UST provide 100% of variable pay or what is the percentage they give us and when will they provide like end of the year

Hello, salary of 4 years xp for a business a analyst support in paris please

I’m applying to some PE funds (currently a BA at a top consultancy). I want to know, assuming I get in, when can I buy myself a Ferrari and a yacht?

D fishes anyone who is going through a downgrade from eb2 to eb3 based on recent visa bulletin , have you received the downgrade agreement? Thoughts on that?

Does anyone know a good Laptop for $1100 that would have the following specifications: Intel I5 10th Gen, processor, 512GB SSD, 16 GB RAM with Windows pro, with at least a year of warranty?

I got a offer from HCL as a Process Lead , Can someone let me know what would be my Key responsibility Areas and Profile.

Area- Applications

What vendor do you use for cold direct mail lists?

I’m a salaried employee, am I legally entitled to get paid for December 28, 29 and 30 if our company tells me I don’t need to work on those days?

I have 2 offers. Accenture and TIGER : Pypsark, Aws (2 yrs exp) . Please help to choose between two based on career growth and WLB.
@accenture @Tiger_analytics

Which biglaw/midlaw firms in the area have the best reputation for culture and work/life balance? Any to avoid?

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Just got a financial planner/advisor. Tips on prepping for the first/intro meeting?

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Mutual funds you have your eye on right now?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Best HYSA with a good account opening bonus?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

Anyone else think Dave Ramsey is a little full of himself? I applaud the work he does to get people out of debt. But alot of other things he says are not complete accurate and he comes across as smug

Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?