Can someone explain/direct me to a website/person for different investment routes? 401k,Roth, stocks, investing in company stocks etc.

Went down a rabbit hole in Google and still confused

What are people doing with their student loans now that interest is paused? Is it better to keep paying them off or to invest/save the money?

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Hey Guys, Hope you all are doing great. Can someone let me know about the work culture, is Saturday working, are there any shifts and benefits of HSBC Electronic data processing india, ecospace, Bangalore?

SPY 200 by year end

Help! I honestly don’t know how to get my annual expenses down from 100k

Family of three, biggest expense is mortgage. We eat out 3-5x a month, don’t have entertainment spend, don’t online shop, don’t vacation, one car....

Sourcing creative cost savers!

What is normally asked for a Business Intelligence analyst role at GS?
The hike offering is quite low compared to other companies, so what are the other employee benefits?
How much is an average yearly hike one can expect?

I just joined the bank and was wondering what the deal with the Health Care savings account is. It looks like a flex account rather than an HSA?

Any idea guys what are the perks / benefits will be provided by Deloitte India for lateral new joinee? e.g. WFH products are included or not ?

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Left PwC. Where can I inquire about my 401k and get my W-2?

Currently have excessive savings. Is now a good time to invest in general S&P funds?

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

What does 401k match look like at BCG? I know Mckinsey puts 20k in an account regardless of your contribution. Is that similar?

Offer evaluation

Major healthcare player
Director Analytics
Base: 240
Bonus: 48k target (can be higher based on perf)
Equity: 40k annual
Sign on: 75k

MBB, 10 yoe

Side note: super interesting role for me. See it as the future skill set to covet (corp strategy is a little played out)

Any thoughts for getting the legal benefit during open enrollment? Any success stories or benefits?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

How does H1B visa transfer process work? How long can I work for my current employer after my visa transfer for the new employer is approved?

First trimester insomnia?
I’m only about 5 weeks, but my sleep schedule has gone off the rail the last three nights. I’m sleepy/drowsy, settled in bed around the same time every night, and yet I cannot fall or stay asleep. I have a white noise machine, comfy bed, cool room.. etc. When I do fall asleep, it’s earlier in the morning and I sleep until 1/1:30pm. This was fine the first few nights since it was the weekend, but it can’t keep up. Anyone else experience this and have any recommendations?

does anyone know if i can get into a career in advertising with a psych degree? and if so what steps should i take while i’m still in college (minor in business studies, switch major, etc)

How's the work life balance in Publicis sapient for SAL1? Please suggest....

Looking to get a referral for MBB, can any fishies help?

Hi Fishes!

I'm a fresher, placed at EY as a business consulting risk analyst. I will be joining by the end of this month
Would love to hear your experiences, advice, tips and things I can do to be well prepared.

Excited to be a part of this group.
Cheers
Tx

Hi fishes.

Can somebody please refer me for a legal (contract management services role) in Infosys. I carry 5.5 years of experience. Thanks in advance!

Good places for buying business casual clothing (men's)?

How much time do you let your students have for structured playtime?

Hi all, need help from the community. Recently i have given interview for senior security engineer at Sprinklr and got selected. Now there is an HR round that i have to attend, so, need help regarding the feedback of the company Sprinklr and how much should i ask in terms of CTC?
My current package: 11.5 CTC + 1.1 Association Bonus

Currently holding offer from following companies:
1. PNB Housing : 18.9 CTC + 1.8 Joining Bonus
2. Rebit (RBI Company) : 20 CTC + 1.5 Joining Bonus

When do we think dating can go back to normal post-pandemic? Are we thinking mid 2021?

Looking to leave my AAE role (almost 2 year YOE) to move into consulting. Anyone here made the leap? Any advice?

Jummah Mubarak Fam 💚

Hi fellow Fishes,
I came across an interesting opportunity at Tavisca.
Can anyone refer me for the position?
Thanks in advance!

How many of you still wake up early to watch Test matches ?? I have woken up 3am EST to watch India vs Australia, India vs SA series

About to make move to independent (but growing/stable) shop. Any 🐠 been able to get equity as part of comp package? If yes, did you have to take a hit on base and/or bonus?

What is the salary range for Engagement Manager at IQVIA?

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

I found out I’m not eligible for HSA ($0 deductible) and my company doesn’t offer one. Is there an alternative or should I just pour that money into IRA/401k instead?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

What is up with Coinbase stock (COIN)? ARKK sells it and bad press all over but that thing is shooting up today. Any thoughts? Note: I tried googling but couldn’t find anything positive

When to buy back in to triple leveraged etfs 🔮

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

Whose drinking after seeing their portfolio crater today due to FAANG crash?

Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Hi, not sure if this is the correct bowl. I would like to buy a Theragun percussion device using my HSA funds. From what I understand, Theragun is normally not eligible for HSA but I have a doctor's note saying he is recommending one. Would that make it eligible?