Capital One Venture card or Chase Sapphire Reserve?

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More difficult to get into than Harvard but can’t see the obvious answer?

Chase.

likefunny

Bank of Hawaii!

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Chase

Chase

CSR baby

Is this a phishing test or something…Chase! Not even in the same league

First chase then close account before anniversary and do Capital One. Then repeat every two years.

You are right, it's 48 months. oh God. Then do Chase, Capital One, Marriot Bonvoy, enjoy those points for a year, and then repeat 🤷🏻‍♂️

Not really apples to apples. If you’re going to compare a Chase product to venture use CSP.

Chase.

CSR

Hands down CSR

I wouldn’t get the Chase Sapphire Reserve during Covid. Seems like a lot of benefits would be less useful — so can’t justify the annual fee.

Don’t remember exact number off the top of my head:

- $120 Peloton membership for a year
- $60 Doordash credit plus free Dash Pass (~$120)
- $300 in travel (could use groceries and gas I think, at least as a few months ago)
- 60,000 points, at minimum 1.5% redemption rate using pay yourself back

What’s the best rotation of cards? I have CSP and Chase Freedom cards now and cancelled the CSR and Amex Bonvoy cards a couple years. Do you need to wait 48months after CSP bonus to get CSR bonus again?

Yes, you need to wait 48 months between Sapphire bonuses (I did 48 + 1 to be safe). I just did this two months ago.

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funnylike

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helpful

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