Citi Axis Bank Ltd hello! I am in awe of the benefits of having a citi premier miles credit card and would appreciate a referral from someone using the card. (I am based in india) I have an Amex Credit card, and was wondering if having one on the visa network work well. Looking forward to a referral :)

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Is a referral required to apply? Or do you get a bonus if someone refers you?

A referral offers an applicant joining fee waiver for the first year. At times, it helps in faster application processing

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