I’m new and super behind on all of this stuff but trying to learn. I’d like to invest in an index fund and have heard there are some that, while they require an initial investment of a couple thousand, only require a $50 per month deposit thereafter. Anyone know which brokerage accounts allow for this? Any other recommendations/tips/things to consider? TIA!

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

hi all! I'm starting my journey in VC as of next week, focusing particularly in LatAm ventures, although within a global fund. I'd love to connect with other investors as well!

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Should I lowball my income on MBA applications (Europe/ Asia) to increase my chances for a scholarship, or does it make no difference ? (*income bound in non liquid investments)

I have $50k (+emer fund & retirement) and I want to build a deck, which will be $25-50k depending on options. Should I pay cash for the deck or take out a home equity loan?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

150K in Singapore, and $150K in Chicago. Which one would you accept?

Is it good to get stocks as part of CTC which has 4 years vesting period?

CTC looks high due to this stocks but effectively i would not be getting it for the 4 years. Also the yearly hike includes this stock component.

CTC had fixed, variable and stock part. Variable and stock is almost 30% of total ctc.

Really confused if this is a good deal or is it a trap.

Is cash out refi worth it? Quoted $3,000 in points and $1,500 in closing costs to get $115K from the no-mortgage property at 6%. It’s almost 4% origination fee. But how else to find down payment funds for the next purchase?

Advice on negotiating salary in LA? Brand side opp - senior level. COL calculators provide harsh revelation of how expensive it is to live there. Sheesh!

Can anyone recommend a good place to get Botox in SF?

Dialysis nurse (chronic) here for 12 years. Trying to apply to a different company to get a raise. Living in Sarasota, fl. What should be a reasonable pay?

I wanted to know the culture & work life balance at credit suisse. Currently what is the situation in Group Finance department.?

What is a Fair compensation amount and structure for a Marketing position for an independent advisor ? Main goal is growth of new assets from existing clients and new clients? Would help run client service model as well as network in the community and throw entertainment and educational events Total Comp? How much fixed and how much bonus based on new assets?

I am told that CSM is not a sales job (so not commission based) yet you are expected to respond to targets. Can you please explain the difference and whether there still is an element of pressure with hitting your targets?

Do any of you work in a different country than your company is based? I would love to eventually work internationally (based in the USA), ideally remote, but I’m not sure how realistic it is for most people

Also unfortunately I don’t code so a programming jobs are out of the question, and I know many of those jobs are easily worked remote/internationally

Would anyone married/engaged kind enough to talk for few minutes? I'm struggling with my relationship and wants to see how others have gone through the process before getting engaged/married.

Inspired by a previous post, how often do you change furniture? (If it's till it lasts, how may years has it lasted before giving up). Curious about bedroom/living room furniture in particular as it tends to be on $$$ side.

Anyone have any suggestions on how to break into this field as a mid-level commercial litigator? I was thinking of taking the CIPP-US test but would that be enough to get some interview traction?

Hello 🐠s, looking for a referral to McK, OW & S& for entry level roles in DXB. Anyone willing to refer/share any insights? Thanks!

Completed my Loop interview this week. So nervous but weirdly relieved. Put so much into it and I think I did well but one can never be sure.


Now the wait.

After 7 years of actively managing my portfolio I have concluded that simple boring index funds are way to go. I did well in tech stocks but have some I'll times entries and exits which kinda took down profits. Do you still believe actively trading would produce better results. I have learned quite a lot in process but now I don't think I would be able to give same time when life gets busy with higher roles, kids etc. Anyone have been successful in managing their portfolios and beating indexes.

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

If you expect to buy a car and a house in around 10 years but don't have specifics in mind, would you reduce 401k contributions to save for those? If so, what asset classes?

Hi,

I am 25 and am moving to NYC for a job that will pay 200K TC.

This is my first time making like serious money, so not entirely sure how I should break up my spending.

What percentage of my income should be going to savings/retirement? How much should I spend on rent?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Anyone have experience buying franchises or opening stores/businesses? Wondering how feasible it is to do this to move out of the rat race if you have the funds

This may not be enough money to be FIRE-worthy, but I have $5000 that doesn't need to go to either of the two tuitions or two mortgages I pay. I have absolutely NO investment skills. I set and forget my 401k and IRA and my savings is in good shape. How can I make the most of this rare extra income?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

For those of you who made your first million in net worth, what did you do next?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

I think everyone on this forum would be really fun to work with compared to the corporate zombies I often interact with. Have you identified other FIRE peers at work? If so, how did you find out and what did you think of them?