Hello! I'm starting an MBB consulting job this spring and I want to make sure that I spend & save responsibly.

Here are some questions I have:

What's a reasonable percentage of monthly net income to spend on rent in a HCOL city? Right now it looks it will be 37% but that seems high.
After clearing debt, 6 mo emergency fund, maxing 401k, what's next? Mega backdoor Roth IRAs seem a little overwhelming, maybe something like a HYSA or a trading account?

Appreciate your time!

MBB folks, I’m a Product Manager (non-tech company) and interested in working at MBB.

Which level/role does MBB can offer me ?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Anyone in on IPOF call options?

Can we pay rent to our parent?
What if my parents are in other city and I am living @ my company's location which are 700km away from each other. Can I still show that I am paying rent to my parent?
Please help as this is my first time coming under tax slab

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

$DPZ 370c 3/27

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

There has to be a point where focusing on minute details generates diminishing marginal returns.

People at my company claim to be supportive, promote great work culture but there’s actually no support at all just bunch of bs. I am in a situation where im not getting the support from my supervisors, BDs and everyone is fake all the time. I am genuinely putting in the work and not getting the benefits I deserve. What are some good companies to work for in Marketing/advertising in Toronto? Or how would u go about addressing stuff like this ?

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

Pwc salary structure? Benefits

Urgent

Hello! I’m a clinical healthcare worker and am currently working on a master’s in finance to pivot to healthcare consulting.

I’m trying to get an internship next summer (I have the time off work) but am having difficulty finding internships for non-MBA master’s degree candidates. (I have a clinical MA and doctorate & it’s been an auto-reject from analyst internships.)

Would anyone be willing to connect for internships or work for companies that love non-traditional candidates? Thank you

Anyone trade their personal account actively? How successful have you been?

What’s the parental leave policy at your firm? Maternity vs paternity? Is two weeks paternity leave pretty standard?

Hello 🐠, new job and have the option of choosing healthcare providers. Deciding btwn Aetna, UHC, and BlueCross (all same deductible and out of pocket), but slight price diff. Any recommends? Thanks!

How long should I wait to leave a company after being back from maternity leave? I interviewed during my leave and I got an offer the week i went back to work. Im currently buying time as I’m debating between staying or leaving

Anyone at MBB looking to make a referral?

M here who has a decent amount of random grey hairs. Rest of hair is very dark, close to black, so they stand out. Any recs on how to get rid of them?

Has anyone seen or tried those anti-wrinkle straws? They kind of look like a hook but I was wondering if they actually helped or if they were simply gimmicked?

I’m graduating in December, with a background in environmental economics and policy. Consulting didn’t work out this cycle. Made it to final rounds for Bain and Kearney but in the end didn’t get an offer. I want to recoup and try again, but I’m worried that once I’m out of undergrad the door will be closed to starting in consulting.

What can I do to make this happen? I have friends and connections at Bain and Kearney and the other firms as well, but not sure if it’s feasible now.

I am having final rounds with consulting firms and corp strategy soon and I am looking to do a couple of cases with experienced caser (25+) in the next couple of days. Anyone wants to practice?

Hi! If anyone has experience going from Transaction advisory Services to IB please DM me.

From Los Angeles, looking to get into the vending machine side gig. Any advice for someone just starting?

How did you give notice you were lateraling to people you like? Particularly if you haven't been there that long?

I'm lateraling to another firm because frankly I think the management of this one is terrible, but the people (and individual partners) I actually work with are awesome. I've only been here for about 18 months, so I imagine that short time frame will make it extra awkward 😬

Hi, I am travelling to Poland on work visa in January 2023. Also I am getting married in December 2022. I am thinking of getting my spouse name added in my passport. Will my work visa will still remain valid in my old passport? Or there will be issues at immigration?

Question: ID, auto accident case, uncooperative client. I have tried multiple phone calls, texts, letters, emails, and sent an investigator out. I can’t get the client to respond / cooperate. I have discovery due and his depo coming up. What else can I do to try to reach him?

Has anyone here gone from PM to Resource Management or vice versa? There seem to be a lot of resource management jobs out there, but they seem more monotonous than managing projects. What is the career trajectory for a RM?

How has the 30 minute phone case with McKinsey been for people who have gone through it recently? I have mine on Friday and wanted to know how many questions typically get asked and how hard the math is.

Did we ever learn who was behind Saatchi LobbyCarpet??

/x-post from the Consulting Bowl/

Hello, Partners. Can anyone recommend fantastic courses, videos or training for a new manager like myself? I’ve come from a tech background and looking to be C-Suite

Interested in a short term sublease in lower Manhattan/Soho area. May/June timeframe

How is IBM GBS Nordcloud division.
How is IBM these days in terms of job security.
Is offered ctc is too high as per current market ?

Role: Infrastructure specialist Azure
YOE: 7 years 9 month
Offered CTC: 17 LPA.
Skill: Azure ,devops,linux ,kubernetes.

How do progression look like? Do we have lateral moves (SA1A, SA1B)

Hi guys 👋🏻
As we are about to start a much deserving weekend, heres a query that interests us all.

Guys how many bluepoints will be credited into our Global Recognition centre account in January 2023(if India doesnt win the Global Recognition Championship)?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Is there an app/software to consolidate and track your investments across different asset classes? (ETFs, stocks, bonds, crypto)

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

HYSA anyone recommends?

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

I’m thinking of opening a TD Ameritrade account for investing - does anyone use this/have any feedback? For reference, I recently graduated and have no prior investing experience, so any feedback on investing is appreciated :)

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Thoughts on XT?

My company matches 3%. Is that low or on par?

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...