Hi fish! My 2nd year AF for Amex Platinum is coming up soon. 1. Would you cancel Amex platinum and apply for Amex gold, or directly downgrade from platinum to gold? 2. If you opt to looking to transfer out my points and close down the card, which transfer partner do you find as best value? (I do not travel overseas)

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

Are investment properties good for retirement?

I like in Oklahoma where I make 34K per year. Houses aren't that expensive but on top of my other expenses, saving for a house seems nearly impossible.

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Big4 Partners: could you provide some insights into how the Big4 pensions work. Assume one becomes partner at 40, and then retires at 50 after full vesting, how much annual $$ you get after retirement?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

What are some of the investing must-reads that you'd recommend?

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

So what stonks are we buying?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Is Al’s Subs better than Casa Razdora? Why or why not?

Will markets jump upwards the day Putin dies?

Anyone who joined EY recently and received the welcome kit?

how is recruitment in general happening in Dubai at the moment? I was told it slows down during Eid and now with summer around the corner, recruitment activities are not high..

any comments ?

Hi everyone ,
I am currently working in client side application development with technologies like jquery, javascript, angular and java server pages.
Can anyone from CTS or Accenture refer me?
Am trying to switch after working for 2 years in my current company.

Hi,
I cleared the interview in tiger analytics for senior software Engineer.
Tech - big data, spark scala
Yop - 2 years
Having counter offer for 17 fix.

How much can I expect from tiger?

Unreliable coworker help - There’s a coordinator on my team who assists me and the other strategists but literally every time I ask her to help with something she says yes & then waits until the last minute to tell me she wasn’t able to do it/makes up an emergency excuse. Trying to be understanding but this is getting ridiculous- she/parents/dog/boyfriend are sick (8x), forgot about another urgent project (10x), WiFi is down or power is out RIGHT when I ask for help (5x).

Continued in comments

Joining BNP Paribas for role of Senior BA in bangalore, is the Bangalore office new? How many employees are there? How is company culture? Management etc, I had other offers from societe generale and hsbc similar offer but in hsbc the role was of a manager in compliance risk analytics domain, bnp is in trade and investment banking domain, I choose bnp, was it a good choice?

Can anyone let me know how easy it is to apply to a consulting firm in Dubai directly coming from London? I am currently working at a T2 strategy firm in London and my partner and I want to relocate in ~1.5 years. My firm does not have an office in Dubai whilst my partners firm does. Is it possible to apply straight (rather than moving laterally in London, waiting a few years then transferring?) interested in MBB views too. (I would have roughly 2.5 YOE by then)

Anyone join jp morgan Bangalore on sept 20th for the Asset and wealth management LOB

Anyone here choose between A&M, Alix, and some other usual suspect consulting companies? What made you pick A&M? Do employees generally tend to stick around? How is the culture, decent folks or sharp elbows everywhere? Is the total comp as good as advertised or is this false advertising? I have offers from A&M and Alix and Strat& and am trying to decide soon. Not just looking at comp, but looking to work hard at a place where I can learn a lot too and like the people around me.

Did any of you struggle with being ‘cooped up’ while studying for the exam? I’m ready to say f it to public and the CPA because I’m sick of having no life

Does anyone have a good recommendation for Verbal tutor? Native English speaker scoring in the high 30’s / low 40’s and looking for some help

Hi, I have a collaborative interview(second interview) tomorrow with a tech startup for a product marketing manager position. I haven’t experienced a collaborative interview before and I’m not sure what to expect. How should I prepare?

Heyy people,

Couldn't attend this interview at PwC due to last minute technical difficulties. I requested HR to reschedule it. She said it's not possible this week and she'll try her best for the next week. I am really tensed, I don't want to throw away this opportunity. I was really looking forward for the interview. Would they really reschedule my interview?

Working with an European hedge fund based in Asia investing in emerging markets. What are the chances of relocating to states? Internal relocation is not an option

What happens to remaining paid leaves and sick leaves after year end, that is 31st Dec. Do they lapse or get added to next year's leaves or is it compensated?

How is Sr Technical consultant role in Salesforce ? Can someone share their reviews about working in Salesforce

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

What does 401k mean?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Have about 5k to invest - should I do FXAIX or FSKAX?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

In your opinion which is the best target fund to choose in IRA Roth?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Thoughts on personal loans to consolidate Debt?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.