How long did it take you to pay off your student loans? What was your payment strategy?

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I currently have 75k. My current plan is to put 1.5k/month + all bonuses towards it. ~4-5 years

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I have 60k, 45k student loan + 15k car loan. I dumped my sign on bonus to get rid of all non-subsidized interest. I'm currently putting in at 1k a month and am avalanching. As I get promoted and receive bonuses I'll increase my monthly payments. Built a 6 month emergency fund and only contribute to guaranteed value (ESPP, 401k). Hoping to have it done in 5-6 years.

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~75k for grad school. Paid back aggressively in 1-1.5 yrs.

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Any numbers u can divulge in terms of monthly payment?

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$76k for grad school. 16 months, including the 3 month pause before I started consulting. Chose a low cost of living city and put every penny I had towards them. Worth it beyond words.

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Undergrad: 11 years for $20k. I didn't consolidate, I deferred some while in grad school, and I had a few that were super low interest (1-2%) that didn't make sense paying off before other loans. I also made much less earlier in my career.
Grad: $20k. Less than 2 years. They were the highest interest loans. Would have paid them off sooner if I hadn't bought a house.

15k took 1 year. Put .5 of salary towards my loans. Lived with roommates ate like a college student.

60k for bschool. Lived w parents and paid off in 18 months

Blessed

Related Posts

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

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Firm wants me to back pay last year FICA tax(Social Security and Medicare tax).
Last year I started working as F-1 and transition to H1b. Firm never withheld FICA tax.

Now they ask me to back pay last year FICA tax and then will send me W2c form.

The catch is I already file my tax without those FICA tax. Should I pay them and file tax amendment?

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HYSA anyone recommends?

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NYC struggles: 1st paycheck to rent, 2nd to pay off credit cards. Almost none for savings. Maybe it's time to rethink my lifestyle of drinks and debauchery ✌️

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Currently have 35k in 401k and 22k in Roth with Vanguard through previous employer. New employer uses principal. Should I transfer my Vanguard funds to principal? Thinking of taking loan out cont.

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I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

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Is there any way around PMI insurance if putting less than a 20% down payment?

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In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

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What is a good credit card to get for travel?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

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Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

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How did you go about starting your investment rental portfolio? Single Family Homes? Multi-Family / Duplex+? Any and all advice appreciated!

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Might just start a YouTube channel screw it, maybe it will catch on and I’ll make some cash to hedge this economy

likesmart

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

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How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

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Anyone here do a reverse commute from NYC to NJ? Interested in an opportunity but wondering how the commute would look and also what the tax implications are.

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How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

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Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

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Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

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Hi Folks, post offer letter release in JPMC, how much time is required for back ground check to complete.

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Hiya Friends,

SAP labs HR said they will release offer letter, but 1 week passed, no offer letter given.

am I rejected? even after clearing all rounds?

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Do you think your company will stick to remote work culture?

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Iam currently working in dell technologies, planning to move barclays global service center chennai , what about job security in barclays?? Kindly suggest

likeuplifting

Does Barclays give Diwali gifts?

likefunny

What’s the hourly pay for others as a quality transaction specialist? I’m at $19.18 and feel it’s low for the inflation rate. HR and leadership refuse to give the salary range definitions and will say if I’m either in the low or median range of pay.

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Interested in regulatory and statistical reporting in Pune, please suggest any suitable openings.

Do we have to return UPS, Headphones apart from laptop on the lwd at IBM GBS ?

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Is there an espresso machine I can set a timer and will automatically make coffee before I wake up? ☕️⏰☀️🙋🏻‍♀️

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How do people handle the post-transfer wait? I’m losing my mind.

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#SalesforceDeveloper Job opening 1-6 years.

Ping me for refferal.

Job description :
https://centelon.com/company/careers/

#SalesforceJobs #Hiring

Email
Phone
Mobile
Trailhead link
Location
Experience total & salesforce
Current ctc & expected
Notice period/ expected joining date

Email : lashlancer@gmail.com

And resume

Post Photo
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We are getting the letters on 12th September (Monday). Got to know from reliable sources in HR. Just 1 day guys, let's go!!!

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Hi! I’m interested in moving to San Diego in the next six months. Any tips for job searching from New England? I’m currently working in social media, internal communications and content creation at a real estate firm. Curious to know if anyone has done that type of move and how did you navigate the job search.

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Is it possible to make a switch from Quant to VC as an Investment Analyst?

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Anyone have a recommendation for a research firm that specializes in teen recruitment for focus groups? Don’t need full service offering, just the recruit. Appreciate any help.

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Additional Posts in Consulting

Whats the salary for a senior consultant at Guidehouse roughly? In banking and capital markets specifically. Also how is the WLB for that type of role?

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What kinds of books, podcasts, TED talks, etc would you recommend for a recent college grad who has low self esteem, is professionally immature and for whom the prospect of entering the world of work is daunting and stressful?

Trying to find ideas/frameworks that will change mindset, tips, tools and heuristics for self organization, management, soft skills in a professional setting etc

likefunny

Anyone at EY, KPMG, PWC want to refer a Deloitte Senior Consultant for the federal consulting/advisory practice? I have a TS

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What to people think about the corporate tax rate? Do you like it at 21%, did you prefer it at 35, or would you rather see something in between? Not trying to start a war, genuinely curious how you all feel about it.

likehelpful

Interesting in hearing what percentage of your income you spend on mortgage?

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Does anyone have recommendations on where to get a crash course on personal finance?

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Any St. Louis 🐠? I received an awesome industry job offer in STL and my SO isn’t sold on the idea. Live in Austin, TX currently, no kids.

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Poll: Who thinks WFH is a net positive of negative in terms of their overall job experience? Use likes to vote.

likefunny

Best SUV (with 3rd row) that can accommodate 2 car seats? Considering Land Rover Discovery, Audi Q7, Chevy Tahoe, and the Volvo XC90.

Currently have a Range Rover Sport and it’s (sadly) no longer practical.

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How would you advise companies to improve their corporate culture? Doing a practice case study now and not sure what concrete recommendations I should give.

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Is getting the FRM (Financial Risk Manager) Certification worth it? I could see it opening many doors but should I just shoot for my MBA instead? Have about 3 YOE

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has anyone here enrolled in the harvard extension school? i’d like to ask some questions if you have.

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Just dropped cold applications to Bain and McK with no referral. Ballsy or boneheaded move?

likefunny

Looking for book recommendations; any favorites? Interested in both fiction and educational/self-improvement (for example, investment / finance books, time management, etc). I feel my vocab is...

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Want to warn stakeholders that their hostile, posturing emails with our main client CC'd is only going to backfire (main client ❤️ us). emails will no joke prob get some of them fired. #restructuring

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Hearing rumors about Huron layoffs. Any deets? Friend of mine said he got the "email".

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Confronted client today about partner forcing us to travel while client site has travel restrictions. As a result is team is remote next week. Counting down days till I get rolled off/fired now lol

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Hi, I am a PhD student and I have recently started preparing for consulting. I have gone through basics of framework and have watched few YouTube videos. I am at the point where I am seeing diminishing returns by studying more books. Anyone willing to help or are there people in the same boat? Would love to connect with potential study/case buddies! TIA!

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Not sure if I am getting laid off. What are some key signs. Thanks in advance for your help?

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