How old are you and what do you contribute to charitable giving?

Until I took finance courses in grad school I didn’t realize what a true sacrifice giving a substantial amount of money to the local church or other charitable organization was, especially early in life. Not only are you giving money away, you’re giving away the power of compounding gains on what that potential investment could have made.

This is not to say I regret giving money. Only that at the age of 31 I understand the weight

How often do people upgrade their house? Is every 3 year too slow?

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!

Hello,

Can anyone please tell , how to upload the rent receipts for Dec-March ?
Should it left as blank and HRA will be considered?
Or something we need to do from our end.

Doing HRA claim for the first time.

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

Which side wins the trade? Justin Jefferson, Aaron Jones and AJ Dillion for Mark Andrews, Derrick Henry, & Alvin Kamara?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

Any recommendations for buying agents in Massachusetts?

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Started my grad job in consulting and keen on getting a credit card - any advice?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

BTC versus ETH as speculative investments and why? Looking to pile in about 20k

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

Setting up ConEdison for first time. How much should I expect to pay in monthly utilities for a studio (heat, gas, water incl)?

If you’ve had issues with BED, please share how you recovered, what has helped, etc. thank you.

At what age did you stop comparing yourself to others and became comfortable with your own path? I can’t stop comparing myself to others who come from more wealth, have more wealth, and are better looking than me. Also have a history of self loathing which doesn’t help.

How’s work in wealth management technology practice versus consulting manager?

How much salary does jp pay to promoted associates in India? Which are not in tech

I wish admin utilized Tier 1 supports with teachers. Smiles, appreciations and acknowledging ones efforts would do a great deal to boost morale and climate. I just don’t understand what that is so hard to do.

What kind of discounts does your clinic offer staff?

Expecting an offer today from Deloitte consulting (commercial). Would love to hear tips and advice on how to react to the call and negotiate/what to negotiate more for. I was laid off back in the fall and will 100 percent take the offer - super excited!! But don’t want to show my emotions. TIA

It feels like my pay and title are lower than my scope of duties. I manage Youtube channels and do all strategy, planning, talent management, rework content for socials, reporting, graphic design, + a bunch of other stuff. Do you think I should be something like Video Content Manager? A Strategist maybe? My company doesn't have career pathing & I think they'd be happy to keep giving me more work with the same pay. TIA!!

Anyone got a lasik surgery in the Atlanta metro area in the last few years? I am thinking of getting one and interested in knowing more about where to get it from, your experience and other feedback. Thank you.

Hey fishes, urgent help....

I was forcefully released from HCL services saying my BGV is not clear and was released the very same day. Now I am being asked to pay for basic salary of 89 days notice period +18% GST.. WHAT TO DO PLEASE HELP. I am being asked to pay 1,65,000/- and I was forced to leave HCL in 22 days.

Since 6 months I am mailing them asking for clearance but they didn't gave, now HR has also left the company, Please help what to do ..

I left brillio last month on 14 sep but I dint got my salary for the days I worked in sep please anybody know that possibly why I dint got salary or will I be getting it with fnf if yes then when did should i expect to get fnf?

I have approved I-140. Indian nationality so priority date not close to current. If I switch employer, does my employer need to apply for PERM and i140 again as soon as I join, to get H1B extensions?

Hey guys… I hope you all are fine and doing well. Can anyone please refer me for Salesfore developer position for total 3 years of experience and 2 years of relevant experience into Salesforce. Immediate Joiner. It would be a great help !
TIA !!

When it comes to therapy do I look up a place online and make an appointment or do I need some sort of referral? Not sure if I need to see a therapist or physiatrist really.

Hi Guys,

I interviewed for TCS on 18th of September and got a mail to upload the documents later on that day itself. But after uploading the documents there is no further communication from their end.
Any idea how much time they’ll take to revert ?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Have about 5k to invest - should I do FXAIX or FSKAX?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Paid off my account debt!

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Any good wedding ring sources aside from Blue Nile?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

In your opinion which is the best target fund to choose in IRA Roth?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?