How / what’s the best combination of credit cards?

I have a Chase Sapphire but using it for “normal” things seems like a waste. What should I supplement it with,m? Why? How many more?

Is this the end of days for our love affair with cryptocurrencies?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

How much do you keep in the bank vs brokerage?

Any good recos on accountants in NYC? I’d really like one who is responsive to emails/calls, explains things clearly, and helps with freelance things like LLC, quarterly taxes, etc.

Has anyone used an online accountant/back end company to manaage all of your invoices, billing, taxes, etc?

I’m debating using Collective or Bench but would love real reviews.

Hi there! Just signed my offer letter and am excited to get started at Visa in the coming weeks. QQ: Does Visa reimburse gym memberships? If so, how much?

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

Anyone buy storm? I almost bought in the ICO at $.02 /coin, now up to $0.18.. curious if anyone is HODLING also if anyone had a target for it

What happens to carry if you move funds? Would your new fund “buy you out” or how should you raise this?

My son will be turning 1 soon and I would like to present a gift and thinking of investing on a watch so that it will hold its value 25 years down the lane, any suggestions would be very much appreciated. Budget is around $7k.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

A lot of my friends (on H1B) have bought houses in suburbs (or away from City) the past year. I really would like to stay near City (NYC). Any of you considered or have bought apartments in City area instead of huge suburb houses? Any pros and cons that you are aware of?

Hpw do I buy alt coins? Deloitte, a u tattooing?

My aunt is selling a portion of a 40 acre land, say 25 acre out of 40. What would the tax treatment look like? Do we take an average $/acre or assigning the value to each acre individually based on some valuation method?

Thanks.

Restarting my keto journey!! Lost about 5kg the first time I did it last year, then got lazy and fat and now want to lose 10kg!

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Does Capgemini file for L1 Visa? If yes, how long the process takes.

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

How much salary does delta airline offer for senior SDET with 5years of exp.
CCTC: 15LPA

How do you deal with a passive aggressive supervisor who regularly points fingers and throws people under the bus?

I have 6+ years of experience, wanted to switch to other organisations as I am not feeling comfortable,this is 5 th company

What is the funniest/dumbest thing a sibling or friend talked you into doing as a kid? My best friend convinced me that playing soccer with a basketball would be a good idea and I broke my foot 🤣

How hard is the path from lit to GC?

What is an ideal value of X for salary --> Salary = YOE*X. I feel least should be 3 and then sky is the limit

I lead our SOC practice for a US mid tier cpa/consulting firm. I've been losing a lot of deals due to lower cost / boutique vendors who are partnered with these SOC automation platforms (Vanta, Laika, etc.). Have any of you used these tools for the audit and what has your experience been like? Thanks

I’m so miserable every day is painful. I want to go tell pre-law school me it’s not worth the debt because you will hate this career and then feel trapped by the debt. And then I want to come back to present day, quit this life-leeching, soul-sucking job and start over doing something else entirely. Too much? Oh well. Thank you for coming to my TED talk.

Anyone who had a tailored 2 piece suit made from Parmar Tailors in Deira. Did you get a price reduction or pay asking? What did you agree?

Hi,

Which company should be preferred by business analyst/ Project manager in lending domain if both are good brand companies. IT or NBFC?

Quick reverts will be highly appreciated!!

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Is this the official Amex Fishbowl?

Looking for some encouragement. Has anyone here received an overall negative performance review or has been put on a development/performance plan and was able to turn things around for the better?

Hi guys, I got an offer from x and i discussed that with my current. At 1st current said they can only give 30% increment. I said I can't stay with this cause i got 70% and expect at least 50%(as the 70% included VP and the current org don't have vp, they have bonus). Then they said they can do max 45%. I really wanted to stay here so I said okay to current. Then now hr called me and said they are matching the offer(no vp). What should I make out of it? What made them change their mind?

If I fly a jetblue flight that is Jetblue ticketed, can I still use my AA Number? And would I get the same MQM and MQD than if I had booked a AA ticketed (jetblue operated) flight? This is for Mint class for reference

I am a proposal manager for federal consulting company. My base is low (112000) but I make up upto 50-70% of my base income with win bonuses. But I get the bonus only after the completion of one year of the base period of the contract. My question is -is this arrangement good or should I negotiate for higher base instead ?

Does anybody know anything about BCG’s education practice in Bethesda/dc? Thinking about making a switch.

If I pay off a HELOC balance in full, is there a chance my lender will close the credit line? I want to pay off my debt (which is subject to a variable interest rate and thus is becoming more expensive to service) with free cash, but I don’t want to lose access to the credit facility.

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

How much do you keep in the bank vs brokerage?

Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Are we headed for the long overdue crash/correction - red everywhere 👀

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

Just want to know how much people actually pay for mortgages on a salary about $120k I am looking at homes and I want to upgrade but I don’t want to be house rich. I don’t mind living below my means but I also want my children in a better school district. Just confused…

my s.o. and i have a total salary of 210k and we’re 28/25 respectively. her parents ordered a tesla y for 70k and paid off 45k so far. we live in chicago and they are in iowa so they figured it’ll be better use for us to have the car. we’ll pay off the current loan and pay them back the amount they paid throughout the next 8 years interest free. is this even a good deal for us or are we able to get too much car for our age?

Has anyone used individual citi wealth management account?

Any feedback on the same?

Any Chicago 🐠 buy their first place in the city? I’m 1-1.5 years away from buying a condo here. How long did the process take you? What do you think a comfortable price is for 2Bed/2Bath? Continue:

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Does anyone else in banking have rules from HR not to “time the market” and “speculate”? I’m trying to buy VIX products and scared to do it now because of the rules above.

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Sell or keep my old condo? Condo worth around 450k and still 310k balance to pay off. Mortgage is 2200 (adding HOA) and monthly rental is 2300-2400. It's an old condo so maintenance has already ate 50-60k over the course of 3 past years. Should I keep it or ditch it given that the cash flow is so minimal & upcoming maintenance might take me another hit?