Hypothetical: You are a 23 year old consulting analyst seeking honest advice. You’re incredibly fortunate in that you have no debt, have maxed out your Roth 401k for the year, and have a good emergency fund. You have ~10k in the markets being invested outside your 401k but you’re unsure how to best utilize ~30k you have sitting in a bank account doing nothing (separate from your emergency fund). What would you do?

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

Hi Folks,

Recently in sodexo, another card got activated that is multi benefit pass and it says i can use this money for apparels,bill payments and at petrol pumps.. is this real? No physical card is given yet.. did any 1 tried this card? if yes, could you please guide me?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

ZS London compensation and benefits?

With interest rates rising, I Bonds are back in the discussion. Thoughts?

Best high yield savings products?

Looking for an SM+ leader in healthcare financial due diligence and analytics to join our team. DM for more information!

FIRE - What is your total net worth so far? What's your profile?

Hi Fishes,

If anyone is looking to buy Life/Health insurance product please connect, we can avail good deals and discounts.

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

How do i start investing in stocks? Any tips/sites or apps?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Anyone looking at airline stocks or ETF play?

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

Going with a solo 401k so I can borrow 50k if I need it for buisness purposes in the future with no questions asked and fast what companies should I look at?

Looking for Best realtor deals available in Atlanta. I wish to sell a property but feel 6% is too high for commission. Pls share best deals you were able to get from a realtor

Anyone with digital media & measurement experience looking for an Associate Director job?

Hi - me a girly male - looking for a bi woman or queer who likes women and men

Hi Folks,

Any idea on the virtusa Citi Bank project, I have been offered for the managerial position and looking out for some real time experience from the guys who are already into the project

Currently at a medium sized firm but want to make the jump to big law - doing Plaintiffs PI and just need some advice on how to make myself more attractive to larger firm.

Anyone have good ideas of some exit ops if I have worked 3 years tax then 2 years audit?

Has anyone done an MPhil+DPhil in eg economics in Europe? What are admissions standards like at Oxford, Cambridge, LSE?

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Tips to build my brand and network as a junior practitioner navigates their career to the next level at the firm?

Is anyone else pissed everywhere day about Corona virus taking away their job and or prospects away?

I have got an offer from S&P Global I want to know about following things

How much of Variable Pay is Paid ?? I got 15% of Base salary but how much will be paid like the usual norm i want to know

And what are the deductions from Base salary apart from PF ?
There are lot of allowances like internet reimbursement etc etc
Are they mandatorily credited or you need to claim ?

How long does it take for HR discussion in CITI after diverse round?
Anyone who recently received offer from citi pune AVP?

Hi All, Wanted to know if we can work from UAE (tourist visa) with Deloitte USI laptop

To the struggling healthcare student. It’s okay to struggle and not know stuff. Sincerely your friendly neighborhood physical therapist.

Which of the Big 4 is best for a new MPH grad looking for their first time role healthcare related, esp project management focused? (Assume east coast)

Are there any other job titles that I can use in surveys other than an “accountant” if I work in FDD?

Hey Fishes,

Any update on the hike letter ?

Is the market due for a correction anytime soon?

Anyone looking at airline stocks or ETF play?

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

This might seem silly but does anyone else consider designer handbags a good investment? From what I have seen, some bags don’t really go down in value even if it’s gently used. Thoughts?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Is ARKK still a good ETF to invest in?

How can I learn about investing in crypto? KISS please

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Grade my allocations!

VTI - 50%
VXUS - 15%
VUG - 15%
QQQ - 10%
VYM - 5%
FALN - 5%

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Can anyone explain to me how the price of btc/crypto is set? Is there a formula the prices follow, like all the btc that’s been mined, divided by the number of people who own them or whatever sets the price. Like what is the driving force that makes dogecoin $1 (or whatever it is now) and btc jump from $30k to $60k then back to $30k. When I go on Coinbase and I go to buy btc for $30k, who is the authority that says 1btc=$30k USD?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?