I am 46, spouse 44. We make 700k/yr total salary. 2 kids, one off to college and one in 9th grade. I have investments that will take care of college. Here’s my NW: 4.5M - primary home: 1M/paid, 2 investment homes: total 800K/paid and generate 6K cash/month, stocks/bonds/cash: 1M, 401k/Roth: 1.25M, corpus for kids’ college: 500K (not included in NW). I ‘feel’ like I can retire now; and wife after few years (her salary is 300K) but it is very hard letting go to a steady pay check.

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