I have a whole life insurance policy for my young kids. Feel like I’m getting fee’d to death. Anyone have thoughts on this? Is it better to just invest in stocks and take my lumps with the market?

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

Does anyone have 120K bonvoy points they’re willing to sell? How much?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

What’s the deal with these start-ups not hiring people with actual insurance experience?

What is the future value proposition of the 401k Advisor in your opinion?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Welcome to the NFT Bowl! Feel free to share cool projects you've found, investments you are making and why, or shill your own projects! It's also a great bowl to network and build your own team!

To make things smooth:
1) If you see or have a cool project, please post a link to help others find it quickly without having to slog through searches
2) No one is giving any financial advice. Use of this bowl is acceptance that you will not take anything posted in this bowl as financial advice.

I’m a newly graduate from a community college. My program of study was Health Information Technician. I passed my RHIT exam a month ago, and I’ve been applying to jobs in state, out of state, and remotely to only receive “sorry you were not selected email.”I don’t have experience and I know that’s the reason I’m not getting selected. I’ve applied for receptionist, medical biller/coordinator, and medical clerk. Even with inflation willing to work for minimum wage or less just to gain experience.

My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

What is better option GSK Health consumer now Haleon or Stryker with same Package. ?

Can someone let us know about leave and insurance policy in detail 🙂

Best books about product management for a good exit to industry? I already have an MBA and PMP but looking for a refreshed perspective since it’s been years since my formal education.

Currently reading “Product Managements Sacred Seven” but it’s geared toward the startup world. I am in healthcare and not looking for a startup role. TIA!!!

Good morning!

Still trying to figure out this whole Fishbowl thing, so here goes my first post.

I would love to get into provider credentialing, but all employers I've looked at want at least 3 years of experience. So, I'm looking at Provider Network Coordinator roles, because I'm finding some of those roles don't need AS MUCH experience. I'm a RHIT, and have been working in healthcare for nearly 10 years.

Any input on employers is appreciated!

Is it bad I am not extremely detailed oriented and often think wow has to be a way to automate this? Often times I need to just keep my head down and work but should I spend time improving processes?

Had consensus for my counselee today. What is a 3+ and a 2+ rating? Never heard this before. Will it really translate to a quantifiable amount?

Hey guys, I’m a freelance broadcast producer and I’ve spent most of my career working for larger agencies. I’m doing something for a smaller agency and they want the production company to hide costs in their bid and then have production bill the client the inflated amount directly and pay the hidden costs to the agency. The agency is calling it a “consultation fee” but client just thinks production costs more. Is that common and I just haven’t experienced it before? Or is this a big red flag?

Hey folks!! Anyone here has any idea of how much is an Experienced Audit Associate offered in the DC area?

ZS ka phone tut jaye to ZS wale paise lete hai ?

Anyone have good CRA interview tips ? Entry level with Stryker. Appreciate it

Looking for advice and recommendations on starting a non-profit healthcare case management company in my area. The focus population served would be low-income seniors with the primary customers being primary care offices that could obtain contracted case management services based on the practice’s needs/financial constraints.

I have my MSW & nearing completion of my MBA. I have 11 years experience, 6 in healthcare inpatient&outpatient.

What recommendations do you have on starting this process?

Felt a connection

ਧੂੜਾਂ ਵਿੱਚ ਨਸਦੇ ਸੀ
ਮਿੱਟੜੀ ਦੇ ਜਾਏ ਹਾਂ
ਅਰਸ਼ਾਂ ਵੱਲ ਨਜ਼ਰਾਂ ਨੇ
ਜੂਹਾਂ ਛੱਡ ਆਏ ਹਾ

ਰੋਹੀਆਂ ਦੇ ਵਾਸੀ ਸਾਂ
ਬਾਗਾਂ ਦੀ ਲੋੜ ਨਹੀਂ
ਕਿੱਕਰਾਂ ਦੇ ਜਾਇਆਂ ਨੂੰ
ਕੰਡਿਆਂ ਦੀ ਤੋੜ ਨਹੀਂ

-ਕੰਵਲ ਸਿੱਧੂ (13 ਜੂਨ, 2020)

Any update on hike? What should I expect moving from SA1 to SA2, Tier 2, Advisory? Pwc AC

Hello, anyone here willing to refer for software engineer role at Comcast?

Hi folks
Joined birlsoft lastweek

Please let me know how to declare and modify medical details of dependents

How to apply for WFH kit like table chair?

Whwn we can declare flexi

Hi All,

How is KPMG in terms of Consulting? Also, if I were to compare KPMG with Deloitte, which would you prefer? And Why? Please help out.

Sanity check. I like a nice lifestyle. Currently make 350-550k with bonus. 53 years old. About 400k in brokerage. Another 1.9million in retirement accounts. House worth 1.2 million with loan of 625k. For retirement pension will be $2400 per mo which goes to my wife if I die for life. Another 3800k Per month estimated from Social Security. I plan on working another 10 years or so maybe less once the kids graduate college. I am this will be out in 2024. What should I be doing or thinking about? 

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What is the entry level salary expectation for data analyst in Mumbai please share your thought also...

Does anyone getting similar mail daily :Know Your IBM January'22 - Register Now ?

Does the current GSAP agreement say that if you intern at another consulting company it 100% certain that sponsorship is lost? Or does it say “may” impact sponsorship?

I’m reading a GSAP letter from 2018 and in this version it says “may impact”

This is a very depressing bowl, I have kids and think public accounting is awesome due to the flexibility!

Thinking about leaving public accounting but not sure if I’m leaving too early. First year audit manager at one of the big4 and I think I could make it to senior manager but definitely not partner. Been highly rated since I joined the firm but I feel I won’t be learning much for the next couple of years before I leave for industry. Im also married with children.

Audit manager here. Planning to talk to partner in charge about becoming a partner eventually. Any tips about what to ask?

My first daughter goes into kinder this upcoming year. What do parents in PA do during spring break? Our district also has a fall break. Both breaks hit during my busiest time

Pregnant with my third child now and wondering what is the right time to tell work. I did it really early with my first two because I wanted to plan ahead, but now thinking about it, I feel like it just set me up for failure those years because I was reassigned from tasks and kept underutilized.

Random question but do you let your kids hang out in your bedroom and use your master bath if applicable? My kids always seem to want to use our bathroom instead of theirs and my spouse doesn't care but I grew up with my parent's room basically being off limits and think I'd prefer it that way.

Does EY have anything to help you get connected with an au pair company?

Starting to feel depressed and burnt out. Worked 30 hrs already this week, and I have a toddler and 5 mo old that doesn’t sleep through the night. Don’t think FT or reduced schedule will work (cont)

Moms with three kids and on a reduced schedule: What is your reduced schedule, and does it work for you? If not, what would be your ideal schedule? Just had my third and not sure how things will work... two was manageable, but three feels difficult right now

Have any moms received ridiculous career advice from their MD or career advisor?

Any single parents in here? If so, and you want support and understanding from other single parents please join the new “single-parents” bowl. Especially as busy season is here.

5th year/new manager in audit. Any tips on how to be a successful as a manager?

Best advice I got in a mentoring session today "Make sure to put things on your 'don't do list' to keep you focused on the things that matter.

Hey peeps. How do y’all deal with in laws that think they have the right to see your kid basically on demand. It’s my parents actually, not my wife’s. I’m about to give them an ultimatum......

What would you do if you expressed concern to your manager about your work/life balance because you have two children in two different schools, both play sports and you’d like to ... continued below

Are you guys seeing these ridiculous hourly asks for childcare to help while the kids are doing virtual school or preschools are closed.... people are asking $25 an hour - which is 4K for a full week

How soon did you tell your office you are pregnant? When is the best time?

Guys, this busy season is terrible - I miss my kid so much during the day. Also I feel like I am disappointing everyone at work, my spouse, my kid. There is not enough hour in a day

This job is not for women with kids unless you go on some sort of reduced schedule or stay up super late most nights after the kids are asleep. This is so impossible!! 😖 just needed to vent somewhere

I finally understand that guy in The Office who wouldn’t shut up about going to the Finger Lakes- If I don’t give constant reminders that I’m taking paternity leave, everyone forgets. Lol