I have the Chase Freedom, Freedom Unlimited, and Sapphire Preferred. Now that Freedom Unlimited offers 5% on travel, 3% on dining, and 3% on drugstores with no annual fee, not sure why I should bother keeping the Sapphire Preferred with a $95 annual fee. Would I miss out on anything if I cancel the CSP? Also, I find the Chase travel portal, which I get a 25% value advantage through CSP, to be overinflated and not a good value — have never used it.

Last time / most recent stay at a hotel for a business trip? Curious to find out which firms have employees traveling 🤔

My 2022 w-2 has states tax paid in California. But I was living in Illinois. I have paid more taxes per my w2. Do I need to file state tax for both IL and CA?

Anyone been to crew club in DC?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Looking for a job change, Exp: 4.5 years
Role: Sr. CSR (Banking domain)
Current CTC : 4LPA
suggestion or any reference would be appreciated

Hiring for Travel expert who is trained on Amadeus and Sabre. WFO only. If interested please message

Ok everyone I'm going to London, and I want a very specific experience. I want to have the classy Fortnum and Mason's vibes, the elegant hotels and hotel bars or restaurants, and also all the best hole in the wall pubs. I also would love to know the best way to travel the Thames, maybe at night. Please offer any or all advice!

28M living West Loop- trying to see if anyone wants to grab a drink tomorrow evening! Off for Thanksgiving and client travel immediately after, so would be great to see someone new before I leave the city for a bit.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Singapore airline business class upgrade worth it?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

Hi,
Am planning to do masters in USA in computer science or data science. Can anyone tell me an average cost for the course? Including travel, living, studies costs.

Anyone in SF this week? Just got in from NYC

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

Hi 🐠, please I'm looking for Economics entry level or associate roles in the US willing to support TN visa candidates. Thanks in advance

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

Can anyone provide some guidance to taking the CFE? As in which membership option to choose from followed by when exactly can we take the exam, if the entire amount is reimbursed or not? Just a generic timeline and additional required info. Don’t want to sign up yet if the exam dates are not flexible. Thank you.

I received an offer from a boutique litigation firm and a large law firm on the same day! I want to take a little time to consider both. What’s the typical time frame to respond?

I’m looking to learn Database Management, SQL, Oracle, etc. No experience! Any suggestions on where to start?

What’s the top end of SM salary on advisory in Deloitte? This is at MCOL

Any insight on whether IRS Chief Counsel is open to (or considering being open to) remote attorneys? I’ve seen SEC and other agencies willing to hire fully remote lawyers.

I had two rounds of discussion (more than a month ago) and the recruiter informed me that they’ll be scheduling the HR discussion and then be rolling out the offer.

It has been two weeks now and I haven’t heard from the recruiter nor has my HR discussion been scheduled.

The recruiter does not answer my calls or reply to e-mails.

Has anyone else faced this while interviewing with KGS (Customer Advisory)?

Has anyone changed office after your 140 is approved, what’s the process and how did you go about connecting with PPMDs in both the location, is it easy to get done?

A lot of Cougars in this bowl. The question is how sexy and salty are you? Feel free to DM

Why are sibling relationships so complicated? We live in the same city. 23M w 21M bro in same city. We’ve always clashed, got closer in 2016-2019, then in covid started fighting and not being close. 2021 summer we got into some bad fights where he said some hurtful things that made me kind of hold a grudge until our fight in September. 2022 we’ve gotten a lot closer and only minimally clashed but still even tho we share personal things sometimes and have more mutual respect, cont

Pasted a list from excel to PowerPoint however when I try to make them bullets, PowerPoint reads it as a group of text (only puts a bullet for the first line). Can manually delete and press enter for each line to get a bullet but curious if anyone has a quicker solution?

Any parents who are still on the safe side with Covid? We have a 1 year old and being safe and staying mostly home is really getting to me. Most of our friends have kids who are able to mask up or are vaccinated and it’s getting quite isolating. Especially now mask mandates are being lifted feeling like we can’t go anywhere without risking our kid.

Whether its difficult to get GCP Projects in CTS?

Hi all
Is it possible to change a client In a month if you don’t like work culture . ?

Decent barber in back bay/south end/ Fenway areas of Boston?

Has anyone else noticed they’re stressed without “feeling” stressed? I don’t feel as stressed as when I was in college. However, I’m still on the job hunt and I think stress is manifesting itself without me realizing it. My skin is showing really bad acne, I feel unmotivated even to fill out job applications; I’m having trouble falling asleep at night and even though I sleep past noon sometimes I still feel tired during the day... Is it stress or burnout?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

Is this a good time to buy bitcoin? Where do you buy bitcoin from?

Currently have excessive savings. Is now a good time to invest in general S&P funds?

I’m 35 and with the constant talk of there being an imminent recession in 2019/20 I’m thinking of reallocating my 401k to a more conservative portfolio a 60% stocks / 40% bonds? Is anyone doing this?

Which app do you guys use to track your net worth?

Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

Have about 10,000 USD in BOFA savings drawing like 0.1% Interest or something. Is there a less risk, decent return option? I can put this away for a month or more depending upon to return

Has anybody transferred 401k to RRSP?

Is ARKK still a good ETF to invest in?

Looking for recommendations on a good budget template for a handwritten budget. Got anything?

Traditional or Roth? 401K or IRA? Factors to consider? Eligible for any above (income/age) and want to maximize value through tax/investing strategy for retirement. In early 30’s $100-125K income.

Any tips on where I can invest 200k right now? Goal is long term wealth building and nothing much else. Country - US. Age - 26 (So I prefer to be agressive)

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

I'm 1 year out of college and recently inherited $400k and have another $120k saved up from internships and work.

I know the standard thing to do is DCA into an index fund/ETF but is there anything else I should be doing to invest my money and hedge against inflation. I'm just concerned with the political turmoil going on and trying to figure out what ETFs I should be investing in and how much I should be putting in every week.

How would you recommend investing the money?

Hey 🐠,

I am approaching the Roth IRA income limit, and have a pre-existing Roth IRA that was not converted from a traditional account. Is there a way for me to take advantage of the backdoor Roth loophole while funneling the money into my current Roth? Or, do I have to set up a new account, convert it to Roth, and make all future contributions into that account? I’ve already asked my broker, and they have not been the least bit helpful. Thanks!

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Which services offer frames and lenses at reasonable cost? I don’t care about brand names .... just want good quality product (I don’t believe in paying $200+ just for frames no matter what they are made of)

Anyone invest in real estate? Thinking seattle area, manhattan, SF and bay area, or miami.