I’m 35 and with the constant talk of there being an imminent recession in 2019/20 I’m thinking of reallocating my 401k to a more conservative portfolio a 60% stocks / 40% bonds? Is anyone doing this?

Hello,
Does anybody have a referal for accounts payable.job in Mumbai (preferably western suburbs) my father is in need of a job. He is 61. Yes and he is totally fit to work and he wants to. But due to protocol of age is he shall retire in a month.. he is very well versed with SAP, H to H,MIS and Tally ERP. Please if anybody can help me in this regard. Thank u.

Any Practitioners on the commercial healthcare side that knows of project opportunities? Looking to transition from GPS to commercial but having trouble building my network.

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Have about 10,000 USD in BOFA savings drawing like 0.1% Interest or something. Is there a less risk, decent return option? I can put this away for a month or more depending upon to return

Hey 🐠,

I am approaching the Roth IRA income limit, and have a pre-existing Roth IRA that was not converted from a traditional account. Is there a way for me to take advantage of the backdoor Roth loophole while funneling the money into my current Roth? Or, do I have to set up a new account, convert it to Roth, and make all future contributions into that account? I’ve already asked my broker, and they have not been the least bit helpful. Thanks!

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

How much money have you lost? Misery loves company

Best book you've read recently on personal finance?

I’m moving to SF at the end of summer. Is it common for single people in their early 30s to have roommates?

I could afford a $4k 1bd/1ba place and understand the HCOL, but that much for rent seems excessive to live close to work in downtown SF especially with student loans, etc.

Guys Urgent query.I joined CTS on Nov 2.When is medi Assist activated? Having a medical emergency for my father to do bye pass surgery.Should I wait for the medi Assist or proceed to do with my own money? Estimated Cost -3 Lakhs+. Operation to be done in the next 1 week

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

What are trading policies in MBB and Big 4? See all these posts about buying stock, while here I am at BCG basically limited to only ETFs by our trading policy

People living in LCOL areas who bought a house in the last few years... What did you spend on your home, what are the bed/bath #s, and did you buy a fixer upper, turnkey home, or something in between?

Starting to home shop in a LCOL city and I'm super curious to see some numbers from others in similar types of locations. I'm originally from a bigger HCOL city so what feels "reasonable" to me is skewed, but everyone here seems to want to spend as little as possible on homes.

Offtopic:
Any WhatsApp group of stock/option traders?
Am an option seller and looking forward to connect to like minded people.

Is anyone concerned the push for sexual equality in pay without accordant leveling of parental leave is gonna backfire?

Here’s a hypothetical:

A company has 2 candidates, aged 25-30, equal in every respect save one’s a man the other’s a woman. Maybe the woman is a slightly better candidate overall. They’d have equal comp.

Company considers the woman a riskier bet due to possibility she’ll take maternity leave — and considers the man less risky for his ineligibility to take as much leave. 🤷

Looking for jobs on Long Island. Preferably M-F normal hours. Benefits, pay 45k+. Open to many fields, have experience in radio, inventory placement data/order management, etc. willing to do is toner service, maybe sales if job is right, but just need to find something else soon.

5 years post-MBA and all my classmates are VPs in industry or Principals in consulting/IB (some are even Partners/MDs already). I sat in the same classes with these folks for 2 years — probably outperformed some of them academically. Yet, here I am continuing to struggle with my student debt payments, hoping that “Uncle Joe” forgives 20% of it. I’ll never have that kind of earning potential because I didn’t come from the “right background” pre-MBA.

Hi fellow teachers!
Another great resource for trauma informed teaching is Dr. Nadine Burk- Harris’ documentary Resilience. She also has a shorter Ted talk summarizing her main points. She is amazing

What's the average salary I can ask for for the role of BA4 Risk Regulatory?
YOE: 3

I am trying to land a role as a human resources business partner and I'm wondering which certification would be the best for me going forward. Phr? Shrm? Thoughts? Thanks!

Many movies romanticize the sacrifice of one soldier and leave them as a hero, but I have always thought that I hate that. Why would someone need to lose his life to be a hero? I believe the mere fact that we put our life at risk in service is enough to be a hero

Trying to learn Korean, any suggestions on where to start learning?

I have 100k to my name. I’m thinking of investing in by going in with 3 other family members and buying commercial units. I was taught to rent where you live and own your investments so your not tied to it and restricted. To give context I’m 22 years old, and I see other family members having a headache selling their home. My question is do you guys recommend owning where you live vs renting ?

Chewy TUMS: These look so good but its not clear to me if its halal. How do you determine from these ingredients? Especially when the first ingredient is alcohol ammonium which i know its not alcohol but any clarification on these ingredients would be appreciated!

Anyone here play tennis? Recently moved here and trying to find some good courts. Recs are appreciated. TIA!

Anyone else get ruined by the metro delay this morning?

Hey everyone. Foreigner here applying as an AD. Who’s the best person to reach out to? Would appreciate any leads or just plain insights of the work and culture here.

Hi Fishes.

could any one please tell Airtel Africa Digital Lab culture. Is it product based or service based?

30/M going to be in NYC during the week next week and it would be great to grab a nice drink with any lady 🐠!

Looking for a female date to go to bemelmans bar tonight
I am a 35M Brit Indian. I have only 2 abs and great sense of humor. Also I’m only 5”5. Lord blessed me with superior quant skills for the lack of vertical reach. Thank you.

Hey freelance designers! What’s your going rate for a logo design/branding project for a mid-size company these days?

Getting ready to take on a project with a local real estate company branding a new subdivision but I haven’t done one of these in a few years and don’t want to undercut myself on compensation.

What are trading policies in MBB and Big 4? See all these posts about buying stock, while here I am at BCG basically limited to only ETFs by our trading policy

Currently have excessive savings. Is now a good time to invest in general S&P funds?

Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

Anyone invest in real estate? Thinking seattle area, manhattan, SF and bay area, or miami.

Any tips on where I can invest 200k right now? Goal is long term wealth building and nothing much else. Country - US. Age - 26 (So I prefer to be agressive)

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Someone here suggested investing in Boeing two months ago. I did. It was down to $110. It’s insane now. Thank you whomever you are.

First time trying to invest 4-5k in individual stocks, should I use money in my Roth IRA or taxable brokerage account? I read that if in taxable, I should hold for at least a year. What about in IRA?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Buy a home in the NYC area, think Hoboken, Jersey city, Edgewater West New York, etc. or continue to rent?

Is ARKK still a good ETF to invest in?

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

What's the play on Bitcoin?