If you had only one piece of financial advice you'd give a 20-year-old who has just started seriously saving, what would it be?

Tax loss harvesting question- I have a few underperforming investments (stocks and ETFs) that I’m looking to offload at a loss. If I sell them I would be incurring a loss of around 3-5k. Contd.

Max out HSA or IRA first?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Thoughts on airline stocks? Good time to get in?

Holys*it, the seller accepted my offer, i’ll be owning a condo. Surreal! Did i make the right decision in this environment??? 😱

In your opinion which is the best target fund to choose in IRA Roth?

I have a monthly 1.2 TB limit on my xfinity. How many of you have the same limit and how many of you exceed the limit?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Ways to rack up cc points/miles while buying a home?

What is the most you've invested into a single stock?

What is the biggest loss you've endured?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Is 160k good salary as a manager in New Jersey? With savings of 300k so far... I am wondering if it is a good time to go back to India.. I mean there is no end to earning more and more ..trying to settle on a goal on US money and saving .. after that I never want to regret once I go back .. I want to go back happily with no regrets and want to feel good about myself that I was successful enough ..

What does anyone know of real estate in Web3? I keep hearing about it but it feels so foreign that I wouldn't know where to begin.

Hi everyone,
I relocated with my family to Ireland recently, one month ago, and while I got a lot of screening calls with recruiters, I did not hear back from any of them after our interview. I am still on the process of getting my work permit and I am very clear about this during the interviews, but I suspect that this is the reason why I am not getting any call back. Any tips on the first screening call with recruiters? Should I touch base with them after our interviews?

For the past few months of interviewing have made it to the final round with a few firms, and the feedback is similar, ‘I’m a great candidate, but it’s not the right time’ Is this code for something? Am I missing something?

My fellow ADHD professionals,
Have you told your employer about your ADHD diagnosis? If you have then how have it benefited you? If you haven’t then why do you think it was the right move not to tell? I’m contemplating if I should tell my employer or not.

Maybe this is the socialist in me but shouldn’t Moderna and Pfizer waive their patent exclusivity for their Covid vaccines? Don’t we have a moral obligation for the world to vaccinate as many people as quickly as possible?

It blows my mind that many countries won’t be able to vaccinate most of their people until 2023. There should be access to vaccine generics

Is wipro revoking offers. My joining is in July and i am worried now.

Hi Fishes

I have offer with citi. But I have poor credit history/cibil score. Will citi check credit history too on background check and reject candidate?
I have another offer with TCS which will lapse by tomorrow if I don't agree.
Please share your inputs about citi's background check.

What are your top Excel ninja tricks? Ones that few people know...

Which all companies are allowing permanent wfh for professional based out of NCR?
Companies based out of Bengaluru, Chennai etc

My date won’t share his playlist with me (I can listen to it but he won’t share it). Just curious, is playlist a big deal to guys? We are both at early 20s and only dated for a week

Hi everyone,

Did you ever regret a company switch that you did? If so, how did you come out of it?

Looking to do a fall shoot for a client before the leaves have changed and fallen. I need prop leaves. Anyone have any ideas about how where to contact for a massive amount of fake fall leaves?

Would you accept a part time freelance gig for an hourly rate?

I give my cell phone to all clients routinely. However, there are always 1 to 2 clients who abuse this and it seems as soon as their cases are over I find a new one and it is making me rethink. I hate to do this because 98% do not abuse it and I like being connected to my people. Thoughts??

What are your top 3 favorite pharma directors? I haven’t shot pharma in a while and don’t have extensive experience in it. NY based directors a nice plus but not a must. Forget COVID, just trying to refresh my memory and look at reels. I’m based in NYC, if that matters. Budget is decent. Thanks!

Is PEPI doing 2 years of assured bonuses (for new hires, given the timeline) at the manager and Director levels these days? Heard the firm might be increasing bases as well!

What are your strengths/weaknesses? Such an overplayed interview question that no one really answers truthfully -- now is your chance!

I have learned that several Housekeeping employees in the hospital have died from Coronavirus, and I'm ashamed to say, that I didn't even notice their absence

I work in quant and rely on our company’s database for everydays task, but couldn’t get any support from the company’s tech/data team. It’s been such a struggle. Everyday im fighting with red tapes and firewalls. :(

Any needs a great cfa tutor dm me.

Any idea what salaries youd be looking at working for a placememt agent? PE, RE, private debt etc

Seeking advice ...
Currently working in Due Diligence and looking to switch to either IM or Consulting. I’m really looking to grow and I recently got an offer for a TP role at one of the big four. Should I take the offer and then pivot to a management consultant role from there or should I stay in banking and try to get myself into IM? What are my options? Thanks!

Hi all!

Long time lurker, first time poster.

Have a pending application with Citi for a Real Estate Senior Risk Analyst AVP position, anyone have an idea as to what something like this would pay? Location is Buffalo NY area.

Thanks for your insite!

Ive got a hedge fund research interview at an asset manager coming up. Spec is to contribute towards manager selection, research HF strategies, emphasis on both quantitative and qualitative research.

Anyone know what kind of skills they might be looking for? Particularly on the quant side as i have less experience there

Just curious to how my firms (wealth management/bank/trust) comp compares with others out there. I received a promotion earlier this year from an Investment Advisor, AVP to Senior Investment Advisor, VP and moved from $110K to $140K ($130 salary + $10K discretionary bonus) all in. By meeting expectations in 2 pay cycles, the base bumps up to $175K + bonus. Grown in this role over about 10 years with the same firm, MBA + CFA; top 10 city and living comfortably as dual income household.

Thinking about jumping in with Berkeley's flex option for the evening / weekend MBA.

Thoughts?

What is the average % bonus of base in big AM firms? Have an offer and debating between that and another finance route that I know pays a large bonus if performing well

I was recently offered a job as a portfolio implementation analyst at a well known hedge fund. What would my career path look like?

Tips for doing a first stock pitch? I have a good grasp on what the company actually does, business risks, main competitors. How much do I talk about valuation, and what should I really be mentioning or focusing on here?

How many annual leave days do you get? (I’m in the UK and a company i’m considering offers 25 days off a year)

I’m currently a Risk Analyst and a full time MBA student. I don’t have any experience working on the investment side of the bank but I would really like to pivot into an investment analyst role. I’m from America, but currently working in London and would really like to stay here. Does anyone have any tips or advise that might help me land an investment analyst role in London?

For buy side analysts, are there logical career moves one can make after having a couple of years of working experience?

How should I pivot to Wealth Management as a Credit Analyst for a commercial bank? I’ve worked as a credit analyst for about a year after graduating in finance last year. I also interned at a wealth management firm while in college. Any advice is appreciated!

Hi, Can someone suggest what should be expected base and other compensation for the Principal PM role at the NYC location For a banking client with 12YR Experience as a total?

Thanks in advance for your help.

Not sure if this is the best place but I have my first round with JPM for quantitative research analyst but not sure what to expect. Can any one share any insights or pointers? Been really looking for this opportunity and not sure where to start besides brushing up on my work experience. Any technicals or coding questions that I should anticipate?

Holiday office party coming up tomorrow and I still haven't bought a gift... ugh. Any suggestions? I never know what to bring.

Im a junior level analyst at working in Asset servicing. I want to move to Equity research in about a year. What would I need skills wise to be able to move. (More context I’ve got a masters in finance and no prior work experience. Based on the UK)