If you have less than 20% equity on your primary home, will banks allow you to get another mortgage for your next primary home?

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

Pre-tax 401(k) or after-tax...thoughts?

Bought my 911 last year for ~$120k. Only put 4,000 miles on it and seeing online values in the ~$130k range. Am I crazy for considering selling it? She's in perfect condition (even though she's my daily)

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Is there a home buying group for Seattle area?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

Anyone else holding out to 1 year AT LEAST, in order to get long term cap gains tax rate? 🙏🏻 every day passing is a day closer

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Restarting my keto journey!! Lost about 5kg the first time I did it last year, then got lazy and fat and now want to lose 10kg!

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

How much money would you have to have in guaranteed income every year to stop working? I ask because I'm getting close. 😬

What do you think on buying JPM, WFC, C now?

Good day brothers and sisters! I am hosting a virtual fellowship and worship night on Thursday 12/10 @ 8pm est. please let me know if you’d like to join and receive the link!

Peanuts. But that's ok because I'm compensated by 'Mother culture'

My father had a sever case of Covid and he made it out successfully. I’m very grateful for this. Close to a year down the line, I’m finding that he is having severe memory loss issues and can’t remember significant details. Has anyone experienced or is experiencing this? How have y’all dealt with it?

Hi All, How many days do I need to wait to receive offer letter from @ Wells Fargo. I have submitted all required documents. How can I know the status?

I got the mail where i need to upload the document for processing.but in mindtree home page i am not able to see any upload option.could you please help guys.should i sent the document in that mail?

After how many days of joining, are the user IDs created in Mindtree systems?

Are there any in-house jobs that focus on strategic thinking, advisory, research, writing/communicating with business teams? Or do they all mostly focus on drafting/reviewing contracts? I’m in big law and yearning for a lifestyle improvement but am concerned with getting bored in-house

Need help here,
Due to health issues I resigned from paytm in just 2 months.
5.2 lpa was the CTC.
Which skill i can learn that lead me for a higher package.
Total YoE : 3.5 years
Knowledge: SQL, Clevertap(basics), Digital Marketing

please help me here

My sister and I have recently both come to the realization that our parents guilt us into spending time with them or visiting them and the guilt causes us both to shut down. Our dad is the main offender, often reminding us how little time we have left with him, asking us why we’re leaving so soon or reminding us about all the good deeds and sacrifices made. We’ve both noticed this shift in our relationship with our parents after graduating from college and starting our own adult lives. Continued

Stuck in a weird limbo where I want to leave my job more than anything but grateful that I have one at all with all the layoffs in our industry. It's a new kind of trapped. Anyone else feels the same?

How’s McCann Health doing these days? Culture/businesses/client?

I hate working on commission. I am a naturally shy person and approaching guests in our store is intimidating enough, it's even worse when some of my more socially savvy coworkers notice me trying to strike up a conversation with someone and they come in and literally steal my client from me.

I roll my sleeves at work (cuff folded up twice on each arm.) Is there anything overly informal about this? I noticed I do it way more than the people around me but nobody has ever said anything

Does JPMC Chicago (10 S Dearborn) have any monthly parking employee discounts? Tyty

What are some of the best tips you’ve received in PA

Hey All...

I am planning to change my profession from fixed asset accounting to Business Analyst...

Is this wise decision?!!!

I got good internal hike last year like 30% but it's not upto market standard, can I ask for hike again this year amidst this recession times? I know they are recruiting new ppl with much more salary than me. Any suggestions hiw do i start the conversation

How many annual leave days do you get? (I’m in the UK and a company i’m considering offers 25 days off a year)

Barclays or Citibank which company is more better at AVP role?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Hi - any good books recommendations for getting started on real estate investing?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Anyone else a landlord on a condo unit? Any recommendations for landlord condo insurance? Do I need to look specifically for an insurer that provides this specific plan or do most insurers have an option for landlord condo?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??