Is FOF better than ETF?

I have been SIPing intoMON100 ETF. Came across MON100 FoF which holds the same etf but the returns look high.

Is it bette to get into FoF rather than ETF?

Are we on recession? My portfolio is super down - low cost ETF investor here

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

from logistic perspective..how are you guys transferring/moving your money from your US bank account? wire transfer? write yourself a check? idk about check, but cashing in $50k might raise a flag.

Does 401k count as savings?

Watch out for $SDGR - Bill Gates backed recent IPO- potential next meme stock . No options yet.

do we have to report our virtual currency holdings to our company? For the sake of independence or something?

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Already a market crash? Should we sell? 😱

Shoulda just sold my stocks to pay my taxes instead of holding and using cash 😂🥲. Same result - except now I have to hold longer

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

I am new to the professional world, but I am confused about where I put my money once I have collected my emergency funds, I do not want to do trading but want to play a long term goal of investing, some good advice please?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Did anyone else get a ridiculous rent increase this year?

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

Hi Folks, how much max amount we can retain back after 80c tax claims on income taxable amount. Any idea? Is it varies based on package? What is the percentage ?

With interest rates rising, I Bonds are back in the discussion. Thoughts?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

What if we turn this into a 50/50 ratio event (say max 12 people with sign ups in a google sheet) instead of just sliding in DMs? 🤔🫥

I make poor decisions

I posted this somewhere else before I remembered that I am in this bowl :) so, I changed jobs 6-7 months ago and I am realizing it is not a good fit. Leadership seem to not want to hear the truth so people tell them what they want to hear and if you don’t middle management gets pissed at you. I am seriously thinking about looking somewhere else. My question is how do you answer the “why are you looking to leave” question without bad mouthing your current company?

Ok environmental scientists - what are the best eco-friendly changes we can make today?

What do you submit for Nagarro Research Allowance ? Any option of submitting some fake things here?

Hello any one provide me jobs in DevOps profule i have trained in this profile

Hello.. Seeking for opportunities as an entry level financial analyst.

Anyone needing references at pwc ?

Is Citi IT division going to get affected with the current Retail sale in India to Axis bank. How is the future going to be at Citi compared to it's competitors

Any of you worried about the changes to comp coming in the new year?

What is the salary range for L7 in consulting?
Location: India

I already have an MBA from India but to get a US Univ Brand on my resume I’m looking to pursue an EMBA course, please let me know your thoughts if it improves chances in getting role elevation?

Give suggestions on companies to apply in Bangalore.
Want a transition from Data Engineer to ml engineer/data scientist.
Yoe - 1
Engineering- tier 1 nit
Skills:
AWS Associate solution architect.
Azure agile working environment.
Python, sql,Hadoop, spark big data, ci/cd pipeline, aws cloud computing
Regression, pca, knn, ensembles , decision tree etc
Currently working in pharma industry.
Please provide refrell if you have any.

Advice on taking the SHRM-SCP exam? I’m taking the exam tomorrow and not feeling as prepared as I should. Who has taken the SCP exam? How difficult did you find it?

Hey Pune Fishes, I am looking for a 2 bhk flat in kharadi area, near WTC, with a flatmate. So if someone knows a good broker or someone who is looking similar kind of arrangement DM me.

Expected budget: 12-15k per head

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Best app to track expenses?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Is there a way to Pay rent via Credit Card without paying the convenience fee?

How t save tax for 9 lpa salary. Can anybody help me out.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒