Is investing in schwab's total stock market fund (swtsx) pretty much the same as VTI?
(Excluding all the MF vs. ETF considerations like tax, time of day, etc.)

Goal is long term DCA

Salary vs rent poll: Salary / Monthly Rent / Living Situation (roommates, apt type, borough?)

How many points does everyone have at this point? Looking to either stay with CSR or potentially move to another card

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

Can anyone please tell if rent agreement is required in LTIMindtree for hra tax exemption or not ? If yes then should it be notarized or should it be registered ( registered means stamp duty and all ).
Please let us know.

Guide to mining ETH

Where are people buying their coins at? I've heard of Coinbase. But hoping for a place that won't report earnings to the IRS...

Hi Folks. I am a single and planning to move to Seattle. Need some recommendation if 130k is good enough to live comfortably in Seattle.

Got an offer from Microsoft for a tech lead position. Considering the San Francisco office as opposed to relocating to Seattle. How big is the SF office, are there technology groups that sit in that office? Would it be too hard to network and connect if most of the groups sit in Seattle?

Newbie trying to buy some alt coins. Currently have some money put into eth and ltc. Suggestions please?

Which Big Law firms in San Francisco/Bay Area have good L&E groups? Good as in legitimate group and not some group that claims to do the work but really just writes blog posts and answers some advice and counsel questions. Amongst those, any intel on culture, WLB, etc.?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Is NFLX a buy at $260

What’s an average S2 salary in FDD for high COL’s like NYC, SF, LAX and Chicago?

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

What’s the culture like at Ogilvy San Francisco?

Does anyone have any advise on how to become a staff video editor at a creative production company? They usually don't have any "job openings" listed on their site.

I have 5+ years of experience working at a creative ad agency, but much of the work was pitch/sizzle videos (yuck).

I'm freelancing now which has been a great step in the right direction but I'd eventually love to be on staff at a post house like The Den, Cut+Run, Company 3 etc. pumping out cool work. Just seems hard to break in.

98 almost 99k base salary in San Diego, CA not including the bonuses or OT… is this too low or reasonable?

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Are you going to invest in Navi's Index fund ?

Does TCS ask for all ex organisations experience letters or just last two?

Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

What did the police officer say to his bellybutton?

You’re under a vest ( ͡° ͜ʖ ͡°)

RIP boiled water …


You will be ~mist~

What kind of concert costs 45 cents?


A 50 cent concert featuring nickleback🥳

I’ve been stung! How could that be? 🐝

Perhaps an old concept at this point but who agrees that creatives need to be left and right brain these days?

What do you guys think about blue suits (not quite navy) being used as a normal suit for work, interviews, etc? I may just be colour blind but I feel like most navy’s are just too close to black

Anyone know of any WFH tech jobs that are hiring right now?

Anyone with thoughts or opinions on Ampersand?

Drucker is the OG! The Effective Executive 🔥🔥🔥

So many recent other recent business books are highly derivative

What are the other classics?

What is the average salary for a project manager at a social media agency? NYC-based with 5 years experience.

Does google flights increase the price on repeat searches if you don’t book the flight right away?

Anybody got any good recos on stats/coding courses for beginners? I’m an extremely client-facing analytics guy with knowledge of these things but not really the technical skills to execute.

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

Market was up 5% today, but now down 2% in after hours. Looks like tmrw might be another bloodbath

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

Stock market is like life, full of ups and downs.
In the hope of market going down maybe not to the March lows but close enough for me to buy.

How many times do you look at your checking account a day

Does anyone know of any first time homebuyers programs/grants that help with initial costs available in the state of Virginia?
Did a quick Google search but only found one option.

Want to buy a house in bay area? Is this a good time? Thoughts?

is it better for me to invest in the stock market through a brokerage right now, instead of increasing my roth 401k?

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

Does anyone put money into CDs anymore?

What are things to know about buying and operating a laundromat?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Is commercial building a good investment channel? Any insight would be greatly appreciated

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!