Is it better to buy parental health insurance from company or from outside? Parent's age is 70+. Getting 3L floater plan IBM @ around 50k. I haven't explored abt outside plans as of now.

Posting as :
works at
You are currently posting as works at

As your parents are 70+ so go with both... Company medical policies normally donot have any waiting period so u will get immediate assitance and outside u can increase the coverage...it will be better if you can increase the coverage in company

like

Go ahead, hard to get outside for 70+

like

I would recommend going for outside as you get many options like customized plan according to your needs and if suppose you leave the organization the company insurance is canceled.

Better to go for outside. A major health issue won't be covered in 3 lakh. Plus there are other benefits like cashless treatment and hospitals covered.
Also, health insurance companies are now very selective to give insurance due to covid scenario.

What type question is this, ofcourse, buy from company

This is the question whose answer you never explored

like

Related Posts

What does everyone use as their most reliable source of crypto currency news?

like

Considering a move to NTT Data in a healthcare consulting role. Mixed reviews in the bowls. Major concerns are bench policy, staff aug roles, 2 week PTO, and high turnover due to job dissatisfaction. Recruiter and mgr had great things to say around growth and opportunity, which doesn’t align with feedback from the bowls or Glassdoor.
Understanding things have changed there in the last few months, I need un-biased advice from fellow fish who have recently joined or can speak to recent changes

I’m a Pro now, baby!

likefunny

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

like

So who else here is experiencing plummeting billable hours and exponential weight gain since this whole WFH thing started? Bought snacks for 30 days, finished in 48 hours.

likefunnysmart

Is anyone concerned the push for sexual equality in pay without accordant leveling of parental leave is gonna backfire?

Here’s a hypothetical:

A company has 2 candidates, aged 25-30, equal in every respect save one’s a man the other’s a woman. Maybe the woman is a slightly better candidate overall. They’d have equal comp.

Company considers the woman a riskier bet due to possibility she’ll take maternity leave — and considers the man less risky for his ineligibility to take as much leave. 🤷

likefunny

Getting over heartbreak and having a full time job is torture lol. My boyfriend and I just broke up after almost a year of being together. It was such a beautiful relationship but ultimately he just didn’t love me. I love him so much. My mind knows that I deserve reciprocal love and I’m worthy, but I feel physically ill. My body hurts, my stomach is in knots, my head hurts. How is it that I have to mend a broken heart but also meet my billable hours lmao

like

So i work at this company in coimbatore (india) and we have a very poor work life balance. We have a 6 day working policy and no vacation or sick leaves just 1 day casual leave a month. We usualy had to work around 10 to 12 hrs and no leaves even during govt holidays. How can i make them understand this is killing our personal life. I have already shared a couple of emails to hr and CFO of our company to no avail. Please advice on what should I do next

What misconceptions do you think people have about social work? or therapy?
Mine is my family still believes that only "sick" or unhappy people need to see a therapist, so they don't understand why I go to one since I have a job and a family. It's oldschool thinking and pretty annoying tbh.

like

Is it worth becoming certified in compensation? I have 5 years of benefits and my new employer wants me to move into Total Rewards. Is this a better career move than just remaining in Benefits?

like

Seems like I can never get good redemption rates with Bonvoy points and after a year haven’t been able to use much. Saw that you can sell 100k points on eBay for about $700 after fees...worth it?

helpful

Hey all,
I wanted to check what's a good salary range to ask for
Deloitte as a Senior Technical Consultant joining their San Jose location.

And i wonder if anyone knows how many PTOs are allocated at a SC level?

Appreciate your responses.

like

As the Friday progresses to its end my dopamine level starts increasing.....😂😀😀

likefunny

After 6 years of temporary contracts and unstable situations, I find my dream job in my dream company. All of a sudden the world goes upside down and I get laid off. I start sending hundreds of applications, with only 2 recruiters getting back to me to say I don’t have experience for the job (this is how it works in Italy). Add a terrible health situation in my family and it seems there’s no light at the end of the tunnel. Ugh. 😞

like

Any medical transcriptionists in Canada? Wondering about the job propects and reality of the job itself. Thanks!

Has anyone else who had omicron experienced their sore throat returning? I’ve had no symptoms for a week and a half, and then just woke up with that same awful scratchy throat 🥴

like

Wife is twelve weeks pregnant. Just found out we’re having our third boy.

like

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

like

More Posts

Does anyone use Power BI in their analytics?

like

Hi All, anyone ready to refer me to a Technical Writer job at Google? I stay in Bangalore, India. I have worked with orgs like Cisco and SAP before.

Can you renegotiate salary when you do a rotation that requires you to have a license? Ex. Going from a position only needing a bachelors to being a lawyer

like

What's up young men?

like

have an offer for 11 LPA and asked for 14.5 LPA. HR said It is approved by account team and rejected by Capgemini talent acquisition team(Practise end) what does that mean

like

How much hike can one expect on promotion from D1 to D2 in Capgemini being in Financial Services business unit?

helpful

Dumb question: If a firm wants to run a conflicts, do you just type up a list or do you request from current firm?

like

Trying to win an office Halloween decorating contest and I set up this graveyard, but it just occurred to me to make it a lawyer joke like “here lies the bodies of our opposing counsels” or something along those lines, so gimme your best Halloween lawyer jokes! Here’s to hoping you will come up with something better 😂

like

Best places for takeout in inner loop? I love Local Foods, Aladdin, etc.

like

Hi Fishes,

Please suggest which one is better ?

INFOSYS (Associate Consultant) 9LPA + 1 Joining Bonus - Bangalore
Statestreet (Cyber Security Engineer) 11 LPA (All Fixed) - Bangalore
Tietoevry (Technical Specialist) 10 LPA (All Fixed)

IAM domain - Azure and Okta. Let me know please. YOE 2.5 years

like

Hi, I need referral in Accenture. Can someone please help me with the same. Accenture India

Post Photo
like

Hi everyone! I’m going to get my master’s degree next year and want to go into biotech. I live in the Bay Area and am looking at companies like Genentech and BMS. What are the approximate starting salaries for associate scientists at these companies?

like

I’m so stressed out I just randomly burst into tears…that’s not normal even for this profession, is it?

likeupliftingsmart

Hello All,

Hope you are doing great.. I am looking for new opportunities in Product based or consulting industry.. Please do let me know if any openings in your organisation.. it would be a Great support to my career.. I have 7yrs of exp in Supply Chain - P2P process..

like

Any Hilton recs in Charleston?

How is job security in NielsenIQ?

Hi Folks, I have an offer from IBM. They told me that variable component is not written in CTC breakup but you will get some amount each year

Is it so ?

like

Feel like I’m stuck. I’m a senior manager (CPA) in international tax but considering a do-over to be more desirable to the industry. If you had to start over (with industry as your end goal) what focus area would you choose?

like

How long did it take you to pass CPA? Do you think it’s worth it, should I keep trying to pass ?

like

Additional Posts in Consulting India

What does " Review in progress" status does mean in Infosys job application?? Does it mean a Safe zone that someone has cleared interview and they will get offer latter soon? there is a misconception for this status.. if someone has recently got selected in Infosys, please give your comments on this

Thanks in Advance!!

like

Any folks received offer from commonwealth bank of Australia based out of bangalore. Recently

helpful

Which offer is better?
9LPA fixed+1.5LPA variable pay+30K joining bonus
Or
11.4LPA fixed+ nothing

What's the shortest span you have stayed in a company and reason for resigning in such a short span?

like

Larsen & Toubro Infotech Hi Fishes, I am having an interview in Jio for java backend developer role. Please let me know which type of questions they ask in the interview and the complexity of the questions?Jio Accenture Cognizant Tata Consultancy HCL Technologies IBM Deloitte Capgemini Larsen & Toubro Infotech

like

How do I make a presentation about known emerging trends anymore exciting ?

helpful

Hi fishes, How is TSYS in terms of WLB and job security?

like

Happy Engineers Day😅

Post Photo
funnylike

What is the ROI after doing MBA from non Premier tier 2 institutes like NMIMS, GLIM etc. (Exclude IIM ABC, ISB, IMT etc)

Not planning to do that as i already have crossed 8 YoE and moved into Consulting without PG.

Someone close to nme wanted to know and i have no clue what's the fee, curriculum these days.

like

Hey Senior Folks,

Why nowadays interviewer asks about the current and expected salary in a technical round. Based on this conversation I have been rejected most of the time.

Pls help how should I tackle this kind of bullshits in a technical round. TIA

like

A general question.

What will happen if I apply for the same job using multiple emails. For example, I have 2 emails and one of them i applied through the careers page and other through employee referral.

What are the chances of getting blacklisted specially in companies like Amazon, adobe, VMware, etc.

like

Hi, Need suggestion for my wife.
Tech Mahindra vd Siemens?
7 yoe .net technologies Pune. siemens: 19.5 lpa fix tech m: 22 fix.

Which is good in terms of wlb, job security?

like

I am a Software engineer with 1.8 yoe. I am working for a startup, now planning to switch. Product based companies are my priority.
I wanted to know which one should I choose among another startup and a big service based companies. What is the advantages and disadvantages in both the places?
Someone suggested MNCs will be better then start-ups. They meant the one comes out from MNC can get a big package. Is it really true?

Let's assume both offers 10lpa.

Is doing a M.Sc Supply chain Management from UK good? Does it provide the ROI that it claims?

How is it like leaving your new job within a year and joining other company? Were you questioned or even rejected during interviews for leaving?

like

My current YoE 7 and CCTC is 8.5 . Tech Stack is MSBI. I have seen colleagues left and got ~20LPA package. But though having excellent technical rounds companies are saying we can offer you upto 16LPA(I have seen that highest) dur to low CCTC. My expectation is 18LPA fixed but didn't able to get till now. Basically I use to opt out if I don't get 18LPA. Trying since last 3 months no luck. Is there any way to get that desired amount by not showing any offer in hand ?

like

Hi Big Ds, is the lay-off rumor true?

like
like

Hi Fishes,
How much CTC should i ask for
Cognizant.
YOE : 3.5 years. Tech Stack: .net with Angular/ React. Designation: Associate - Projects Cognizant

I have 2 offers
1) Capgemini which is using the technologies which I am currently working on but in AWS. Also it provides a chance of learning DevOps as well.
2) Wells Fargo which has no scope of cloud and using the same technologies which I am currently working.

Salary difference in hardly 45k.
Considering work life balance and technologies to learn which one should I opt for..?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal