Is it worth buying/recommended to buy mortgage insurance? First time home buyer here and confused if I should be getting one ..

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Has anyone taken a loan from their 401K for a down payment? Yay or nay on this strategy?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

What are your thoughts on Tesla stock ? Do you think it will reverse next year ? The company is in very good shape , it is getting smashed because of the twitter drama alongside high interest rate but i think it is very cheap stock today when i think about future prospects

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Is stimulus check based on gross or net 2019 income?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Do any of you ever think about paying off your student loan in one go ?
Given that student loans in the UK is structured differently than the US (the higher you earn, the more you pay - gets written off after 30 years); at what salary range would you even consider paying it all off?

Thoughts on DKNG or PENN? I think it’s a good long stock as more states will confirm to legalize online betting. Both have done amazing this year but wanted to see if anyone has some thoughts on this.

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

Have about 1500 XRP bought at $0.21 - hold or sell for XLM?

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Are people still live on here? I was diagnosed last year with ADD and I’ve tried two stimulants so far. I know they aren’t meant to be a magic pill but I’m still struggling with general tasks and feel like I’m doing the bare minimum. The Nurse has suggested I try non stimulants. What are peoples experiences with meds ? Did they work or not?

Hi, my friend who is a fresher has been looking out for the last 6 months and no luck yet. He is open to anywhere in India. Any leads?

Partners / Managing Directors: in your junior years, how did you manage not wanting to work with a Senior Mgr who consistently tries to pull you into work he is doing? (He lies, tries to make you think that he is doing you favors, etc.) Does your answer now change as a Partner / MD?

What’s your ideal realatinoship with your SE Manager? What style of leadership do you prefer from them?

Does anyone have any advice on how to deal with discrimination as an Asian in the workplace? In my company it seems like it’s a white boys club where and they just promote white ppl because they’re white. And then they have a lower bar for promotions for minorities (traditional minorities likes Hispanics and African Americans). Meanwhile they make Asians do all the work. I am not generalizing that this is how it is everywhere but it definitely is that way in my workplace. Any advice?

Agency recruiters, how would you rate today’s market for creatives? Is it more of a freelancers’ market or is it tight for everyone at the moment?

What’s FDD like at Bain, BCG, or McKinsey?

How to ask manager for onsite opportunity?

If anyone is looking for a referral at Deloitte consulting - dm me. We are hiring in many different practices.

Trying to get some insight (for comparison purposes) regarding the starting salary for a newly minted JD/LLM role Grant Thornton Baker Tilly RSM and like firm
Location/service line will do.

Curious to know, if a person with 18 years experience in the lighting industry and they wanted to convert over to a lighting specification sales role. What is an acceptable salary?

Are gyms closed in DC?

Pick up day tomorrow ; Doctor suggests performing an additional elective procedure such as IVM, ZyMot, and Gold-media.Any fishes have any feedback on these procedures? What was your experience if any of you had done.
Appreciate the help.

I just had my first ultrasound and they’re telling me I’m only 6w3d… but I really thought I was 7w6d based on my last period and conception date (I’ve been tracking everything with Flo). It feels off to me bc I’ve tested positive for 4 weeks now. How do you know what to trust?

I know this may sound like a question but I'm not sure how far along am I. My last mense was we 8/2. My embryo transfer was 8/23. I did my blood test on 9/1 and it was positive. How do I know how many weeks am I?

So took FAR today, felt good about it. For the most part I felt questions were from stuff i ready and felt was easy. Now am not sure if I got everything of it but I also know1/2

Currently sitting on an offer for a intro/mid-level design engineer in the Raleigh-Durham Area and wanted to get an idea of the average paybands, online sites have such a large range (50k-400k) that it is hard to narrow in on a price to start negotiating

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

Do you thank your tenants for paying the rent? A quick thank you text?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Any Property Management recs in Seattle area? :(

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

How can I invest in real estate ? Looking for an additional passive income source

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks