Is the Delta Gold Amex card worth the $99 annual fee for Main Cabin 1 boarding? I don’t have status but like to get settled on the plane early.

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Honestly get the Delta Platinum card. For an extra $150 annual fee you get an annual companion pass that should more than make up for the annual fee. Points earning is better too.

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I say go reserve and get the annual companion pass, free bags, discounted sky club access. Higher fee but I love mine. Happy to send you a referral code if you’d like! (Shameless plug)

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Half the plan is already on board by the time Main Cabin 1 is called up

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If Main Cabin 1 is the only reason you want this particular card, no it's not worth it.

That said, it also allows for 1 free checked bag for everyone on your reservation. That alone would make the card worth it depending on how/where you travel.

Alternative perspective.

I’m single and always travel solo, so the companion pass does nothing for me. The Delta Gold Amex is free for the first year and includes one free checked bag. Check a bag twice in two years and you’ve made up for the card fee.

I’d skip the platinum and either go cheap with the Gold or all-in on the Reserve for the extra perks (upgrades, sky lounge, global entry credit).

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