Looking at this W4 to adjust my withholding DOWN since my wife and I always get more back on our tax return than we want and would rather have the money now. I only see sections that will INCREASE my withholding? What am I missing? Is adjusting withholding down not an option? FYI I don’t work in this area so let’s keep the insults to a minimum lol.

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Posting as :
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There should be a step on your W4 to reduce withholding… maybe you didn’t click through far enough

There is not. W-4 is 4 pages (2nd page is instructions) on the IRS website and I see nothing for withholding reduction, only increasing.

Do you have yourself listed as single? That's a pretty big one

Adust expected deductions section.

Claim an additional dependent or two on the w4, it’ll reduce the amount withheld, just make sure to file the right number on your return.

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