Planning on selling our house fsbo. Any best practices we should follow?

How much are you contributing to your 401k?

How’s litecoin doing? Thinking to invest in it.

Tough investing market out there!! What are some investment strategies to consider during these times?

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Happy Independence Day🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬

Hi folks,
I have a question related to PF online account. If we move to a company that has PF trust, can we see the PF gathered from that company in the EPFO portal?
Can some one help me understand this?
Thanks in advance.

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?

Can I afford a $1.5M primary residence with a ~$9,000 monthly payment after 20% down if my household monthly take home is ~$25,000 (with another $50k in annual bonus)? No debt other than monthly credit card bills. Am I being irresponsible? Will I struggle month to month?

Does anyone have a recommendation for an accountant (for self employed consulting)? Usual stuff I need them to handle, personal and corp tax, VAT returns etc.

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

Has anyone used an online accountant/back end company to manaage all of your invoices, billing, taxes, etc?

I’m debating using Collective or Bench but would love real reviews.

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Hi All,
I am joining EY GDS next month. I have heard a lot about hectic work hours in EY and no work life balance. Is it true? If yes, how many hrs working should we expect in a day to be mentally prepared.

I’m struggling with an issue with a student right now. I teach in a suburban school outside of NYC that has a very large majority of white students. One of my Black students was recently involved in a biased incident with another student in which he received racist social media messages and racist spoken words from the other student. This was a kid that my Black student thought was his friend. He’s heartbroken, and so am I. I want to know how I can best support my student.

How important is seniors/managers setting an example? It seems these people believe they are entitled or privileged at Barclays and morale is suffering as a result.

Does it make sense to move back to NYC in February? Scared to go back if COVID cases are going back up

Hi everyone I’m new. If you could give me some likes I would greatly appreciate it!

How do you use children’s literature to support meaningful conversations about diversity in second grade? I’m not just talking about “holidays around the world” or a really great read-aloud by itself.

Hello fishes, Do you have suggestions on Diversity & Inclusion activities that can be done virtually with a group? I found few ideas in google but would love to hear about any experiences and suggestions.

Does anyone know how to create tree file list on unix? For example, i have folder 1 and in it there are 2 sub folders (folder2 and folder 3), then in folder 3 there is another sub folder called folder 4. What are the quick steps and commands needed?

Hi All,
Need help.
My salary was 3.1L until march 2022 and then post promotion 4.5L. I am serving notice period currently and I recieved a mail to submit Actual Investment Proof. What does it mean please help I am not getting clear idea. Should I file ITR with this salary?
Thanks in advance.

Any feedback or input on EY digital and emerging tech practice esp around mulesoft ?

Chicago media agency people - what’s your company’s current RTO policy?

I’ll start:

Spark - 2 days a week mandatory in office this year, 3 days mandatory in office next year.

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

If I got a raise for every micro aggression I’ve received while at my current agency, I’d be in a really high income bracket! Hah.

Currently a MS in Finance candidate. Got into the MBA program with a finance concentration at the same school - Johns Hopkins. Don’t care about target , non -target (already happy with my role, industry, firm). What’s more valuable in terms of longer term prospects between the two degrees? Any thoughts or guidance?

What are your thoughts on a fair base salary for tier 3 strategic account manager role (tech), for someone with 7years experience, but not in tech?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Any one knows what’s the easiest way to order a radon test for new construction?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Is it common for HOA to ask you to prove your car registration is up to date?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?