PwC fish, is anyone doing the mega backdoor Roth IRA with the PwC 401k plan? I could use some advice on how to set it up, the complexity of it, other things to watch out for, etc.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

Can I survive on £26,300/yr in Belfast?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

I want to track my portfolio in USD. E.g if I bought an alt using BTC on 1 Dec and sold on 10 Dec, I want to see the value change in USD. Is there an app that does that? Blockfolio only shows in BTC..

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

Hi! I have many years of experience in Compensation and Benefits (HR) strategies to attract, retain and motivate talents in big corporations. I want to find a way to bring solutions for startups and entrepeneurs that are already in the need of such support for their own companies. I want to find ways to bring meaningful and practical solutions at reasonable costs for these organizations. Any ideas on how to become aware of their specific needs? C&B, talent management, performance appraisal.

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

How are the childcare benefits in Boeing?
Do they have tie-ups with any daycare, or do they have any daycare facilities in premises?

MS folk - Does the firm offer any services for GMAT prep/ business school? I.e. reimbursement for books, consulting services etc

Interested in investing in real estate. How to even begin and what apps should I be using?

does anyone use simplefx for crypto? Do you like it ?

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

People at my company claim to be supportive, promote great work culture but there’s actually no support at all just bunch of bs. I am in a situation where im not getting the support from my supervisors, BDs and everyone is fake all the time. I am genuinely putting in the work and not getting the benefits I deserve. What are some good companies to work for in Marketing/advertising in Toronto? Or how would u go about addressing stuff like this ?

Any recommendations for high div stocks with good balance sheets. I’m thinking these could be the best picks in this market with many growth stocks seemingly overvalued

Am I wrong that physicians are the millennial snowflakes of the healthcare industry?

If I am a S&O C going up for early promo to SC this year, how detrimental do you think it would be for me to be on a pure human capital project from July-March? I have previous S&O experience.

Hi Fishes, Please advise ASAP
YOE - 9y
How much can be expected from JPMC on existing offer from other company of 28 LPA Fixed + 2.8 Bonus ?
Planning to ask 35 Fixed , will JP give this much ?

Any Recruitment Project Managers willing to share salary and location (even East Coast, West Coast, etc,)?
Thank you !

Hi Fishes,

Please suggest :

Data Analytics - 5.4 YOE | 11 LPA CTC

Skills - Python, SQL, Power BI, Azure

Have one offer from EY GDS - Tax GCR - Data Analytics - Senior with 17 LPA fixed + min 10% variable VPB.

Need views on this offer/package & opportunity.

Suggest your views. @EY

What did you think was cool when you were young, but isn't cool now?

Have full-time post-MBA offers from Bain big MCOL City and McKinsey small-ish M/HCOL city. McKinsey city is close to home and where I want to live long term, but I have really vibed with the Bain people.

How do I structure my decision making process?

Are Bain, BCG, or McKinsey hiring at junior levels for their NY offices?

What's your first time experience? Did u able to last long? What strategy to use to look pro when doing sex first time with gf or wife, and not look like looser or pre mature ejaculation

How long does a Defendant have to oppose a motion for leave to amend a Complaint in Florida for a matter pending in the Eleventh Judicial Circuit, Miami-Dade County?

Have you seen women wear ties and "masculine"-looking suits to work? Was it accepted by client and team? I've never worn a tie to work, but when I've worn clothing that had a more "masculine" fit either in grad school or some work environments, I've gotten comments and looks, or sometimes asked (or people gossiped) about my orientation. When I wear more "feminine"-looking clothing, I feel more more uncomfortable and awkward. 🤷🏼‍♀️

Tips on giving notice over the phone? I’m required to be in the office 5 days a week but the two partners I work for never come on Fridays or Monday mornings

What is a % range bump you can see in comp as you progress from Associate to SA at an MM firm? How about within Associate years (A1 vs. A2)? Got an offer from a secondaries firm and curious to know what the jumps are.

Hi All,

One of my friend got interviewed in Deloitte and she was asked to rethink her salary ask in the HR round. She reduced it to 1L less than initial ask. Now the status is in benchmarking approval. What does that mean ? Will they release the offer letter ?

Hi, offer coming through from AWS - is there scope for negotiation with them, or is the offer just the offer?

I’m sure this is a noob question, but I want to buy my first luxury watch... what should I go for?

Any perspective on moving from management consulting into banking industry - strategy division. I have not been involved with banks in my consulting career, what are the transferable skills from consulting applicable for strategy divisions in banks? Could this be a success path? Love to hear thoughts from someone in similar situation who made the switch

Advise needed!
Relocating to Bangalore (KGS) - any good accommodations Available near by?

You are currently posting as works at Software Engineer
Anyone here from NatWest group Bangalore ? Need some advice before joining. Please let me know in comments so that I can DM you.

I am soon going to join PWC SDC. Can current employees comment on WLB and job security?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

FIRE - What is your total net worth so far? What's your profile?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Anyone investing in index annuities? Can someone explain why this is beneficial?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Are we on recession? My portfolio is super down - low cost ETF investor here

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Does anyone use yieldstreet or crowdstreet for real estate investment?