Thinking about listing home soon (was planning on end of august). Realtor said it probably makes sense to list after Labor Day rather than right before because people may be busy doing other things that weekend. Do people generally agree? Realtor said that it’s fine to list then but waiting a week could draw in more buyers.

Well my $500 DOGE bet from yesterday is paying off 😂. This feels like people are just desperate for a bull market based on speculation.

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

150K in Singapore, and $150K in Chicago. Which one would you accept?

In your opinion - What type of property is the easiest to sell?

Hello, I am going crazy. I am supposed to close on a house on Tuesday. The buyer did not perform an inspection and the lender did not order an appraisal. The lawyer says that everything is good on her hand but I am not sure if she is the deciding factor here. Can a home close without a physical appraisal ? I don’t have a closing time yet, just the date. My realtor reached to the lender and have no heard back.

Anyone have a carry payout model they can share? Trying to build a few scenarios

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

what you buying?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How much in hand will be required enough to have a quality life inside kerala with spouse,kids and parents? What are the various ways that you are following to achive it(to get the salary and/or live with whatever currently you are earning)? Do you have any source of second income? What are the various investments that you are following?
Please do share.

So Becker was supposed to charge me $600 to update for unlimited access since my account was due to expire in March. I called them in December to make payment. Now 8months later...they reach out to me saying they only charged $35. I just checked my bank statement and they are right but i don't have $600 sitting around...What do i do? Thoughts?

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

Just learned that I got laid off. I'm on work visa. What should I be doing? Have one month to find a job.

Assuming this causes a recession like in 2008, and many people get laid off, how long to take to find another similar paying job? I’m currently a strat manager in FS. Scared for job.

Secret’s Out: airlines measure the broadest men and put them in the middle seat

Favourite money saving hacks? Signed, Broke in New York.

Any MMO nerds in here with me? What you playing?

Running my first half-marathon mid-October, How many weeks should I give myself to train? I was thinking 14. Not trying to PR, and can run 4/5 miles comfortably right now. Any advice or training plans you recommend?

Anyone ready for NYC gathering?

Best way to have some EPIC training materials ?

Hi Fishes,
My zs joining date is June 1, before that when can I expect the joining formalities and onboarding process and laptop.
As of now there is no intimation except Idfy verification. Would be great help if you please suggest.

Hello folks , Pune and ND offices must have the option to select between Routematic and travelling allowances. Any thoughts?

I’m 33 single female moving back to London. Can anyone suggest a good neighbourhood? I’ve considered Clapham/Balham but someone mentioned that it’s a bit of a younger crowd. I love Fulham but it’s a bit too far from the office.

Hello guys
anyone have any idea how long its taking now days for work visa to process with standard process?
Its been 3week and still waiting to receive confirmation email.😥

Advice for trying to go in house or client side? Recruiters don’t have many of these positions...

I’ve got a friend in Dubai who has experience in IB and VC at junior levels (in London and Dubai) and would like to break into consulting. He’s at a small cap VC at the moment and works not that challenging, and he wants to break into MBB or tier 2 for strategy. Anyone happy to look at his CV?

I am prior military and went to law school. I had a family to take care of while I was a student, hence I went as fast as possible to get to a paycheck, graduating in 2 years, and bypassing the standard summer clerkships. How could I get some experience strictly remote? I am w-2 working as an accountant in healthcare, have passed the bar and am working on my CPA license (studying starts at 3 am, then work FT). I would like to eventually hang a shingle as a tax lawyer, but need experience. TIA!

Barclay's providing Free Food ??

I heard from my friend they are providing in Noida.

Is it applicable for chennai !!!

Has anyone here used New Western to buy real estate deals?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Do you thank your tenants for paying the rent? A quick thank you text?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Can I get a commercial loan without 25% down?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

What's the best city in UK to buy a buy to let property, with best returns?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!