Toronto fish- I am transferring from Deloitte US to Deloitte Toronto next month. Can someone tell me the what kind of health insurance do you choose from? I have a wife and son as a dependent. I need everything medical and dental.

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Welcome to Canada - where the healthcare is plenty. You will be covered with our company plan. Just make sure when you sign up to opt for the supplementary coverage. It’s pretty straight forward.

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This! For context OP there’s a basic and a supplemental plan you can choose from at Deloitte. Supplemental coverage costs about $17 per paycheque for health and $8 for dental.

You won’t really need “health” insurance the same way as you do in the US. However, Deloitte and other employees in Canada usually will offer dental coverage and other health insurance to cover prescription drugs, counselling etc. Ontario Health Insurance Plan (OHIP) the government funded insurance plan will cover most medical services (Surgery / Walk-in etc) , however I believe there is a 3 month waiting period before you can receive once you move to Ontario.

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Yes. Its applicable for new PR holders

I have a follow up on this guys - will the firm’s insurance cover everything until the OHIP kicks in?

Thanks D3!

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