What budget app should I get? I’m happy to pay a monthly or annual subscription. I’ve been recommended YNAB (You Need a Budget) but I’m not sure if there are better ones out there.

TIA!

Thoughts on Jumia stock?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

Why does DIP (debtor-in-possession) loan has such high interest rate + facility/admin fees when it is basically guaranteed by bankruptcy laws? (Postbk priority and/or priming lien)?

Compared to DC/NOVA, how's housing market in Chicago?

Is there anyone here who understands and / or believes in cryptocurrencies like Bitcoin and Ethereum?

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

Best stocks to buy/DCA into during the continued recession/incoming pain?

Which bank account is better for salary account?

HDFC
Axis

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

Booyahh, landed hedge fund number 2 for IPOs.

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

Why does everyone hate indexed annuities? Who would turn down the potential of 12% annual returns with a guarantee that they can't lose any money, all for free and even a bonus?

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

Hi fishes,

I am looking for a job opportunity, please find the details below and let me know if any one has any suitable openings.

Role - Project Manager, PMP cert. (Agile, JIRA, etc)
YOE - 9.2
Company - Valeo (Automotive SW development)
Serving notice period
Offer in hand - Bosch and Born Group

Is anybody familiar with the CIA challenge exam?

I am currently a CPA debating if I should work towards a CIA certification.

If I read this correctly I can forgoe some of the CIA exam since I am already a CPA. Is this correct?

Please share experience with Agile in IA. Seems like a lot of time spent in meetings.

Recommendations for non-consulting roles that involve international travel?

Looking for a scrum master role any referral or leads would be appreciated! Thanks

I have been working in SEA region last 4 years. I feel burned out. I have 10yoe, I have try to move to other country but I pretty much suck in LeetCode. I want to take some time off to unwind, finish some personal business, and really prepare for interviews. I would like to hear from you. Should I quit to my current manager(5th so far) or wait after mid year performance review, when a new boss will take over my team? I'm thinking on giving them 2 months notice period. By contract is 1.

Thanks

OAX anyone? Think I saw someone mention it a few weeks ago

Hi Fishes, I am really interested in product management and want to switch my role from risk analyst in a product owner/product manager role.
How difficult it is to do in amex? Its been half a year since I joined amex and I am planning to talk to manager after completing one year.

Can someone please suggest me if this kind of switch is possible? And how should one go about it

Any advice would be helpful

What is the salary range for Project Manager(Senior Manager) in EXL.

I hate the word provision now

Working at a hospital with a million programs and services. When is developing an independent brand for a group justified, and when should it remain part of the parent brand?

I don’t drink any alcohol. How does this impact camaraderie within the firm and ultimately with clients?

Why is Latham’s website so ugly?

Accenture, you good mate? Too much turkey?

When does cognizant roll out offer letters after submitting cdf1 form? Is Diwali delaying the roll out of the offer letter? I submitted cdf1 on 21st October.

Best places to shop for dresses to wear to summer weddings?

Thoughts on Jumia stock?

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

Question for other people with student loans. When the deferment period ends are you planning on making a lump payment or are you going to wait to see what (if any) student loan forgiveness comes through before you pay?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Someone talk me out of buying the C8 Corvette 😭 I make >$200k and am early twenties FWIW

do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Really struggling with where to invest a few 100Ks (depreciating in the bank currently) in this market. Everything is at historically high price and it seems like I might just wait out for next large dip in 5-6 months vs investing now? What is your advice? Any stocks/ETFs?