What is the best credit card for a consultant to get who is about to start full-time?
I was strongly considering the Gold Amex because the rewards bring the annual fee down to around ~$30 but open to other options as well.

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CSR if you are traveling

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CSP

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CSR, double cash, and Citi Premier

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You want to get the double cash and citi premier because together you can get 2X points on everything, which is great for non bonus category spending

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I have an AmEx gold bc most of my expenses are food related and so are the benefits. I consider food as a part of my going out budget so it’s worth it. I have my a cash rewards card (red one) from BoA that I select online shopping as my 3% category for cash back so it kind of balances out

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I do the same thing + I have Discover for the rotating 5% back

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CSP

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CSR or AXP

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educate the ignorant... what's the CSR/CSP?

Chase Sapphire Reserve/Preferred

If your company offers a business Amex, you qualify for a discount on Amex annual fees so definitely consider that. Be sure to check RESY for good sign up offers.

Other than Amex the typical answers are usually CSP/CSR with chase freedom unlimited + flex to pool the points.

I also recommend blue cash preferred if you do a lot of grocery shopping. If you’re brand new to credit cards, I always recommend the combo of Discover It + Chase Freedom Flex to people who want to take their credit game seriously.

+1 for blue cash preferred too. 6% on groceries & streaming (i have youtube tv instead of cable) has been great. I use CSP for dining/travel and it’s a good balance personally. Also have to look up those discounts on the annual fee, thanks for mentioning!

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