Where can I go to get specific help with buying my first investment property that I want to rent out? Talking about ROI analysis, which local neighborhoods, what to avoid, etc. Can a good local real estate agent do that?

I think I've been spoiled by good 401k and trying to put my offer in perspective.
Offer has 401k match of 50% up to 6%, but vests over 4 years. Is vesting this long common?

As an ignorant man, i cannot for the life of me understand why my wife would think its okay to spend 3k on a purse vs spending 300. Women, please educate me. If background helps, We’re married with two kids. Money is not tight. She has her own job.

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

Why does the purchase agreement call for a FIRPTA when no real estate is being purchased?

Please suggest some good banks for mortgage rates. First time condo buyer.

In retrospect, what a wasted opportunity for whoever was posting as Q to not do some pump and dump stock move in late October.

I opened a Marcus HYSA based on the advice in here and now (too late) I'm freaking out that I allowed this "Plaid" thing to access my bank accounts to move the money over. And it requires linking all accounts, which seems unnecessary. Do folks think it is secure??

Any experience with Charles Schwab intelligent portfolio? Thinking of using it.
Is it allowed as part of BDIP?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Columbia MBA Students - what are your living expenses (not including rent and utilities) like every month? Just trying to get a sense

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

I'm still new to DC, where are your favorite spots for electronic music (outside of shows at Echostage)? Bonus points for day time spots.

Hi All- I’d love to hear from the community what the focus areas are for Tier 2 firms in the region Are there certain sectors the various firms specialize/ focus on? It seems like everyone focuses on public sector and tmt. Currently interviewing at a few and would be great to get some feedback. Thanks!

Is your firm hiring for remote advisory positions? What service line? What does the work look like?

My Accounting background is:

3 years GT Audit - manage small team, manage engagements, audit etc

2 years Industry Accounting - manage small team, improve monthly processes, month-end close, reconciliations, generate financial reports, generate budget and forecasts

Referrals welcome.

Hello All,

Can someone confirm what would be HSBC recruiting process once HR asks documents and shares link for backend investigation details to fillup?

What are some of your favorite historical fiction books you've incorporated into your lessons? I love The Book Thief!

Hey Sharks 🐟,
Suppose I have an offer from organization A and accepted it, But I'm still looking for better offer from another organization.
So is it possible that recruitment team from organization A will make some fake calls regarding job opportunity at another organization are you interested blah blah...just to test loyalty of a future employee?

I'm thinking about starting something, but I want to be well versed in entrepreneurship before I do. Any recommended resources (websites, podcasts, books, etc.)? Thanks!

Who’s the HOP @ Havas Chicago?

Any insights on Laughlin Constable? Looks like they’re hiring in the creative department 👀

Could someone please refer me at JPMC for Java developer with 3.1 YOE, if you can. LWD Oct 26

Mates- I’m getting a new iPad Pro and trying to decide between the Smart Keyboard and the magic keyboard. Also has anyone tried the white keyboard? I’m getting it tonight. Your thoughts would be appreciated

Will Capgemini reject after failing in imocha englishpro test ?

How do you actually find a decent person to date when you’re working 80+ consulting hours? Like seriously...everyone I know who recently got engaged or married had been long term dating since high school or college. What has worked for people?

Hi all, I’ve recently onboarded as an HR recruiter with a small NGO. It has been wonderful so far. I want to make the most of my new role. If you have any suggestions or advise, I’d greatly appreciate it.

Hi Guys,

My joining date is Feb 1. When I will be eligible for the variable pay mentioned in the offer letter?

My partner of 5 years ended our relationship last night. I’m shattered and feel absolutely sick, and I know the healing isn’t going to be easy. We were on the verge of an engagement and I was ready to spend the rest of my life with him.

I don’t know how to approach work during this time. I think I can get by, but I’m definitely not 100%. Should I talk to my boss about it? My team is close-knit and comfortable around each other, but I don’t know if it’s “appropriate.” What would you do?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Anyone take the WI Real Estate state exam? Any tips on what to study?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged