Credit Cards Discussions
Chase Sapphire

About to re-sign up for Chase Sapphire Reserve after 4 years to get sign up bonus again. I don’t quite remember when I got the bonus but I’m at 52 months. Should I still get the bonus? What happens if I applied too early, would they open an account and me not get the points?

So I have the CSR & have a good few points that I haven’t used. Is the statement credit at 50% additional value as good as it sounds? Other than the opportunity cost of not using those points on travel, aren’t you getting a great deal in cash back?

Anyone else canceling their Chase Sapphire card? Not seeing much benefit considering I’m not traveling much this year or eating out. Open to hear which CC are worth the anual fee right now.

Can you downgrade chase sapphire reserve t one of the free cards, then upgrade it later to get the 1.5x redemption bonus back? Don’t want to pay for it when not traveling/spending much but don’t want to lose the point value and transfer options permanently

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

Currently have the CSR with a lot of points and no plan to use them yet. Can I downgrade my CSR to the free sapphire card, can I upgrade it back to CSR later when I’m ready to take advantage of the 1.5x value when booking through the chase portal with the USR?

I’m thinking of getting a new credit card and can’t decide between American Express Gold and Chase Sapphire. Opinions please!

I already have chase sapphire preferred and freedom cards. Does it make sense to get an Amex gold card as well? There’s an intro offer for 70k points but the card comes with an annual fee of $250. Or should I upgrade my sapphire to the reserve one?

CSR cardholders: are you redeeming your points now, or holding onto them for 2022+ (or whenever travel is truly back)?

Has anyone used chase sapphire reserve insurance? Family member got injured and advised not to travel. Trip is for 10 people. I booked entire Airbnb on my card

Does anyone have both Chase Sapphire Reserve and the Amex Plat? Any reason to not get both?

Have some big purchases coming up, which credit card should I get to take advantage of points/miles etc.?? Already have CSR.

Travel advisory said I shouldn’t travel to location I’m going to - Airbnb is too late to cancel for Covid. Any advice? Booked on chase sapphire

Does the csr cover Airbnb cancellations due to Covid? Location I have booked is saying people should not visit. Airbnb won’t cancel, will chase insurance cover the cost? It’s 10k

Hey Chase 🐠, Recent college hire in consulting, I’ve been on Chase Freedom Unlimited for the last six months and have ~45,000 points. Looking to get a chase sapphire preferred or reserve when things open up. No dire strait for funds right now, but should I take the points as $450 of cash back or hold onto them to use with sapphire perks? Plan is to stay in the chase ecosystem and churn cards on the way up, what should I be considering? (Besides 4/24). Thank you!

Is it worth getting the Chase Sapphire Reserve right now? Currently have a starter credit card (BofA Cash Rewards) and looking for something with better benefits.

New welcome offer for Amex plat with 100,000 MR on 5K first 6 months compared to CSR 50,000 UR on 4k first 3 months. Is this a no brainer here? Currently have the Amex Hilton and Discover it. Main spending will be groceries, gas, and personal travel. Thoughts?

No CSR retention offer 😭

Freedom or Freedom Flex?

Do we still get $60 doordash credit from chase sapphire reserve?

CSR holders, do we get more door dash credit this calendar year? Got $60 last year I believe

Does anyone have both AMEX Platinum and Chase Sapphire Reserve? I want to get the AMEX as well for the signup bonus and then either cancel after 1 year or downgrade CSR to just the sapphire. Any advice?

Moving soon and will have to spend up to $10k for new furniture (cheaper than shipping). Are there any good credit card promos that I can take advantage of to recoup via points or cash back? Already have CSR.

PSA - Chase Sapphire Reserve gives you up to $180 for peloton subscription (digital or all access). No brainer and nothing to lose for those on the fence.

PSA - Chase Sapphire Reserve gives up up to $180 for peloton subscription (digital or all access). No brainer and nothing to lose for those on the fence.

Anyone have a chase sapphire reserve and have to file the delayed baggage claim? My flight lost 3/4 of my suitcases today and I’m confused with the claims website. It’s asking for the value of the items purchased as if the luggage is lost, but at this point it should still be considered delayed.

I need a new CC with better rewards for travel. AMEX Platinum or Chase sapphire Reserve?

Looking for a Tudor black bay 58 with black dial on nato? Tourneau in NYC on Madison and 53rd has one. I bought it last night then exchanged it just now for the leather strap.

Call them and ask for Semsa and tell her the guy who just swapped for the leather told you.

Unfort unless you’re an existing tourneau customer they won’t ship to you

Good way to use that $500 chase sapphire reserve rebate for Tourneau.

They also have a Tudor GMT Pepsi in stock

Today I bought a black Tudor BB58 today from AD on the NATO only to take advantage of the $500 chase sapphire reserve deal expiring 12/31/20

I rly wanted the bracelet but this is all they had.

Honestly Id probably buy and use it more on rubber strap but felt like I should have bracelet to be complete set.

Should I sell it now at cost and wait for one on a bracelet to be available or keep and try and find a used bracelet for cheap ($850 retail just for bracelet)?

Any good cards outside of CSR and AMEX Platinum?

Can you downgrade a CSR to a Chase Hyatt card?

So this is a FIRE-adjacent question: I’m 25, no debt to speak of, well-paying job and $30k emergency fund (nvm retirement savings). My issue is I still don’t have a credit card.

Thinking about either Chase Sapphire Preferred, Capital One Venture Rewards, or Apple Card (based on where I expect to spend money in the next 1-2 years as a consultant). With 2+ years of income history and that number in my bank account, will I qualify? Or are those cards strictly for those with prior credit history?

Has anyone looked into the Amazon prime rewards card? I already have a CSR but thinking getting this one as well. Don’t think I will ever give discontinue my prime account. Any thoughts?

Newbie here. What’s the best card at the moment for a person who is expecting multiple(<6) international trips (mostly to Asia from NA) in 2021(fingers crossed). I looked into Amex Platinum but Idk if 6 trips are good enough for the steep 550$ charge. I already have a Chase sapphire preferred and discover cards and don’t actually have a preference for airlines. Would appreciate any recommendations!

I’m 26 and looking for a better credit card option.
Suggestions?

Thoughts on delta sky miles VS chase sapphire VS Discover???

*miles would be nice considering we can work from almost anywhere and planning to move out of state!

Anyone able to get points or money back on CSR this year? If so, how did you do it?

CSR cardholder: called twice to get this retention offer/retention credit but they shit me down both times. Any tips or tricks to get it?
I did my fair share of complaining and arguing

Thoughts on Chase Sapphire Reserve vs Amex Platinum for when travel resumes?

How / what’s the best combination of credit cards?

I have a Chase Sapphire but using it for “normal” things seems like a waste. What should I supplement it with,m? Why? How many more?

Anyone still have both the CSR and Amex plat? Is having both still worth it?

Does anyone have both the CSR and Amex Plat or CSR and Amex Gold? Targeted with 125k and 75k bonuses, respectively, and debating which to add. Leaning toward Gold even though the bonus is less for 4x on grocery and dining.