25 and Married and currently am saving for a home. Already have ~20K in my personal 401k. Currently contributing 6% because that’s my employer match level. I want to live off my salary and save my wife’s. I think if I stop contributing we can make it work and have my wife go direct deposit to a HYSA. Monthly 401k contr. is ~$400. In addition to her paycheck to saving I want to put $1K in crypto market (DCA $ETH). Is this a solid plan? Want cash for a down payment.

When a company reports bitcoin securities in their SEC filings, do the bitcoin securities get reported with the regular currency interest or is it a separate filing?

Good afternoon!
Calling all LPNs!
Could anyone share their pay rate, current position, experience level and basic location?
Trying to get a feel for how much we are generally getting.

Thanks in Advance.

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

I’ve been practicing in traditional labor for about two years now (although about a decade of labor relations experience) but I’m trying to break into employee benefits law. Unfortunately I’m not being given much experience in benefits as I’m pretty typecast as a labor atty. Any advice on how I can go about getting employee benefit experience? My long term goal is to have benefits be my main area of practice.

I’m thinking about transitioning to In-House from a big law firm where I practice Employee Benefits. Will employers consider me without the typical “corporate” or “litigation” experience?

Which bank account is better for salary account?

HDFC
Axis

Hi everyone! I am working with my HR to improve our maternity/paternity leave policy. Currently I only get 2 weeks fully paid and then an additional 8-12 weeks at 60% pay (short term disability). I need some examples of companies with less than 100 employees and what your maternity/paternity policy is. Please include company name! Thanks!!!

Recommendation for a tax person to help with complicated taxes - husband and I lived in NJ for part of 2021, he worked remotely for an nyc and then Long Island co., I worked in NJ and for a MA firm. We also both took parental leave and taxes weren’t taken out of some of that pay. Also, need child credit for said child who the IRS doesn’t know about yet.
Help!

thoughts on nexo as an exchange platform? heard they payout interests daily

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

What are your thoughts on those who refuse to wear cloth masks as a healthcare professional?

Has anyone used Gideon Strategic Partner for investing? What was your experience?

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

Hey people,
Are there any visa restrictions on mining for Bitcoin or ETH in USD.

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

PPEDs: Just found out that a Partner, who was promoted in 2017, was fired. IDK the circumstances. What can they expect to walk away with besides 401k & normal pension plan?

Today I started looking into the benefits of owning a miniature pony. And I seriously considered it.

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

Anyone know what Bain in KSA is like? If I go as senior hire what will it be like?

how is the Alvarez & Marsal public sector practice? any insight would be helpful!

What are the strengths of Bain in the Middle East? How's the company compared to other players in the region?

What is a starting salary for a Biostatistician with a MS in Biostatistics with 1-2 year of research experience?

What should be the expected salary in Thougtworks for 9 years YOE?

Skills : Full Stack .Net Development with Azure

I cleared technical round and during final call with HR, my salary expectations were higher as per HR.

My current CTC is 9lpa, skill-IAM and Java, YOE-3. I asked for 14lpa, best they could give was 11lpa. I know I asked a lot.

She didn't care to negotiate and cut my call and now they put my candidature on hold. Can I expect call back? Or i can consider myself rejected?

Not sober currently. But think about it.
What happened to all your mates when you stopped? Did they dump you (because you make them feel guilty for drinking)? And what if your wife drinks too?

Is it fair game to report someone’s particularly polarizing IG posts to HR? Was friendly with this person but now I wouldn’t ever want to work with them after some of the things they’ve posted.

Finally got my first role as a UX Designer! Extremely excited and wanted to thank everyone that helped me out with questions and input!

I’ve tried a countless number of times to start eating healthier in hopes of losing weight but I always end up not being motivated enough to continue so I gain the weight back/ even more. Any advice for anyone who was was this way and has been able to stay consistent? What was the turning point for you??

Have offers for AMEX and VISA at a Senior Manager Strategy role. Both offers are almost identical in base and annual bonus.

Which firm has faster growth to Director and better long term success?

#Amex #Visa

I never doubted myself, but I doubted you
I'm tired of looking at myself in my rear view

Heard somewhere the new post-MBA base comp is $180k . Can anyone confirm ?

We are 3 guys looking for a 3bhk flat in Kharadi/ Viman Nagar/ Kalyani Nagar

Budget:
If unfurnished 40k
If furnished 45/50k

Brokerage: Atmost 1 month is acceptable

Any lead is appreciated. Even relevant broker contact

TIA

During 2016, I was selected for wipro as a fresher undergone training, but I did not clear the training exams, so wipro terminated me.During tht time I created NSR profile, after tht I joined another MNC as fresher. I never mentioned wipro exp as previous exp anywhere. Now recently I got a offer frm wipro. here also I did not tell that I was earlier termined by wipro.If wipro asks me to provide NSR details during my joining, does NSR have my previous exp in their db? Does it affect my joining with wipro?

What’s your take on the FRM and CFA? Do the associations provide any noteworthy networking/sales opportunities? Does it help with recognition for promotions or acquiring clients? Are there any other titles worth mentioning?

Working in Risk Management, looking into the FRM exams. Does anyone have any insight or advice?

Anyone here exit from consulting into HR M&A Role, preferably at tech/fintech? I’d love to connect

Market was up 5% today, but now down 2% in after hours. Looks like tmrw might be another bloodbath

Tendies? 😊 🤚💎🤚

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Thoughts on Jumia stock?

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

Does anyone know of any first time homebuyers programs/grants that help with initial costs available in the state of Virginia?
Did a quick Google search but only found one option.

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

Where are my swing traders at??

What might be the ripple effect in real estate? When is a good time to get in?

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

Does anyone do short term investing in the stock market (short term meaning 1day - 2 week trades) if so, what has been your best tool for research? Have you found this strategy to be worth it?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

Does anyone put money into CDs anymore?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)