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Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
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You should roll over the other two into a Rollover IRA. It’s never a good idea to leave 401(k)‘s at old companies because it’s too easy to forget about them and you also usually have more investment options with an IRA. It’s a pretty simple process. You can check out Fidelity.com. They explain fairly simply how to do this, just to give you an idea.
Just did this for my husband. Roll it over.
^Wunderman Thompson 1 nailed it. I just did the same a couple of weeks ago and opened a Fidelity rollover IRA account. It’s all pretty intuitive and the transition was smooth.
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Fantastic!! Thanks so much.