Any thoughts on the new capital one venture x card? I have the chase sapphire reserve, but if i get the venture x, i would downgrade the reserve to a sapphire preferred. Perhaps I'm being too easily enticed by the 100k points sign up bonus for the venture x... Would appreciate some perspective/thoughts here. Thanks!!

Hi Fishes,
Need your advice. Got HR call for salary discussion they are ready to offer 8.25 lpa + 1L joining bonus .
Is it good offer or should I reject for 2.5 years of experience?

Alright QOTD: How are you paying back your loans? PSLF or working for Private Firms and Paying your loans back yourself? Which choice do you think is better. I have 5 years left of PSLF and I cannot wait for the day that this loan is gone.

How is the GSAP tech allowance taxed? Bonus or income?

Got H1B approved this year. Planning to visit home country (China) and get the visa stamping. Can I work from China while I’m abroad to get the visa stamping? I’m planning to leave for a week (cont’)

Help me to choose between the following 2 options

EY GDS : Home location Kolkata + x lpa Fixed + 50k joining bonus + 70k variable pay for developer role

Microsoft : Hyderabad Location + (x+1.5) lpa Fixed + 2 lacs joining bonus + 2.9 lpa variable pay + stock for Azure Support Engineer role

Thanks in advance.

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

Who's got the most fishbowl points?

Alteryx stock - thoughts on the company as a longterm investment?

Got a job offer with a lower base salary but a guaranteed bonus structure that puts me ahead of my current pay at the end of each year. Has anyone moved to a position with a compensation structure like this? Was it hard to adjust when it came to your monthly finances?

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

Hi friends I have offers from HSBC as well as Visa Inc. what would you recommend to join from better career perspective and brand ?
Software engineer with 3+ YOE

Anyone buy storm? I almost bought in the ICO at $.02 /coin, now up to $0.18.. curious if anyone is HODLING also if anyone had a target for it

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

At what net worth will you be comfortable quitting your current job to pursue a less-paying “dream” job?

FIS is giving retention bonus to particular employees. Fortunately I'm selected. They are giving 1.5 lakh and requested me to stay for next one year 😂

Hello Fishes,

Deloitte USI is offering me 15LPA fixed and 1lack joining bonus and HCL offering me 23LPA fixed. I've tried to negotiate with deloitte but they are not ready to negotiate and asking me to join on the same CTC which was initially provided. I'm confused to select the company. It would be really helpful if anyone could share their views. Thanks.

I’m five years into this game and I still get panicky before client calls... All calls, really. How do I get over this?

I am currently a biomedical engineer at @U.S. Food and Drug Administration with over two years of experience. I would like to hear everyone's experience navigating the GS increase (salary raise) as a government employee. Here are some questions for discussion. How long did it take you to be promoted to the next pay grade? What do you think contributed the most to that salary increase? If you transitioned into the private sector, what drove you to make this decision? Thanks!

Hi. I am completing my MBA in 2 months from University of Toronto. Due to family reasons I wish to move back to India( Delhi) and looking for consulting roles. I have 4 yrs of workex in Audit and about a year’s experience in VC and incubators for startups. Anyone willing to refer me for open roles for Associates/Sr. Consultants? Or which companies might be hiring right now? Thanks!

What is the most expensive thing you have ever bought? How much did it cost you?

Hi All ,

Looking for referrals .Exp:10+ yrs,
Tech stack : ML/Python/AWS/Mlops.
Please let me know if anyone can help

Can we work from Puerto Rico without facing VPN issues? Or we need to get some kind of special permission?

Any way ppl found getting resumés through the automated algorithms? Out of the few hundred job applications I've sent out over the past few years I've only had 2 callbacks and I know I'm qualified because I constantly have to send clients to other ppl as I'm over booked. Could my name be a problem? There's a space in both my first and last name so...

How to get out of the project facing difficulties in coding no work am doing as even there is no back fill resources , tasks are delaying and piling and even it's affecting my mental health can't able to focus on work as well as my personal life any suggestions much appreciated

Disparately need release from this project to my base location
I am in client location

How to get out of this project immediately

I hope everybody received 2k Amazon voucher as Xmas gift

I want to hear it all, let it out. Why did you hate HRC? Or you just felt she couldn’t be president because she was a woman?

Every time I turn something in, manager always find faults in them

So is #metoo no longer trendy? What’s the latest?

Hi Folks,
I have said my expectation as 25 LPA from Walmart.
Is this is OK? Will I lose my opportunity because of over expectation.

YOE - 4 years
Tech Stack - Python, SQL, Azure
Current Salary 14 LPA

Thanks

Hi, There are various opportunities in citi for IT and Non Tech roles in Project management, please DM to send your resume

Hello Public,

I'm form Mumbai, first time going to visit chennai for 3 days. Kindly suggest places to visit | local food places | recommendations

Thanks in advance - Abhari ahe 🙏🏼

I just started a new job and am about to be 36. I want to start a family but I feel like I should be waiting due to this new job. However I don’t want to miss out. I’m thinking about freezing my eggs

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

I am starting personal investment now- please tell me if this plan looks good:
- Already have a 401k plan with max matching form my employer
- invest in 5000$ in S&P ETF
- invest 5000$ each in AAPL, AMZN, GOOGL,MSFT
- invest 1000$ each in Netflix, ADP and Home Depot
- invest 500$ each in Intel, Nike,Walmart and T-Mobile
- small amounts 100-500 in Merck, GE, Coca Cola , Altria and Samsung.

Thoughts? I plan to invest a little bit each month (200$) in ETF. Any suggestions?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Any good bonuses on credit cards right now? (Jan 2022)

Already have Chase Freedom, Amazon (Chase), US Bank Cash+ Discover, AMEX, Wells Fargo 1.5%, all used for different expenditures to maximize cash back.

Thinking about getting the Wells Fargo 2% and closing the Wells Fargo 1.5%, and any others that overlap in cash back categories but at a lower rate.

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Better to Airbnb out a rental or find a 12month lease tenant?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Has anyone attempted tax loss harvesting on RH? I went long on Brazil and with talk the turmoil there the stock is not going to recover in a while. Can I sell my position and buy a correlated stock?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

2021 roth ira limit is 7k? Or am I reading it wrong

Have 6 months of emergency savings, really tempted to cut it down to 3 and move the rest into market (index funds / ETFs). Have you had this temptation? How have you handled it?