Anyone else considering selling their primary to downsize and buy a smaller house in cash with the profits?

For full timers, what percentage of salary do you contribute to your 401k and how old are you?

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Anyone here willing to explain their thesis on bitcoin? Thanks!

How do you ask for points?

Amex Platinum or Chase Sapphire?

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

What’s the best/easiest trading platform? I use Vanguard for my actual long term holdings but it’s not the easiest. I want to open a second account and use it more for active trading on my phone. Looking for something with simple UI. Any tips? Thanks!

Have the Amex plat and CSR, any reason to keep the SPG card? Amex hasn’t given me any offers to lower my $95 fee

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

What is the most you've invested into a single stock?

What is the biggest loss you've endured?

Has anyone started an LLC, S-corp, or C-corp for your day trading? If so what are the requirements for getting started with that?

8/3 Thread (General):

Accolite Digital and bristlecone which one is better to join for long term

How much % hike can we expect in CitiusTech appraisal???

Hi A&M fishes. For PEPI whats the median or a good guess for base salary and annual bonus for a Senior Director. Do they get any equity too? Looking for realistic numbers, trying to make a decision.

Does anyone actually get any value from LinkedIn posts? Other than things regarding openings or positions, does anyone actually care or look forward to the content there? I feel like a LinkedIn creator is akin to a pet rock or NFT

If someone is getting promoted in @cognizant. They are sending a token of appreciation via delivery to home address. So what are we receiving in it. Just curiosity...

How does PwCs reputation in the consulting market place compare to the other top firms (big 4, MBB, Boutiques, etc.)

So I recently graduated in the fall semester from school, and I am now trying to find a entry-level full-time position in my field. I graduated with a BA in Cinema and Television Arts; specifically in Entertainment Media Management. I wasn’t able to do an internship because of work and personal stuff. Does anyone know any good tips of what entry level positions I should look into?

I have an interview with one of the MBB tomorrow for an internship, any suggestions or tips?
This will be my first case interview ever and I feel lost

Hi
I am currently working in finance but want to move to tech/information technology eventually since it's a growing sector. Any suggestions on how I can go forward with it in the most beneficial way?
Should I get into a program? If yes, which one would best suit me to get myself going in tech as I have no prior experience there.
Can I be self taught to expect good companies reaching out?
Just need some ideas to get going.

Please help!

Senior counsel, retail furniture company. Going through interviews now for the role and I’m wondering what a typical compensation package is. My specialty is real estate, 2015 grad, been in-house my whole career except for a short stint at a boutique real estate firm in SF when I graduated law school. SF Bay Area.

Had a first round interview scheduled for a large CPG brand. My interviewer never called me, and I emailed following up to confirm the call. It’s been over a day and no response. What is going on with recruiters? I tried giving them the benefit of the doubt, but not even an email back saying “something came up” or “we’ve moved on” ? I’ve been ghosted after every final interview during my recent job search, but never had I been ghosted before even having the first call??

Hi All,
Need 11 like to continue account.

Thanks in advance.

Should I get a CPA for Transaction Due Diligence?
I’m a new grad working in FDD and I’m trying to decide if becoming a CPA is worth it. I do not plan on staying in accounting in the future. I’m more interested in strategy work. I certainly do not want to do Audit. Would you recommend getting the CPA considering my career aspirations? Do you think it’s worth it? If not, what is the best way to use my time efficiently?

Any newly licensed attorneys looking to learn/practice family law?

Setting aside dry January (for those who partake), how many days per week do you consume alcohol? What day (before today) was the last day you consumed zero alcohol? For those working from home, what is the earliest you have started drinking on a work day? (Any difference on Fridays?)

I'm on my notice period and my current organization is fine to consider switching my profile to data analyst from testing for retention. Should I go for it or join axtria as analyst?(salary is more in axtria)

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Do you thank your tenants for paying the rent? A quick thank you text?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Any Property Management recs in Seattle area? :(

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Has anyone here used New Western to buy real estate deals?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Best way to start wholesaling real estate?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Is it common for HOA to ask you to prove your car registration is up to date?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.