Deloitte offers both traditional and Roth 401K options. Which one is better for someone in their late 20s? Current effective tax rate is 20%, marginal rate is 35%

Hi, I was curious if anyone had any jobs or companies that had a position with a mix of consulting/healthcare/pharmaceutical. I currently work in clinical operations and research, and would love to jump or learn into a tech side company with pharmaceutical exposure. Not sure if these are out there but figured I’d see!

Joining Accenture Strategy in the Fall – any notable benefits I should be aware of?

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

Hello :) I am moving locally within the Bay Area in couple of weeks and all the movers & packers I am getting quotes from, prefer to be paid in cash (there is a convenience fee with credit card payment). What are the advantages/disadvantages of either method of payment? Thanks :)

My 401k technology stocks are down 27% as I started beginning of last year!
Hold and ride OR some other recommendation?

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Over agency life? We’re currently hiring a Creative Director for our Watson Health team. Healthcare experience preferred but not required. You would be responsible for some new brand work coming up on the horizon for exciting new launches. Great leadership time and no one works after 5 PM.

DM me if interested

Just moved in-house & am hiring a designer - NO clue what salary to propose for this role. Full benefits, mid-level, Chicago-based, mostly designing internal materials (town halls, etc.). Help?

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

Graduating with my finance degree in about a year. I took a part-time healthcare position fill my employment gap but most of my previous experience is in manufacturing logistics and customer service. With my background, how do I break into a finance or accounting role? What positions do I apply for? I would like to make at least 45-50k a year min starting if possible.

Best startups in the utility space?

Looking for an art partner to come in at the ACD or what my agency calls “group art supervisor” level. Fair warning: it’s pharma, but business is really healthy and leadership usually fights really hard for creative that doesn’t involve couples strolling down the shoreline hand-in-hand :) Hit me with your book if interested

Hi everyone! My names Diana & as a new account manager I’m having a hard time building up my clientele, it seems a lot of companies aren’t up for as much contract work as there used to be. Any tips or companies you may know that would be good to go after? I work for a technical recruiting company and we specialize in contract (otherwise things would be a lot easier) please reach out!

For appraisal in jan, employees who joined after which month will be considered? I am joining citi in feb. Will i considered for next year appraisal cycle??

I'm considering applying for all the Contact Tracing jobs I keep seeing. Any clue what the pay is?

How do you ask someone to mentor you?

Let's talk Linkedin- I hate getting references. Is Linkedin an easier way to deal with all that?

Did you buy all of the textbooks for nursing school or did you skip a bunch?

Any ladies want to chat with a 30/f?

Clopening is sooo draining, I can’t believe it’s legal to make people do that. Seriously, can we not make laws about this stuff?

I've never understood this, why do there seem to be more female librarians than male?

What are the best consulting firms in Europe to do AI strategy work in public sector? I have Canadian experience and I’m looking to move geographies.

Best consulting firms for work-life balance? I know consulting is chaotic in nature, but just curious to see which ones are the best in dealing with this?

Here is my dilemma: I was passed up for manager promo last year and rightfully so a lot of my feedback was definitely correlated to me not properly handing my symptoms causing a good bit of inconsistencies in my performance especially if I lacked interest. This year I’ve crushed it and switched up projects off of ones that I’ve long been on. The few people who “advocate” for me seem to be stuck on things that seem either 1) so unsubstantiated and show that they are too far detached from the …

Has COVID-19 taught anyone that they don’t know how to cook/grocery shop/provide basic sustenance for themselves? Lol

In college/grad school I always had a meal plan which made it super easy to get food. Then right after grad school I went right into consulting which I’ve always expensed meals or eaten out.

Now being at home, I have to adult by finding and making food myself - this sucks! 🤣😫

Attempting to leave my current job for an opportunity that allows me to work, but doesn’t limit my ability to do some consulting on my own. I have an opportunity I’ve been presented but I’m fairly new at the negotiation game. How do you guys negotiate without insulting your potential opportunity provider?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Anyone part of F45 or close side red franchise opportunity with them ?

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Buy the dip?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Anyone else long on AMT?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Are you investing today?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Thoughts on XT?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?