Do you really need to make 40x the rent to live comfortably in NYC? I have a job offer there and really want to make it work but this is putting me off. I'm a big saver, and even with that, I would be stretched thin if it's true.

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Do PwC and KPMG allow Mega Back Door Roth with their 401K plan? Wanted to confirm.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Anyone having experience with National Bank as a TFSA account or trading account ?
Thinking to open account in it as it offers free commission trading on stocks, ETF

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Any advice on how to building wealth while making $80k a year? I am invested with my company’s 401k and am looking to buy a house. I have been working for a year now and have saved over $40k

Anyone still holding up those stocks? Chances of regaining the momentum in the near future?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Why has real estate remained lucrative?
Mainly agents but also developers.

The barrier to entry is low, not even sure if graduating high school is needed. My old agent even said she did it bc she can make a lot money and not work that much. She drove a new Mercedes and sent her kids to private school, husband was also an agent.

So I’m curious why it didn’t get flooded and the profit margin dampened to a $/hr closer to other jobs with similarly easy entry?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Best resoures for realtors just starting out in their career?

What other avenues are you using to increase income?

Anyone thinking about buying a house in Philly right now or soon? Anything to keep in mind?

Which bank account is better for salary account?

HDFC
Axis

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Looking to buy my first property by 2024, and I am going to start researching now. What are the initial steps that people would recommend?

For reference I have very little knowledge and am in between air bnb and buying a duplex then renting out the other side. Open to suggestions/what others have had success with.

I’ve been using other people’s stock site logins for years from 3+ jobs ago

Quick question - I have an offer from Accenture consulting. I am on dependant visa here in US. What happens in case my extension gets denied? Is Accenture flexible to support my relocation to my home country . Accenture does have a presence there.

Anyone have an issue with Global Entry due to govt shut down?

Hi fish,
After how many days of Capgemini L2 round can i expect hr call. Thanks in advance

For those in big 4, how much time between accepting an offer and start date have you been able to ask for? Is a month feasible/how should one phrase it? Two weeks just doesn’t feel like enough with this heavy burnout/having to wrap up deals at old firm

Is it worth the rent to stay in west village socially? Or just stay in exchange place in jersey and commute to midtown?

How is work life balance at Monitor Deloitte in the US? Considering Senior Consultant role

With Spotify Wraps everywhere, I have a question about music: What speed do you listen to music at? I generally do 3x, but will slow it down to 2x if I enjoy the artist.

I’m a Canadian living and working in America. Am I welcome? :-)

When is a good time to start looking to buy a house if you are currently renting? Like 1-3 months before your lease is up? My fiancé and I don’t want to rush the home buying process, but wanted to see if anyone has experienced this and their thoughts if they would have done something differently.

The creators of GIFs may be dead, but the debate about how to pronounce it is alive and kicking. I go with the hard G, like in Graphic. Votes?

Anyone jumped from B4 to another B4? Where did you go? What was your reasoning? Any regrets? How did the original B4 react?

Would someone be able to look over my resume and let me know if I would be a good fit for a role at Google? Just a little background I have 4 years experience, halfway through my MBA in Strategy & Analytics and a certified scrum master.

My probation has been increased by 2 months unnecessarily. I had heard EY has no fire policy. I’m working so well and constantly. Can they fire me after that?

When a sr analyst “checks in” over the wknd for a deliverable. First an email, a phone call, a voicemail, then a text… I SEE YOU. I am BUSY. 😡

A guy who used to be on my team resigned a few weeks ago for another opportunity. I ran into his new boss socially and told them I was really impressed with how this guy was handling the drug bust and battling his heroine addiction during this career change. It shows real grit. That’s what wishing the best for others looks like.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Anybody know if and how much I can contribute to my Roth IRA to reduce my 2020 tax liability? I’m trying to pay less taxes but Jesus this pandemic has been great for my law firm and salary.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

Have about 5k to invest - should I do FXAIX or FSKAX?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best