Dumb question. So, owning your primary home makes a lot of sense financially since you have to pay to live somewhere. Might as well build equity as opposed to throwing down the drain paying rent to someone else.

But what’s the best reason to buy investment properties as opposed to just investing in the S&P? Is it leverage (20% downpayment but appreciation on full value), lower risk, or better gains in some areas given shortages? It seems like in general for the country spx outperforms…

Which service(s) do you use and can recommend to send money to India?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anyone know good property managers in the Denver area?

My hidden talent is finding houses I love that are way outside my price range.

Looking for few suggestions for high risk/high return stocks at current level which have potential to double/ triple in next 3-4 years...

Pretty new to stocks and investing I would like to invest $200-$300 a month in an ETF index fund which do you guys recommend? Also would like to invest some money monthly in a more risky stock which do you guys recommend?

Fully remote and looking at a bicostal lifestyle. I’ve found some nice long term furnished places, but where can I find a monthly rental for when I’m not at home base. I’ve looked at Enterprise and it’s roughly 2,000 a month for a compact. If I’m going to pay that, I’ll just lease a Urus for 18 months and save one or two hundred😂

Anyone here had success in purchasing a book? If so, would love to hear about transaction and how it went.

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Thoughts on credit funds? Immediate start offer is tempting.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Those of you who have left a firm, do you still keep in touch with any of your former supervisors, via email, happy hour, or otherwise? How long did you wait to re establish contact? I’m in a small market and worry about perception at my current firm. TIA

Anybody have experience with adjournment requests in the 1st Dept App Division? We have a respondent’s brief due a week from Wednesday. This past we submitted an application for adjournment. I’ve convinced my partner that we have good cause (record issues that need a motion to resolve) but now I’m starting to get worried. Are adjournments usually granted?

Started at a big firm in July with high hopes- in the career path I wanted and I would be joining with other new grads.
After onboarding, it’s as if my team forgets about us every day. The training is non existent, there doesn’t seem to be any initiative to invest in new hires, my manager scolds me for not knowing enough yet gives no direction. I don’t want to waste time (colleagues mentioned it doesn’t get much better from here). Do I embrace the suck or look for other opportunities?

Any open OCM roles within this network?

I’m a guy and sometimes I sit when I pee so that I make less of a mess and have to clean my bathroom less frequently. On the same note, I usually shit standing up which tends to be much messier

Hi folks,
New to Nagarro, can someone help with below query?

Once the project is allocated the project code will automatically reflect in SAP portal to fill the timesheet against the same or how is it done?

Also what do you guys fill in notes while filling the timesheet when on bench?

Any good/new halal spots in the bay?

My H1B extension was approved last week! Just want to throw out some positive vibes for everyone who’s still waiting on decision, and good luck!!!

Any recos on in-person Sketch App workshops in Los Angeles?

Anyone that works for DOD have trouble getting their CAC? I work with the Navy and haven't heard anything about issuing a CAC. Did they stop issuing out CACs?

Would anyone be able to share what comp is for B4 SM1 in audit in NYC?

Has anyone tried CoolSculpting? How was your experience? I booked a session for my stomach this month and am unsure how to set my expectations.

I currently work at Amazon as an SDE, am I allowed to start an Amazon FBA business?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Anyone in IB/PE in Toronto? Would like to connect to learn more about the industry

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Is IDFC First Bank providing Work from home option for IT department employess?

Normal to have "no appraisal contingency" and or "water conservation plumbing to be finished by the buyer if it is not completed by the seller when escrow ends" normal terms when buying a house?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

How can I invest in real estate ? Looking for an additional passive income source