Guys, shower me with your opinion

a)60 lakh plot in my hometown , Tier 2 city indore
Or
b) 60 lakh flat in tier 1 city bangalore where I work, so it will help me in saving rent as well

Which is better ?

For those of you who made your first million in net worth, what did you do next?

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

What is happening with GHIV is it a good time to buy?

FIRE - What is your total net worth so far? What's your profile?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Hi do you interview from time to time just to check what’s your market worth?

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Which brokerage account you guys are using? any recommendations plz?

I am curious how Onesource Income tax stacks up against it's competition.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Anyone opted for NPS Employer contribution, is it good for tax saving? Is there any maximum limit to it? Does employer really pay it or deduct it from our CTC only?
Please help.

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

Facial skin is rough with ingrown hair (especially chin, neck, sideburns) due to constant tweezing. Doc recommends facial hair remover. I am afraid that will ruin skin. Any mild hair remover suggestions that work well on brown skin?

During a 90 minute model test are you typically expected to build out the full pro forma B/S?

What's the best way to approach a manager about a performance review? I've been at my company for 2 years, and I want to make sure I'm doing everything right.

What is business process architect?how much to quote?

My family and I want to move from Florida to the Seattle area in 5 years. My husband is in Aerospace Engineering. We both love nature, hiking, and rock climbing. We prefer cool rain over sunshine, miss seeing the seasons, and love to cook.
Any advice, Pros VS Cons, anything to look out for ?
Thank you in advance!

If my parents live in a government provided house and I live with them (wfh), how can I plan my HRA exemption?

An aspiring investment banker (college student) sent me their resume and inquired about an internship. However their previous internship appears to be in “Incestment Banking”.

Not sure if anyone on here (maybe from Alabama) has any idea what this means, but if the work is applicable to investment banking please let me know.

Has anyone ever bought from eBay? The prices aren’t crazy and they have the “Authenticity Guarantee” and the watch is shipped to a 3rd party to validate its real. What are peoples thoughts?

Ladies - my GF is turning 30 in a couple months. What are your thoughts on a Cartier watch? Was thinking Tank or Santos. How would you feel with either of those? Or go an entirely different route?

Hey fishes...

With around 10 years of experience I have offers from VMWARE and CISCO (AppDynamics product).

Cisco is giving me 4L lesser in total CTC.

Which one should i choose?

How much money have you invested in crypto currently? I’ll start - $5000 currently

Google stock to buy now or after the split?

What are some good east coast cities to buy an investment property in? For those of you who have done this before, what's better for a first time buyer/investor - commercial or residential?

Based in NYC but looking to buy outside the city. Something that's 400-500k and has good rental potential. Thank you.

Any reccs for cleaners in philly?

Has anybody opened a residential real estate law firm? What are the margins and hours like? Thanks!

Who can relate?

College: Adderall
Year 1 (staff): Gives up Adderall
Year 5 (senior): Starts to drink coffee (or heavily increases)
Year 10 (Senior Manager): Restarts Adderall
Year 16(PPD): TBD

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Can any one tell me, how to invest in quant mutual fund through it's website?

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.