Has Covid changed your retirement plans? What is your targeted retirement age?

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62 and still finding work to be enjoying (most of the time), which is what will really determine my retirement age. However, since Covid, my perspective is changing, although I don't want to spend the first few years of retirement being more or less locked down and not able to enjoy life

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Timing no, plans yes. It has put the travel bug on both me and my spouse. We cannot wait to get the hell out of this house and blow everything on travel.

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If I stay employed it will improve my retirement outlook as we are spending so much less. No flying vacations, no hotels (we have a vac home), no sporting events, almost no dining out and so on. I'm banking even more than before.

If i lose my job it'll be a setback but manageable I believe.

I'll be retirement ready before 55. I just have to decide what I want to do next!

How about you?

56

55
Financially prepared but the only problem is that most of my investments are tied up in 401k and IRA which you cannot tap into till 59.5.

So I cannot retire at 55 unless I want to be prepared to pay penalties

Bank some cash to carry you to 59 1/2.

I’m 50 yo and genx so when I lay may head down for the last time

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