Hi all, off topic. How to respond to relatives when they ask to borrow money. My uncle is asking for 2L and is saying he will return in a month. He is in the construction business and faces losses during Covid. I know he genuinely needs it. But I'm not sure when or if he will return it. Please help. What to do.

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Any good and simple investing/financial Managment podcast? Looking to get more serious about my finance and don’t want to be overloaded with info

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

How to broach taking time during the day for Ramadan for myself as a junior consultant - on a COVID related engagement so I’m reluctant if it’ll be received well...
Also how much time is okay to ask for?

So as we were the first to get hit with COVID in NY, we are seeing declines in numbers now. Travelers are cut short of their contract, our hours are getting cut, and staffs are laid off. Got a call yesterday from HR that now staffs need to file for unemployment to compensate for the lost hours. We risked our lives for this fight, now they are letting us go. Shit’s fucked.

I have a Fidelity Brokeragelink account for my 401k. Every other year I switch from pre and post tax contributions. My money is spread over 3 ETFs currently. Does anyone know how this is tracked? Say if $100k is traditional 401k and $100k is Roth 401k, but they’re mixed, how can Fidelity track what funds are Roth/traditional? If I’m up 300% in ARKK, how can I or anyone else at fidelity tell if the cost basis was pre or post tax contributions?

How are you all voting on the fair tax amendment? I am voting no because I do not want to continue giving our government money until they fix the pension situation too. But curious to hear your thoughts.

Any thoughts on buying the PRCH dip? One of the high valuation stocks that got killed the last 6 months; however strong analyst consent that this is a Buy.

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Best resoures for realtors just starting out in their career?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Anyone here with a negative net worth (excluding 401k) in their 30s? Or am I an outlier?

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

Anyone joining Salesforce Bangalore office anytime soon and looking for flats to rent near office?

hi All , i have 6+ years of exprience in Indurance domain as a BA, i did my masters in insurance aswell , how much CTC can i expect from EY fir the role of BA at senior level ??

Anyone noticed that with aerobic / cardio exercises it gets more difficult to focus? It is like my mind a TV and someone else gets the remote and goes through every channel every 30 seconds or so

What is the org structure at TCS from consulting stream?
As in I have been offered C2 system Analyst with the work exp of 4.5 years... can someone please share the job level bands with comparison to Infosys Job level?

Hi team ,
I resigned and my last working day was last day of month .
The company KPMG was suppose to deduct my joining bonus and other things in final settlement. Last working day was last day of month , which means i got full salary.
What they will do in final settlement? Will they ask me to pay separately? I have resigned and joined another organisation. Any one knows what will happen ?

Hey Fishes I have completed close to 4.5 years in EY under the Tax Operation team specialized in resource management. I am getting only 7.5lpa inspite of getting "Strategic Impact" which is the highest reward category. I was supposed to get a skip level promotion which the HR had rejected for some reason. I feel I am really underpaid and EY is not valuing me as an employee. Based on ur experience can you let me know the actual market rate for my profile?

Anyone using Darwinbox HRMS? What is your experience in terms of user friendly?

I am struggling to spend the time to study for the PHR. I have everything I need, but I feel exhausted from the work week every weekend. I’m looking to take it in August.. help? What do I do?

I’m currently working with a senior level HR candidate. This individual has a doctorate in business with a focus in HR, her SPHR, Federal, and private sector experience at the singer level, and has a fabulous personality. I’m curious is anyone else having difficulties play some candidates like this? At this point I’m starting to think it’s racial or her sex based of the lack of interest in this candidate. Any thoughts?

How are experienced hires vs recent grads treated at top consulting firms? I understand that each branch of each firm will be different from the other and it depends on the leadership. But have there been any uniform truths that people have noticed?

Do you all see a compelling future in your tax career? I’ll go first, I don’t see a compelling future working for a large PA firm in the long run because you have to work more as you move up. However, I do see a compelling future by using my knowledge and skills to open my own firm/business and work less hours as long as I make enough money which is $75k, or if I do work long hours, it’s because I want to.

*Input on Salary* I have two opportunities in hand.
1) EY GDS - Assurance Senior
2) BDO Rise - Assurance Senior

I am an ACCA affiliate with 2+ years of experience in Assurance. What can I expect in terms of compensation?

Thank you in advance.

BDO BDO RISE Private Limited EY

What is the organisation offering to qualified CAs for Associate/ Experienced Associate/ Senior Associate position (Assurance) at Bangalore location?

Was recently offered a job in Hawaii that would be a much larger role than I currently have (deputy chief architect). The downside is the cost of living is nearly double my current location and I would only be getting a 40% pay increase. Do you think it’s worth giving up quality of life/spending value decrease to accept the larger career and possibly expedite my career progression?

Currently a staff in audit - 6 months in. Glad to be learning a lot, and have had a generally positive experience at the firm other than a few interactions, some tough busy season nights. Really been intrigued by TAS/M&A, however, and had a few convos with a senior in TAS i know at the firm. It’s closer to what I studied, but don’t know how to make the jump as it seems an internal transfer could take 6+months/senior rank and a lot of convincing. Is it better to jump firms/has anyone done this?

Does anyone know the average salary for a senior consultant in finance in the LA area?

Team is already talking about eating hours. My utilization is down cause I was in unassigned for a month in Dec/Jan. What's worse pissing off the partner or having a low utilization? -staff 1

I’m a CPA and am weighing going back for my Masters, maybe an MBA?

Will I get any benefit from going back to get my masters?

Anyone who has recently joined Accenture.

Just out of curiosity, wanted to know what they are providing as joining kit?

Currently working in TCS.Will it be a good decision if i join infosys?

Hi folks ,i have 8+ years of IT experience and recently got an offer from both TCS and Accenture .The salary wise both companies are offering almost same package but accenture is slightly giving more (with 27% of variable pay). But with respect to role i would feel TCS is more relavant for me.But i am really confused which one should i choose interms of growth,job security and onsite opportunities.Kindly suggest and provide me your valuable pointers.

In CGI Recruitment, they said there is second round for me.
What might be the second round?
First round is technical.

Need advice-

I have been working as BI developer (SQL+ BI Tools) for 4 years and 7 months and recently moved to a tech organization. I plan to do MBA in 2-3 years ISB/IIM(1YR)/M7/T16/etc.
Is this a good move. I am not doing MBA for money but for profile change (strategy or PM),at that time i will have 7-8 YOE.

Hey Fishes,

Need advice to decide, please help -

BCG Gamma - 23
Mastercard - 22
Gartner - 21
Amex - 23

YOE - 4
Tech stack - Power BI/Tableau/SQL/Alteryx

Hi folks,
Currently I'm working in
Tech stack:
dotNET Framework (Partial MVC)
AngularJs (JavaScript, jQuery)
SQL Server

I'm thinking of switching to python and DS, is this the right decision for me, if yes How can I start, little directions would be appreciated,
Thank you
Total Yrs of Experience: 2.5yrs
CTC: 5 Lacs

Is it recommended to work on third party payroll for reputed product based client Or should I find another job? Actually I am worried about job security. I took this job because client is product company and gave me better package as compared to other offers I had from mostly service based companies. Please suggest!

Is there any difference in background checks while applying for jobs outside India?
If so, in what aspects?

Need 11 likes to unlock direct DM. Please help!

Hi. Please help me decide between these two companies
1. Legato Health
2. Impetus Technologies

Both are offering same package.
Profile - Data Engineering

I am a sharepoint developer with 7 yrs od exp having experience on working power platform and azure functions as well. I am serving notice period and looking for better options. Please help me.

What should be my ideal in hand pay? Stats:
Domain: SAP manufacturing full stack developer
Experience: 6+ years
Education: B.tech (🌝)