Related Posts
More Posts
Everyone: Excel is a smart app
Excel:

Additional Posts in Advertising
Any advice for your LAST day in office?
Who's got the most fishbowl points?
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.






24/$5k 401k/$0 cash ¯\_(ツ)_/¯
Wow fuck you guys lol. I’m 26 in NYC with loans and not one cent of help from my parents for anything so I have $1,500 saved lmao
I find it a little annoying that so many posters here assume you can only max out your 401k and save a lot if you're privileged. To answer the above questions about how I ended up with $155k by age 31 ($$55 in 401k, $25 IRA, $65 savings, $10 stocks), it's not because of some trust fund. I moved out at 18 when I went to college. During college, my parents helped me a little bit with tuition and insurance, but I still covered food, clothing, books, rent, and anything I needed for my classes. They stopped covering health insurance and all other financial support the day I graduated college. I graduated with only $15k in debt because I went to a school where I got half of it paid for in merit scholarships, another chunk paid for with need based grants (since my parents only made about $25k each per year), and I worked 2 jobs all through college. That financial aid is the only thing that can really be called "priviledge", but I also chose that specific school because they offered me the most money so I wouldn't graduate with $30k or more in debt like a lot of my friends. I also haven't inherited any money from anyone. When I moved to NYC 9 years ago I found an apartment that was $1100 for a two bedroom in Brooklyn and got a roommate to split the rent. When I need new phones, i buy old ones and still have the $40 boost mobile plan I've had since college. My computer is the same refurbished one i bought in 2009 that i keep up and running so I don't have to shell out $2k for a new one with newer software. And for most of my career I made less than $50k. It's only the past 2.5 years I've gotten up to $70k. I fully realize that that kind of extreme frugality is not for everyone. I definitely don't get to go out as often or do as many fun things as my friends, but that's because I've prioritized saving for the future over having fun in the present. Don't assume that only people with trust funds and rich parents can save.
So far I feel like the most broke one to actually comment, lol. We are all on our own journeys. And also. The Student Loan Debt Crisis Is About to Get Worse - Bloomberg https://apple.news/AM067SVE7QLCsWfAH7eODhg
^ got ‘em
31/ 300k
49 / have everything in life money can’t buy. Lovely wife of 24 years, 2 teenage boys and a job I still like. I applaud those that can save and have there shit together, I wish I could. Someone will always be doing better or worse than you!
43/550k
30, $30k 401k, $12k savings, paid off $35k in loans over the past 3 years
HOLY FUCK are you all serious???!!! 34 yrs old, $1,300 savings, maybe 10k 401k. I pay $900/month rent in NYC how do any of you save so much????
I was broke, but then I won the $1.6 billion lottery, so now I’m good.
Lol are some of you this girl https://www.refinery29.com/money-diary-new-york-city-marketing-intern-income
24 - ~8k stocks, 7.5k 401k, basically $0 cash
@CD2 Oh dang, let me stop “buying” my student loans and rent and basic living expenses for me and my family. Take your privilege and shove it. It’s responses like yours that really exemplify that advertising, at its core, is a wealthy person industry.
30yo/ $9k overall 😥
Thank you student loans.
1.4m,Female, married, NY. Save. Live below what you can afford. Don’t buy dumb sh*t.
I am 35, have travelled the world, no owned property and no way near as much saved as these people. Rich in memories though.
Senior Copywriter, 49, a family, a home, some savings and also cancer. Please spend some of your money on experiencing life with your loved ones. You can’t take it with you.
26 $500 401k $1,300 cash (just bought a motorcycle)
Oh and Sf rent
We should really include where we live.
$5k cash/$30k 401k/33 in Los Angeles with a shit ton student debt and regular debt
Just play that Mega Millions! Definitely put all your eggs in that basket.
34. Married. $140k in 401k and $60k cash.