I was looking into the # of covid cases and it looks like the number of cases due to the delta variant is at the same level as March of 2020. Do you think it is a sign of upcoming market downturn? Being cash heavy would be a good idea?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Are you guys as busy as you were pre-COVID? I'm at a no name and have had two transportation clients not want to sell anymore after the massive hit in March and April

Trying to decide between soylent or huel as a meal replacement 1x daily. Anyone have recs? Goal: shed ~5-10 lbs and keep it off over the next few months.

529 Plan VERSUS Prepaid

We live in Florida and currently have a Freshman in High School and a 16 month old. We hear from our friends and family with college bound children "I wish we would have done Florida PrePaid." After obviously ignoring this for years, we are finally trying to do it before "it's too late" for both children.

Does anyone have recommendations on which plan to go with for each child? I once did the pros and cons on a whiteboard and it seemed like 529 was better.

Does your firm let you take 28-30 December off? Many of my team members won’t be working those days and I decided last minute that I’d like to travel somewhere between Christmas and the New Year.

Any advice on TTC after ectopic pregnancy? Seems like it won’t happen for me. It’s been 7 months

How did you cope with post-grad depression? I feel like my life has stalled a bit.

I’m a recent grad struggling to look after my health when I’m stuck in a cubicle 10+ hours a day. How do you juggle a healthy lifestyle with long hours at a desk?

Anyone have a special platinum Marriott support number or contact person to resolve a lingering issue?

I’m feeling overwhelmed and bad at my job. Small things at work are throwing me into a self-hate spiral that I’m at least aware of but I feel myself slipping into another depression over it...

Will firm say anything if I travel and but am still working? Probably intentionally. Probably a week or two. Figure the VPN will tell them

What gym is the best in this city? I don't take a ton of classes so I just want a clean gym to lift weights. I'm looking for a mix of good value, large amount of equipment, and minimal wait times if possible

What is your credit limit on CCR? We're going through some life changes (wedding, rings, travel, etc.) and was recently surprised to find my credit limit is only $30K even after being a solid customer. What are the ways I can get an increase in the credit limit?

Thoughts on at-home pregnancy test 7 days post day 5 embryo transfer? Risks? Downsides? We have our blood test Sunday on day 9.

Anyone tried biossance skin care line? I’m Pregnant and wanted something safe and clean during my pregnancy.

Anyone in printers row know of good gyms around ~$50? Looking to avoid LA Fitness at SouthGate or XSport (reviews seem to agree - they are a mess). FFC is just not in the cards rn.

As things start to open up fully, some of my institutional clients are sending notices that we are expected to do X activity over zoom from here on out (things we used to do in person). Clearly it’s a cost cutting measure. Anyone else feel like filing for telephonic appearance so the insurance company can save a buck isn’t going to sit well with judges who prefer in person attendance? I hope they deny all of them so my billables don’t suffer. Less travel = more desk bs I have to do to hit quota

What’s the going rate for a Group EP in nyc? Either freelance or staff?

I am currently working as a PayPal AWF/CW in contractor's payroll for the past 3 months. I heard many got converted from AWF to FTE. So what is the process for FTE conversion? Should I clear some Interviews? Also how much would the salary increment be? On par with regular hiring? Any minimum time limit of being in AWF before FTE conversion?

Is it difficult landing an in-house position as only a second year corporate associate in big law? I know some people who went in-house straight out of law school and some who had no transactional background but went in-house after just a year of practice. Not having that same luck on my end.

In Lti WFH is going on or operating in hybrid model ?

Mod suggestion: how about a weekend thread of wins / losses for the week and lessons learned + ideas for the week ahead?

Is Presales better career option than consulting? Please help me out about the roles.

It would be great if anyone could help me understand the salary components.
Basic, HRA, Statutory Bonus, flexible components of TFP - fixed ?
TVP(total variable pay) - will be given a monthly salary ?

Currently interviewing for an Associate Partner role with New York Life. I have 15 years experience in financial services. What should I be asking for when it comes to salary. The range they give is $60k-$160k base, not including bonuses.

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Is Hillingdon/ Uxbridge a nice area to live and commute into London? SO is starting a job in Ox so considering living somewhere in between.

Alternatively, would it be better to just live in Ox and getting a train into Marlybone (my commuting tolerance is higher than my SO)?

Londoners, I have a friend visiting me for Easter and am looking for ideas on where to take her besides the regular touristy stuff - pls help!
Plus, what’s the best theater show you’ve seen lately? Thank you 😊

Anyone play fantasy football? Would anyone be interested in a bowl / mini league? I’m guessing there are some good data analysis skills being put to good use out there.

Anyone received Sodexo amount credited in your account for this month??? Still I didn't get the Sodexo amount

Why is the MTA so awful!?!? And they are going to be raising the fares again!? For what!!? 🤬

The MTA should be our audit client. I’d bet you’d find so much wasted and pocketed money!

OH: (RE: required meeting attendance)

"Ok, fine. I will say yes now but fair warning I may fake my own death beforehand."

What is comp like in Minneapolis firms? Do some pay significantly better than others, or are they all the same? Spouse’s family in MN so considering a move, but I make DPW scale currently (am a litigation associate) and the salary estimate I got from a firm in MN would be 40% less than what I currently make! Cost of living and hours requirement slightly lower in MN, but nowhere near 40%! Are there any options that would not result in a drastic pay cut?

I’ve been asked by a client to coach their team on how to structure and write scripts for their corporate event content (e.g. panel discussions). I’ve happily had a crack at helping them but it’s a bit out of my wheelhouse - is this ask something that would ordinarily be given to an agency copywriter? Or would it usually be something a content or speech writer would do?
Either way, I’m happy to add the additional skill to my CV 😅

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

First human to cow transmission of the coronavirus. And the bull is dead.

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Hello fishes. Need some insurance advice.
My parents are dependent on me. My 62 yo dad and 57yo mom do some part time work and makes $1000/mon. Dad has some health complications like diabetes, high bp, genetic heart issues, liver problems etc. Does it make sense to get a life insurance for him - 20 yr term, $1M coverage. Premium is around $500. I am thinking I can pay the premium but if something happens to dad, it will help my mom pay be self-sufficient

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

What stocks are you betting on for 2018?

Rental expenses: experts recommend spending no more than 30% of gross income on housing per month. What’s your: 1) monthly gross, 2) % spent on housing, 3) high/medium/low cost of living city? Trying to get an idea of how y’all investment fish prioritize housing vs savings.

Other than Fidelity, what's the best brokerage account out there? Looking for something visual that allows fractional shares and portfolio insights.

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

Any tips on negotiating apartment renewals for large buildings? Just got a renewal offer for my 2BR apartment… it’s 20% higher than my current. I can afford it but damn that would be a bummer

How much do you keep in the bank vs brokerage?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

What might be the ripple effect in real estate? When is a good time to get in?

If you were to buy only one, ARKW or ARKK and why?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.